There's a possibility I may be briefly relocated to Lusaka, Zambia for six months. It's a short amount of time so I don't think it's worth it to open a bank account, and I'll still be getting paid South African Rand into my South African Bank Account. I just want to know from expats living in Zambia if there's enough ATMs and if they accept VISA in most places.
VISA credit cards are the most often accepted and recognised in Zambia, but places may add an additional 5 percent onto the cost of an item to cover their bank charges for processing the card. Most things can be purchased for a lower price with cash. Make an effort to exchange in SA, as the bureaux de change in Zambia take decent size commissions.