Living in Toronto as an expat

Living in Toronto as an expat offers a unique experience. The city is nestled between three of North America’s Great Lakes – Eerie, Huron, and Ontario. This location invites you to hike, swim, and boat along their stunning shores. 

Toronto has evolved into a bustling, multicultural metropolis, enriched by immigration from Asia, Africa, and Latin America, creating an inclusive environment where you’ll easily find communities that resonate with your background.

Besides boasting natural splendour, Toronto is a cosmopolitan city with plenty to offer, from a dynamic job market to world-class entertainment and a high quality of life.  It’s no wonder so many find themselves drawn to Canada, with Toronto leading the charge as a top destination.

Working in Toronto

Working in Toronto gives you access to Canada’s economic heartbeat. The city is home to several large banking institutions and abundant opportunities in industries like technology, finance, biotechnology, aerospace, media, communications, and IT. Toronto is emerging as a tech hub, with growth in software development, artificial intelligence, and fintech – providing a variety of high-demand roles for skilled professionals.

Finance also plays a key role here, with major banks and investment firms based in the city, creating numerous opportunities in banking, investment analysis, and financial planning. The healthcare sector is also thriving, with innovation and research driving demand for healthcare professionals, administrators, and clinical roles.

Finding Work in Toronto

Finding accommodation in Toronto

Finding accommodation in Toronto can vary significantly depending on your needs and budget. Downtown Toronto is constantly expanding and boasts a variety of accommodation options, from luxury apartments to more budget-friendly rental units.

Newcomers often gravitate towards neighbourhoods like Danforth, Leslieville, and Queen West. Danforth, also known as Greektown, is famous for its lively community atmosphere, cafés, and restaurants. Leslieville is ideal for young families and professionals, offering trendy cafés, local shops, and a warm community feel. Queen West is known for its artsy vibe, with galleries, music venues, and boutiques catering to creatives and professionals alike.

The iconic CN Tower, once the tallest freestanding structure in the world, can be seen from anywhere in the city, making it a useful landmark as you explore different neighbourhoods. For those looking to save on rent, suburban areas offer more affordable housing, and Toronto’s efficient public transport network makes commuting relatively easy.

Accommodation and Utilities in Toronto
Best (and Worst) Neighbourhoods in Toronto

Getting around Toronto

Getting around Toronto is straightforward thanks to its highly efficient public transport system. Almost every area and suburb has access to buses, trains, and a unique streetcar system. The extensive subway system forms the backbone of the city’s transport network, linking the outlying suburbs to the city centre. The Toronto Transit Commission (TTC) offers a comprehensive network of subways, buses, and streetcars, making getting around convenient and cost-effective.

Streetcars are a distinctive feature of Toronto’s transit infrastructure, primarily serving the downtown core. Toronto is also investing heavily in expanding its transit infrastructure. Projects like the Ontario Line and several light rail extensions are set to enhance connectivity across the city, reducing congestion and improving access.

Public Transport, Driving, Cycling, and Walking in Toronto

Cost of living in Toronto

The cost of living in Toronto can be high, with housing being a major expense. Rental prices in Toronto are notably high compared to cities like Montreal and Calgary, which offer more affordable housing options. Transport costs are comparable to those of other major cities, with public transit offering good value for residents. Groceries tend to be slightly above the national average, and dining out can be pricey, especially in downtown areas.

Budgeting and Cost of Living in Toronto Chart

Lifestyle in Toronto

Toronto is a shopper’s paradise, earning recognition as one of the best shopping destinations in the world. Local shops, speciality boutiques, and exclusive European and American outlets offer an extensive shopping experience. From Yonge Street to Queen West, there’s something for everyone, whether you’re hunting for high-end fashion or quirky local finds. And, of course, Toronto’s diverse food scene means you can sample cuisines from every corner of the globe without ever leaving the city.

Thanks to the many green spaces, lakes, and forests in and around Toronto, family get-togethers, hikes, picnics, and leisurely strolls will likely become regular pastimes. With exciting theme parks, museums, and family-friendly attractions, there’s never a shortage of places to explore. If you prefer the outdoors, the Toronto Islands, High Park, and the waterfront offer plenty of recreational opportunities. 

Newcomers are often drawn to Toronto’s cultural festivals, such as the Toronto International Film Festival (TIFF) and Caribana, celebrating the city’s diversity. Attending sports games is another popular pastime, whether it’s cheering on the Toronto Raptors in basketball or catching a Blue Jays baseball game.

Shopping, Dining, Activities and Attractions in Toronto

Living in Toronto with children

If you’re moving to Toronto with children, you’ll find the city is ideal for raising a family. Toronto offers a variety of support services to help newcomer families settle in. The City of Toronto operates Newcomer Services Kiosks, providing information on city services and community support. Organisations like The Neighbourhood Organisation (TNO) offer settlement programmes, language instruction, and assistance in creating customised settlement plans. At the same time, the YMCA provides support in nearly 60 languages, offering interactive programmes and volunteer opportunities to help you integrate.

Toronto also boasts many parks and green spaces, making it easy to keep children entertained and active. High Park, one of the city’s largest parks, features extensive playgrounds, a zoo, and trails – perfect for family outings. Trinity Bellwoods and Riverdale Park also offer great playgrounds and open spaces, with Scarborough Bluffs providing scenic views ideal for picnics.

Finding a school in Toronto

Finding a school in Toronto is straightforward, with excellent public, international, and private schools throughout the city. When deciding between public and private schools, consider curriculum, class sizes, and facilities. Public schools follow the Ontario Ministry of Education curriculum, ensuring a standardised education, while private schools often offer specialised programmes, such as International Baccalaureate (IB) or Advanced Placement (AP). Private schools typically have smaller class sizes, providing more individual attention, whereas public schools offer a diverse range of extracurricular activities.

Certain neighbourhoods are known for their high-quality schools. Lawrence Park and Leaside are home to some top public schools in the city, while The Beaches and Etobicoke are also home to reputable institutions. It’s always a good idea to visit schools and speak with staff to determine which environment suits your child best. From French immersion to international curricula, Toronto’s schools offer diverse programmes to cater to every need.

Ontario Education System and Schools in Toronto
International Schools in Toronto

Healthcare in Toronto

Healthcare in Toronto is world-class, with highly qualified specialists and advanced facilities. To access the public healthcare system, you need to apply for the Ontario Health Insurance Plan (OHIP). Eligible residents, such as permanent residents and certain temporary residents, can apply at a ServiceOntario centre. You’ll need proof of residency, identity, and immigration status.

OHIP covers many essential medical services, such as doctor visits and hospital stays, but it doesn’t include prescription drugs, dental care, or physiotherapy. Private health insurance can help cover these additional services and may be offered by employers as part of their benefits package. Knowing where local healthcare facilities are and understanding how to make sense of the system can make a significant difference when settling into life in Toronto.

Healthcare and Health Insurance in Toronto

Climate in Toronto

The climate in Toronto is categorised as continental, offering four distinct seasons that impact daily life in different ways. Spring in Toronto brings mild temperatures, and the city comes to life with blooming parks, although you’ll need an umbrella handy due to frequent rain showers. Summer is the perfect time to enjoy Toronto’s outdoor festivals, patio dining, and recreational activities, although the occasional heatwave may have you seeking out some air-conditioned comfort.

Autumn is simply stunning. The city’s parks and streets are adorned with colourful foliage, making it a lovely time for strolls and hikes. Winter in Toronto can be a bit of a shock if you’re not used to it, with temperatures averaging below freezing. Snow is common, and daily routines often include snow removal and layering up to stay warm. Invest in a good winter coat, insulated boots, and warm accessories – layering is key.

Weather and Climate Charts in Toronto

Overall, if you move to Toronto, you can expect a welcoming and safe city with a rich quality of life. Whether you’re looking for career growth, a place to raise a family or a vibrant cultural experience, Toronto offers it all in spades.

While the Canadian climate might conjure images of polar bears and frozen tundras, Toronto’s weather is quite mild compared to other major Canadian cities, particularly in winter. Lake Ontario, the central geographic element, generates these comfortable climes, moderating both summer heat and winter cold.

You will generally experience hot, humid summers and cold, snowy winters, but these seasons are more bearable compared to cities like Montreal and Calgary. Toronto’s winters are significantly milder than Montreal’s, where temperatures can plummet well below freezing.

In summer, temperatures can reach an average high of 79°F (26°C), while in winter, they can get as cold as 16°F (-9°C). Rainfall levels are pretty high throughout the year, with about 33 inches (838 mm) of precipitation annually. Many people consider autumn the best time of year in Toronto due to the vibrant fall foliage, with mild days and cool nights perfect for exploring the city’s parks and outdoor festivals.

Often ranked as one of the best places to live in the world, Toronto has a thriving economy, vast green spaces, and a vibrancy that can only be born from a multicultural society. As a newcomer, you’ll soon realise that navigating Toronto can be tricky due to traffic congestion and complex road systems, but the city offers plenty of opportunities to sample its world-class cultural and culinary delights.

Our list of pros and cons offers a snapshot of what you can expect in Toronto.

Accommodation in Toronto

+ PRO: Wide range of neighbourhoods

The Greater Toronto Area has a wide variety of neighbourhoods, all distinctive in style, character, and architecture. You’ll have a good chance of finding the right fit for your taste and budget.

Neighbourhoods in Toronto

- CON: Rent is expensive

Toronto has some of the most expensive rental costs in Canada, and there are a few reasons for this. The city has attracted many foreign investors who can afford to pay top dollar for accommodation, which drives up housing costs. 

The addition of condos in many neighbourhoods has further affected rental prices. As the real estate market places a higher value on condos, their presence drives up rent in previously affordable neighbourhoods.

On the bright side, recent data shows a cooling in the rental market, with average rents for one-bedroom apartments slightly decreasing, offering potential renters some breathing room.

Working in Toronto

+ PRO: Strong job market

Toronto is Canada’s financial capital and offers numerous opportunities to further your business career. The city’s financial sector employs more than 200,000 people and is home to some of the world’s biggest tech, pharmaceutical, and international research companies. The startup scene is also robust and constantly creating jobs.

Beyond finance and tech, Toronto is making waves in life sciences, particularly in biotechnology and pharmaceuticals, and its creative industries, like film, media, and design, are also booming. Quantum computing is another exciting growth area, positioning Toronto as a hub for innovation and investment.

Career Opportunities in Toronto

+ PRO: Opportunities in remote work

The rise of remote work has significantly reshaped the job market in Toronto. Professionals from fields like finance, customer service, and marketing can increasingly take advantage of flexible work arrangements. This trend has made Toronto more accessible and appealing to those who value work-life balance and flexibility.

Getting around in Toronto

- CON: Traffic congestion

Getting around in Toronto can be a bit of a headache. Like most big cities, the city struggles with traffic congestion, making driving a hassle. But there are some recent improvements to help alleviate this. 

The MoveTO Action Plan, launched in 2020, introduced ‘smart’ traffic signals that adjust based on real-time traffic conditions, helping to improve the flow of vehicles. Additionally, the Congestion Management Plan includes more traffic agents, AI-based traffic monitoring, and stiffer fines for congestion-causing behaviours – all aimed at keeping things moving more smoothly.

Raising kids in Toronto

+ PRO: Broad schooling options

Raising kids in Toronto comes with a wide array of schooling options. The city’s school and education system are of a high standard. If you’re a resident or have a work permit, you can enrol your kids in public schools free of charge.

Public schools in Toronto are known for their diverse programmes and inclusive learning environments, often ranking highly compared to other major Canadian cities. Many of Toronto’s schools also perform exceptionally well in the Fraser Institute’s assessments, providing parents with confidence in their children’s education.

School and Education System in Toronto

+ PRO: A range of fun activities

You can entertain your children at various attractions, including farms, amusement parks, and kid-friendly museums. There’s no shortage of things to do with the little ones, from seasonal festivals to interactive learning experiences at places like the Ontario Science Centre.

Popular spots like the Royal Ontario Museum (ROM), High Park, and Casa Loma offer engaging and educational experiences that are sure to spark young imaginations. The Toronto Zoo is also a family favourite, with diverse animal species and plenty of educational programmes throughout the year.

Lifestyle, Activities, and Attractions in Toronto

Healthcare in Toronto

+ PRO: Publicly funded healthcare

The Ontario Health Insurance Plan (OHIP) funds Toronto’s healthcare system, and coverage extends to all residents of Ontario. You’ll pay a minimal monthly premium automatically deducted from your salary to access doctors, specialists, and surgery. Toronto’s healthcare services are well-regarded, with comprehensive coverage that ensures you’re well-supported in case of medical needs.

Healthcare in Toronto

Cost of living in Toronto

- CON: The city is expensive

Rent isn’t the only expense driving up Toronto’s hefty cost of living. Drinks, food, and utilities are pricier in Toronto than in other Canadian cities. Despite a recent cooling in the rental market, the overall cost of living remains high, with prices for groceries and dining out particularly steep compared to national averages.

Although it can vary depending on local energy policies, the cost of utilities, such as electricity and water, is comparable to other major Canadian urban centres like Vancouver and Calgary.

Cost of Living in Toronto

Lifestyle in Toronto

+ PRO: Eclectic food scene

Toronto is easily among the best culinary cities in North America. As a foodie, you can explore the world through your palate, thanks to Toronto’s multiculturalism. Options include heavenly dim sum in Chinatown, authentic pasta in Little Italy, tasty curry in Little India, and Mediterranean-style dishes in Greektown. The city’s eclectic food markets and festivals further reflect Toronto’s incredible diversity.

+ PRO: Incredible arts and culture scene

The city is also a wonderland for art lovers, allowing you to sate your appetite for beauty, meaning, and sophistication with an enviable list of attractions. Theatre, live music, comedy shows, and poetry readings will vie with exciting museums and galleries for your attention. Toronto’s arts and culture calendar is always packed, with highlights like the Toronto International Film Festival, Caribana, and Nuit Blanche drawing international audiences.

Arts and Culture Attractions in Toronto

- CON: Challenging weather

Although winter temperatures can still get extreme chilly, Toronto’s climate is slightly milder than other Canadian cities. Conversely, summers can be hot and humid, with temperatures reaching highs of 95°F (35°C). Recent years have also brought more pronounced temperature extremes. Winters offer opportunities for ice skating, while summers bring bustling outdoor festivals, adding to Toronto’s unique character.

+ PRO: Low crime rate

Although some degree of crime is inevitable in every city, Toronto suffers relatively little of it. In fact, it often ranks among the safest big cities in North America and the world. Neighbourhood watch programmes and strong community engagement help maintain a safe environment, making Toronto a great place to call home. Crime rates here are lower than in cities like Chicago and New York, adding to its reputation as a safe and desirable destination.

Toronto is at the forefront of the Canadian working world. It serves as a headquarters for all five major banks in Canada and houses well-developed film, biotechnology, tourism, aerospace, software development, media, and telecommunication industries.

Whether you’re seeking a new opportunity or expanding your career horizons, the job market in Toronto is thriving, making it a bustling centre of economic growth and innovation. It’s where ambition meets opportunity and where dreams can truly take flight.

Job market in Toronto

The job market in Toronto is diverse and full of opportunities. As Canada’s commercial hub, Toronto is brimming with job prospects, especially if you have a highly developed and unique skillset. Skilled trades, healthcare, and technology are in high demand. There is a notable shortage of professionals in fields like construction trades, nursing, and software development. 

On the other hand, manufacturing jobs have declined due to automation and global competition, while retail has seen significant changes with the rise of e-commerce, leading to store closures and fewer employment opportunities.

Toronto’s proximity to New York makes it a key link between Canada and the US, resulting in close ties and easy trade with one of the world’s largest economies. This partnership has contributed to Toronto’s growth and prosperity, attracting workers who are looking to be part of this thriving scene.

Finding a job in Toronto

Many people who relocate to Toronto do so via an intra-company transfer, which can be one of the easiest ways to secure a work opportunity in the city. If you have niche skills, you might also be head-hunted and secure a job before moving here. It’s important to start your job search before arriving and to research requirements, qualifications, and work visas in Canada.

If you’re planning to move to Toronto without a job offer in hand, rest assured that there are plenty of support systems and resources to help you secure employment. City employment services and newcomer organisations, like JVS Toronto, offer tailored programmes to support you, including job search coaching and sector-specific workshops. Job portals like Indeed and Randstad are great tools for finding opportunities in various industries.

Networking is key in Toronto – connecting with others through LinkedIn, attending industry events, and joining professional associations can help you find unadvertised opportunities and make headway in the workplace. Engaging with local organisations like the Toronto Region Immigrant Employment Council (TRIEC) and Professional Immigrant Networks (PINs) can provide priceless support and connections.

Credential recognition is often a key challenge for newcomers, as getting your foreign qualifications recognised by Canadian employers can be a complex process. Similarly, many employers prefer candidates with Canadian work experience, making breaking into the job market challenging. Consider participating in bridging programmes or internships to gain local experience and improve your chances.

Working and Finding Work in Canada

Useful links

• Indeed – Job Listings
• Randstad – Recruitment and Jobs
• City of Toronto – Employment Services
• Toronto Region Immigrant Employment Council
• JVS Toronto – Newcomer Services

Work culture in Toronto

Work culture in Toronto varies across industries. For instance, finance jobs tend to have a more formal atmosphere and dress code, while creative sectors like media and tech are more relaxed.

Standard working hours are typically from 9am to 5pm, five days a week. Smaller companies may offer more flexible roles and a close-knit environment, and larger corporations tend to have structured hierarchies and more formal processes.

Many workplaces in Toronto also now offer flexible or hybrid work arrangements due to changes brought about by the pandemic, particularly in sectors like technology and finance. Hybrid work models are more common in the tech industry and financial and professional services, balancing remote and office-based work well.

If you’re new to Toronto, be mindful of common workplace etiquette. Generally, Canadian workplaces are egalitarian, where everyone’s views are heard, although final decisions remain with management. Respect for diversity is also a cornerstone of the workplace.

Punctuality is a must – arriving late to meetings is frowned upon. First impressions matter, and communication tends to be direct but always very polite. Maintain professional email standards, including proper salutations. Respect personal space and be mindful of others’ comfort levels.

Accommodation in Toronto consists of properties of every shape and size, and you should be able to find something to suit both your budget and needs relatively easily. Toronto’s housing market is dynamic, shaped largely by its diverse population and vibrant neighbourhoods, offering something for everyone.

Areas and suburbs in Toronto

Toronto is a lively mosaic of cultures, with each neighbourhood offering a unique story of community and migration. From the bustling streets of Little Italy to the eclectic charm of Greektown, Canada’s largest city provides a diverse mix of urban hubs and quieter retreats.

Although housing comes at premium, the downtown core is a dynamic blend of commercial and residential spaces, ideal for those who want to live, work, and play in the heart of the city. Further out, areas like Scarborough and Etobicoke offer more affordable options without sacrificing access to amenities.

Family-friendly neighbourhoods such as Bedford Park and North Toronto boast excellent schools and green spaces, while artsy enclaves like The Annex and exclusive areas like Forest Hill cater to various lifestyles. For waterfront living, Harbourfront and The Beaches combine scenic beauty with urban convenience, while emerging neighbourhoods like King West Village and Junction Triangle offer trendy, modern vibes.

While Toronto is generally safe, some areas require careful consideration. For instance, Jane and Finch, Regent Park, and Flemingdon Park face challenges such as higher crime rates and underfunded infrastructure, although revitalisation efforts are underway.

Read more about the Best (and Worst) Neighbourhoods in Toronto.

Types of accommodation in Toronto

Types of accommodation in Toronto vary greatly. Toronto is home to luxury condominiums that dot the skyline, yet there are also housing communities in more modest dwellings, even in central areas. This juxtaposition means you could see multi-million-dollar condos alongside older, sometimes run-down, housing blocks.

This uneven distribution of wealth ensures something for everyone, with apartments available for people from all walks of life almost anywhere in the city. The western and northern districts have some expensive properties, but you’ll still find plenty of townhouses, high-rises, and smaller homes.

Co-living spaces are also becoming popular, especially among young professionals and students looking for affordability and a sense of community. These shared living arrangements offer an alternative to traditional rentals, particularly in neighbourhoods near universities and work hubs.

Furnished vs unfurnished

Furnished rentals in Toronto, which tend to be more prevalent downtown or in areas with many business travellers and international students, typically cost more than unfurnished apartments. There is a growing demand for furnished rentals, particularly among transient populations, like students and professionals on short-term assignments. On the other hand, opting for an unfurnished rental can give you more flexibility.

Short lets

Short-term accommodation in Toronto has undergone changes recently. With stricter regulations, only principal residences can be used for short-term lets. Platforms like Airbnb and Vrbo remain popular, but you’ll also find local real estate agents to help you secure compliant short-term rentals that meet city guidelines. In addition to these platforms, local agencies have started offering short-term rental management services, providing personalised options for both hosts and guests.

The demand for short-term rentals has rebounded post-pandemic, with increased bookings driven by the resurgence of tourism and the flexibility required by remote work trends.

Useful links

• Airbnb
• Vrbo
• Short-term Rental Compliance Guide

Finding accommodation in Toronto

Finding accommodation in Toronto is typically made easier by taking advantage of the wide range of online listings available. Real estate agents can also be incredibly helpful, especially since they know the ins and outs of the market and can guide you through the leasing and negotiation process. Many real estate agents have listings on their company websites. It’s worth noting that landlords are responsible for the agent’s commission, so you won’t incur any additional fees for their help.

New platforms like liv.rent, Rentals.ca, Zumper, RentCafe, and PadMapper have also made a splash in Toronto. These tools offer features like digital contracts, virtual tours, and secure payments – perfect if you’re tech-savvy and want a smooth renting experience.

If you’re looking for the best of both worlds, consider using a mix of property portals, real estate agent listings, and even social media to find your perfect spot.

Useful links

• Realtor.ca
• Zillow
• Trulia
• Rentals.ca

Renting accommodation in Toronto

Renting accommodation in Toronto involves a few steps once you’ve found a property that fits your needs. You’ll need to review and sign the lease, which can be negotiated with the landlord. Be aware that most leases require two months’ notice if you decide to move out.

Making an application

When applying for a rental property, it’s best to have your documents ready, such as proof of income, references, and ID. Being prepared will speed up the process and make you more attractive to landlords.

Competition is fierce in Toronto, with low vacancy rates and high demand. You might need to act quickly once you find a property you like, so ensure you have everything ready to go – credit checks, references, and even a letter from your employer can make all the difference.

Leases, costs and fees

Lease agreements usually cover a term of 12 months and outline forfeiture conditions for any breach of contract. You’ll need to pay a deposit – usually two months’ rent – which is refundable, provided there are no damages or breaches. Conduct a thorough inventory when moving in and document any pre-existing damages to avoid disputes when you move out.

Landlord-tenant relations in Toronto have evolved, partly due to regulatory reforms and market dynamics. The Ontario government has strengthened tenant protections to prevent unlawful evictions and address maintenance issues. But as the rental market rebounds, landlords are regaining leverage, which influences rent negotiations and lease agreements.

Additional fees may include a refundable key deposit, move-in/move-out fees for condominiums, and utility setup costs. It’s essential to clarify these with your landlord to avoid surprises.

Read Accommodation in Canada for more on national rental processes. 

Useful links

• Ontario Landlord and Tenant Board
• Residential Tenancies Act Summary
• Tenant Rights Advocacy Services

Utilities in Toronto

Utilities in Toronto can add to your monthly expenses, so it’s important to understand what’s included and what you’ll need to pay separately. Typically, you’ll be responsible for gas and electricity, while water is often included in the rent. Make sure to double-check your lease to avoid surprises later.

Electricity and gas

Toronto Hydro and Enbridge Gas are the primary providers of electricity and gas in Toronto. Toronto Hydro is the city’s main electricity distributor, delivering power to homes and businesses. Their rates are regulated by the Ontario Energy Board, which ensures transparency and fairness, so you won’t encounter unexpected fluctuations.

Enbridge Gas supplies natural gas and offers various plans, including fixed-rate and variable-rate options.

To save on energy costs, renters can take advantage of several energy-saving programmes. The Energy Affordability Program offers free energy-efficient upgrades, such as LED light bulbs, power bars with timers, and efficiency showerheads. These upgrades can make your home more comfortable while helping to lower your utility bills.

It’s also a good idea to compare electricity plans on the  Ontario Energy Board’s website, as other retailers may offer different pricing structures than Toronto Hydro. While Toronto Hydro is the default option, alternative suppliers could offer better deals depending on your consumption patterns.

Water

Water in Toronto is usually included in rental agreements, but it’s always wise to confirm this in your lease. The City of Toronto manages the water supply, and rates are standardised across the city.

Renters are encouraged to conserve water where possible. Fixing any leaks promptly – reporting them to your landlord if necessary – can prevent wastage and potential damage. Installing water-efficient fixtures, like low-flow showerheads, can also help you use less water without compromising comfort.

Bins and recycling

Toronto has an efficient waste management system, with regular rubbish collection and recycling services to keep the city clean. Understanding the waste collection schedule and properly sorting your waste helps ensure that recycling and compostable materials are processed correctly, reducing your environmental footprint. The City of Toronto provides guidelines for sorting waste, which you’ll need to follow. Bins are colour-coded – green for organic waste, blue for recycling, and black for general rubbish.

To help residents comply with recycling guidelines, the City of Toronto offers the Waste Wizard Tool. This online resource helps you determine the correct disposal methods for various items. This can be especially useful for reducing contamination and ensuring proper sorting.

If you live in a multi-residential building, you can also benefit from in-unit recycling bags and organics containers the city provides. Speak to your property manager to see if these resources are available in your building.

Internet

Several major suppliers provide Internet in Toronto, each offering a range of packages that suit different needs, whether you’re browsing casually or working from home. If you’re a heavy user – streaming, gaming, or working remotely – it’s worth investing in a high-speed plan with unlimited data to avoid any interruptions or extra charges.

Useful links

• Toronto Hydro, Enbridge Gas and the Ontario Energy Board
• City of Toronto Water Services
• City of Toronto Waste Collection Schedule and Waste Wizard Tool
• Beanfield Metroconnect, Fido Home Internet, Bell Canada, Rogers Communications and TekSavvy

Toronto is home to an eclectic mix of cultures, with each neighbourhood reflecting the diverse backgrounds of its residents. From bustling Little Italy to the colourful streets of Greektown, every corner of Canada’s largest city tells a different story of migration and community. Whether you're seeking a bustling urban hub or a quiet retreat, this Toronto neighbourhood guide will help you figure out the many options.

Toronto’s many neighbourhoods are spread across 10 distinct areas. These include Etobicoke, York, North York, West End, Downtown, Midtown, Uptown, East York, East End, and Scarborough.

The city’s lively downtown core is a hearty mix of commercial and residential properties, making it an ideal place to live, play and work. That said, you can expect to pay a premium for condos and houses in the area. Areas further out from the city centre, such as Scarborough, Etobicoke, and parts of North York, generally have more affordable housing options.

Uptown

Bedford Park

Bedford Park is a favourite for families with small children, offering not only excellent elementary schools, but also several amenities that add to its appeal. Beyond the well-known Wanless Park, you'll find smaller parkettes and playgrounds scattered throughout the area, providing safe spaces for your kids to play and for you to meet other families.

The Bedford Park Community Centre runs various programmes, including art classes, sports leagues, and seasonal events, creating a warm and engaging community atmosphere. The local library branch also hosts storytelling sessions, educational workshops, and reading clubs.

North Toronto

North Toronto is one of the fastest-growing areas of the city, providing families with an outstanding selection of schools and access to green spaces. The Yonge and Eglinton intersection has recently undergone significant changes, with the completion of the Eglinton Crosstown Light Rail Transit (LRT) enhancing accessibility and restoring normal traffic flow after years of disruptions.

This area is also home to towering condos and bustling shopping and entertainment options, making it an exciting urban environment that's well-connected and increasingly attractive for residents.

Midtown

The Annex

The Annex is beloved for its proximity to the University of Toronto and its distinctly artsy vibe. This neighbourhood's cultural appeal and lively arts scene, featuring bars, bakeries, cafés, and pubs, contribute to higher rental prices. Vacancy rates are low, making it challenging to find a rental unit. If you're drawn to creative energy, securing a spot here is still worth the effort.

Forest Hill

Forest Hill is one of Toronto's most exclusive neighbourhoods, offering a unique small-town feel within the big city. At the heart of the area is Forest Hill Village, a charming hub with over 60 unique merchants, including boutique shops, cafés, and galleries. 

Since being incorporated into Toronto in 1923, the neighbourhood has retained its intimate, old-world charm. Its dignified mansions, tree-lined streets, and prestigious private schools make it a fantastic spot if you want a peaceful, community-oriented environment without losing connection to the rest of the city.

Yorkville

Yorkville is a glamorous yet charming neighbourhood, popular with visiting celebrities and locals. It is famous for its high-end designer stores, four-star hotels, and gourmet eateries, all within walking distance of stunning Victorian-era homes on quiet streets.

Residential properties in Yorkville are expensive and seldom put on the market. The area has seen a significant rise in property values in recent years, reflecting its continuously growing desirability.

Downtown

King West Village

King West Village is a rapidly developing area, and recent projects are transforming the local community. One of the most significant developments is The Well, a massive mixed-use complex at Front Street and Spadina Avenue, which adds approximately 1,700 residential units along with retail and office spaces, contributing to a dynamic urban landscape. 

The influx of new residents and businesses is expected to create a more lively community, but it also brings challenges, such as increased demand for public transit and potential traffic congestion. Still, King West Village remains a favourite among young professionals for its trendy vibe, upmarket condos, and proximity to the downtown core.

Harbourfront

Harbourfront is known for its condos, most of which have stunning views of Lake Ontario. It is also a major cultural hub. You can enjoy a breezy stroll by the lake, take a ferry to the Toronto Islands, or explore the Power Plant Contemporary Art Gallery, Canada’s leading public gallery devoted to contemporary visual art. Harbourfront’s unbeatable location and wealth of cultural activities make it highly coveted, especially for those who love staying close to the waterfront while enjoying exciting urban amenities.

West End

Junction Triangle

This hidden gem was once an industrial and commercial centre with railroad tracks. Today, it is an increasingly popular residential area, booming with townhouse and loft construction sites. It is enviably close to High Park. The park offers miles of trails, sports facilities, and even a zoo, providing residents with ample opportunities for recreation. The neighbourhood is also well-served by good shopping centres and the subway (although many residents are also avid cyclists), making it an attractive choice for those seeking a balance of green spaces and urban convenience.

The Kingsway

The Kingsway is one of the city’s most affluent areas. The recent addition of some new condominium projects has diversified the housing options in this traditionally single-family home neighbourhood.

These developments blend modern luxury with the area's classic charm, attracting young professionals and downsizers looking for more compact living spaces without sacrificing quality. The large-lot, single-family detached Tudor homes on side streets still give the neighbourhood the look and feel of a quiet English village, while the new condos near the Old Mill subway station add a touch of modern convenience.

Old Mill

The plentiful parkland, old-world charm, and picturesque beauty of Old Mill have made it a sought-after area. It stands along the banks of the Humber River and is close to the shopping district in Bloor West Village.

Old Mill is also known for its historical significance. Established in 1914, the Old Mill Tea Garden has evolved into a luxury event venue, restaurant, and hotel that adds a touch of history to modern life. The neighbourhood regularly hosts jazz performances and cultural events, giving it a vibrant yet refined character.

East End

The Beaches

The Beaches has experienced notable demographic changes over recent years. The population increased by nearly 50 percent between 1975 and 2015. The cultural diversity of The Beaches has also grown, adding to the lively community atmosphere. The area’s relaxed, almost resort-town vibe makes it perfect for those who love to live by the water while still having access to all the conveniences of urban life.

Leaside

Leaside is always in demand, and its housing prices reflect this. In addition to a good selection of schools, Leaside is known for its family-friendly parks, good public transit, and handy shopping. The new Eglinton Crosstown Light Rail Transit (LRT) will further enhance connectivity, with the new Leaside Station improving travel times significantly. The area's amenities and convenient location make it highly appealing to families looking for a well-rounded neighbourhood with everything they need nearby.

Guildwood

Guildwood is evolving into a more family-oriented neighbourhood, with new residential developments attracting those seeking suburban living with urban amenities. Situated on the shores of Lake Ontario, Guildwood offers the perfect mix of natural beauty and practical convenience, with scenic walking trails and quick access to Union Station. The neighbourhood also aims to foster a buzzing cultural scene, promoting local arts and events to enrich the community experience.

North York

York Mills

York Mills was once a heavily industrial area. Over the years, it has transformed into one of the city’s most affluent neighbourhoods, featuring luxury condos and gracious homes. The decline of industrial activities has allowed the repurposing of land for residential use, attracting affluent residents with newly constructed luxury homes. The area’s proximity to York Mills Station and its access to major roadways such as Highway 401 and Bayview Avenue make it particularly appealing to commuters.

Glen Park

Culturally rich, Glen Park is home to many Italian and Orthodox Jewish families. It is also home to immigrants from all over the world, contributing to the neighbourhood's diverse community spirit. The neighbourhood has several good schools, making it an excellent pick for families with children.

Glen Park also hosts various multicultural festivals and community events. Local galleries and community workshops contribute to the vibrant atmosphere, making Glen Park a welcoming and inclusive area for newcomers and long-time residents alike.

The healthcare system in Toronto operates under the Ontario Health Insurance Plan (OHIP), which provides publicly funded health services to all residents of Ontario, including new arrivals.

OHIP comes at a minimal monthly premium paid automatically through income tax deductions, giving you access to doctors, specialists, and all medically necessary surgeries without extra cost. Co-payments are either minimal or not applicable at all.

Only expats with residence or work permits are eligible for OHIP, meaning others will need private health insurance. Fortunately, the waiting period for new residents has been waived, meaning you get immediate access to OHIP once eligible.

Residence Permits in Canada 
Work Permits in Canada

Getting public health insurance in Toronto

If you are moving to Toronto, you must visit a ServiceOntario centre in person to apply for your OHIP card. You’ll need to provide proof of identity (such as your passport), evidence of your OHIP-eligible immigration status (like a Permanent Resident Card), and proof that you live in Toronto (such as a utility bill, rental agreement, or local driving licence).

Once approved, a card that gives you access to OHIP through a personal health number will be sent to your home, usually within one to two weeks. Make sure to carry this card at all times, as you’ll need it for any healthcare services. OHIP provides coverage throughout Canada, provided Ontario is your primary residence, and you spend more than six months of the year in the province.

Although the healthcare system is excellent and staffed with highly skilled professionals, it often struggles with the typical bureaucratic challenges. Waiting times can be long, and finding a general practitioner who is accepting new patients may be difficult.

That’s why many new arrivals might want to consider private insurance. Private health insurance can offer additional benefits not covered by OHIP, such as private hospital rooms, routine dental care, and vision services beyond the basic coverage.

Healthcare and Health Insurance in Canada

Hospitals in Toronto

Below are some of the most prominent hospitals in Toronto. All of them provide world-class medical services and are well-known for their expertise in different areas of healthcare.

Mount Sinai Hospital

Website: www.mountsinai.on.ca
Address: 600 University Avenue, Toronto

St Michael’s Hospital

Website: www.stmichaelshospital.com
Address: 36 Queen St E, Toronto

The Hospital for Sick Kids

Website: www.sickkids.ca
Address: 170 Elizabeth St, Toronto

Toronto General Hospital

Website: www.uhn.ca
Address: 200 Elizabeth Street, Toronto

The school system in Toronto offers an excellent quality of education, and it can also accommodate children who don’t speak English or French. Toronto’s diverse education options make it easy to find the right fit for your family, whether you’re settling in temporarily or for the long haul.

Toronto has an extensive network of public schools alongside an equally varied assortment of private and international schools. Each option offers different strengths, so you can tailor your choice to suit your family’s needs and priorities.

If you are a permanent resident or have a work permit, you can enrol your children in public schools free of charge. If you don’t fall into these categories, you can still send your children to public school but must obtain a study permit and pay school fees, sometimes comparable to cheaper private schools.

Public schools in Toronto

Public schools in Toronto take their curricular mandate from the Ontario Ministry of Education. Generally, the standard of education is high, and public schools here have a lot to offer. Like anywhere in the world, though, certain schools tend to perform better than others, and it’s worth doing some research to find the right fit for your child.

You can research schools’ academic and general performance by consulting the publicly available Fraser Institute rankings. These rankings are updated annually, based largely on standardised test scores and other performance metrics. Bear in mind that while rankings are useful, they don’t paint the full picture – a visit to the school, talking to other parents, and assessing the extracurriculars can help you get a better sense of the school environment.

Many parents choose to first pinpoint the desired school for their child and then coordinate their house hunt around this. Although your children can register at schools both within and outside your neighbourhood, preference is usually given to those in the associated geographic catchment areas. Popular catchment zones can significantly influence real estate choices and property values.

Neighbourhoods in Toronto 
House Hunting in Toronto

Useful links

• Toronto District School Board (TDSB)
• Toronto Catholic District School Board (TCDSB)
• Ontario Ministry of Education

Private and international schools in Toronto

Private schools in Toronto are known for their specialised curricula and exclusive facilities. While there are scholarships for gifted students, private schools are expensive, with prominent international schools and boarding schools levying substantial fees. That said, these schools often boast excellent infrastructure, state-of-the-art facilities, and a wider selection of extracurricular activities compared to public schools.

Some private schools in Toronto are faith-based and integrate religious values into the curriculum. These tend to be more affordable than other private schools, although they may have specific admission requirements, such as active participation in religious activities or letters from religious leaders.

There are also specialised private schools that follow an international curriculum, such as that of the US, the UK, and the International Baccalaureate (IB). Many international schools also teach in languages other than English, making them a perfect choice if your children need to stay connected to their home country’s curriculum or language. If you plan to stay in Toronto temporarily, this may be a particularly beneficial option for your family.

Best International Schools in Toronto

Useful links

• Canadian Accredited Independent Schools (CAIS)

Special-needs education in Toronto

The state of Ontario is committed to inclusion and equality for children with behavioural, communication, intellectual, or physical needs that the standard education system can’t meet. Such students are identified officially as ‘exceptional’ via assessments completed by the Identification, Placement, and Review Committee.

School boards are responsible for drawing up and reviewing an Individualised Education Plan (IEP) for each exceptional student, which details interventions like specialised teaching methods and tailored learning resources to support them. These plans are reviewed regularly to ensure they adapt to a child’s evolving needs and provide the most appropriate support possible.

IEPs in Toronto are flexible and tailored, designed to meet your child’s unique needs – whether those are academic, social, or behavioural. They involve a collaborative process between teachers, parents, and support staff to ensure that goals are well-targeted and progress is monitored effectively. Adjustments are made over time based on your child’s development and changing needs, helping to ensure that support is effective and appropriate.

Some common interventions might include modifications in teaching methods, specialised learning resources, or even allotting extra time for tests and tasks. Depending on your child’s requirements, the IEP can include a variety of support measures, all aimed at providing an environment where they can thrive and achieve their potential.

Useful links

• TDSB Special Education
• TCDSB Special Services
• Ontario Ministry of Education Special Education

Tutors in Toronto

Tutors are popular in Toronto and are often hired leading up to major exams. They are also very helpful for children who struggle with a particular subject, such as maths or science. If your family has recently moved to Canada, tutors can be instrumental in bridging the gap between your child’s previous curriculum and the Ontario syllabus. There are also tutors specialising in language who can help your children develop their English skills or maintain fluency in their native language.

Some reputable tutoring companies in Toronto include Tutor Bright and Teacher On Call. These companies typically provide flexible options, including online sessions, making it easier to fit tutoring into your busy family schedule.

Specialised tutors may also be available for international curricula, such as the IB or British A-Levels.

Useful links

• TutorBright
• Teacher On Call
• Kumon Canada

While the general standard of state education in Canada is outstanding, expat parents are also spoilt for choice when it comes to private institutions in Toronto. The city is home to several private international schools for families wanting their children to continue with their home country’s curriculum. Some international schools offer the International Baccalaureate (IB) programme.

Unlike Canadian public schools, where catchment zones inform admissions, the same restrictions do not bind international schools. Many also offer students the option of boarding, which gives expat parents a little more flexibility in their choice of where to live.

If you missed them, check out our guides to Education and Schools in Canada and Education and Schools in Toronto.

Below is a list of some of the most prominent international schools in Toronto.

International schools in Toronto

Bronte College

Bronte College, established in 1991, is a private Canadian boarding school in Mississauga offering Grades 9 to 12. With a diverse student body from over 30 countries, it provides the Ontario Secondary School Diploma, IB, and Advanced Placement courses, focusing on academic excellence and personal growth.

Gender: Co-educational
Ages: 14 to 18
Curriculum: Canadian, International Baccalaureate and American (Advanced Placement)
Website: www.brontecollege.ca

Columbia International College

Established in 1979, Columbia International College is Canada's largest private boarding school in Hamilton, Ontario. It offers comprehensive education for Grades 7 to 12, emphasising academic excellence and personal development through its unique Total Care Education System.

Gender: Co-educational
Ages: 12 to 18
Curriculum: Canadian (Ontario)
Website: www.cic-totalcare.com

German International School Toronto

The German International School Toronto offers a high-quality education for children aged 3 to 14, blending the accelerated German curriculum with the respected Ontario curriculum. Located in West Toronto, the school fosters multilingualism, academic excellence, and a close-knit community, preparing students to thrive as global citizens.

Gender: Co-educational
Ages: 3 to 14
Curriculum: German and Canadian (Ontario)
Website: www.gistonline.ca

Lycée Français de Toronto

The Lycée Français de Toronto provides a rigorous, multilingual education for students aged 3 to 18, blending the French Ministry of Education's curriculum with Canadian values and culture. Located in Toronto, it fosters intellectual curiosity, bilingualism, and socio-emotional growth, preparing students for leading universities worldwide and life as global citizens.

Gender: Co-educational
Ages: 3 to 18
Curriculum: French and Canadian (Ontario)
Website: www.lft.ca

The York School

The York School in the heart of Toronto offers a dynamic, co-educational environment for students from Junior Kindergarten to Grade 12. As Canada’s first English-speaking school to deliver the full International Baccalaureate programme, it combines rigorous academics with experiential learning, fostering global-mindedness, inclusion, and innovative thinking.

Gender: Co-educational
Ages: 4 to 18
Curriculum: International Baccalaureate
Website: www.yorkschool.com

Your expat lifestyle in Toronto will be filled with incredible restaurants, loads of shopping options, and great entertainment and nightlife venues, not to mention a plethora of amazing outdoor pursuits. If the day-to-day excitement of the city isn’t enough, you will be glad to know that there are many annual events to look forward to. The city is also a great jumping-off point for exploring farther afield, whether in Canada or the US.

Shopping in Toronto

Shopping in Toronto is a delightful adventure, offering everything from top international brands to locally-produced masterpieces. The Eaton Centre remains a popular arcade with numerous shops, restaurants, and entertainment centres, while ‘The Well’ has recently added new retailers and dining options, adding to the city’s retail excitement.

Yorkville, on Bloor Street, is the place to find unique clothing and jewellery from London, Milan, and Paris. Queen St West also boasts some trendy boutiques with an eclectic range of goods.

For artisanal foods, head to St Lawrence Market for treats like the classic peameal bacon sandwich. Kensington Market is perfect for arts, crafts, and vintage clothing, while the Drake General Store curates a fantastic selection of handcrafted goods, home décor, and unique souvenirs.

Nightlife in Toronto

Nightlife in Toronto is diverse, from trendy bars and lounges to bustling nightclubs and live music venues that cater to all tastes. Yonge Street is an emerging hotspot for entertainment, with new bars and venues adding to its appeal, while ‘The Well’ has also become a hub for nightlife, offering plenty of dining and entertainment options.

If you want to see big international artists perform, check out listings at the Rogers Centre and Scotiabank Arena. The Budweiser Stage is a stunning outdoor concert venue where you can enjoy your favourite bands and the summer weather. For a more eclectic vibe, Queen West is known for its artsy atmosphere, with an array of bars and live music venues. King West, on the other hand, offers upscale lounges and a trendy, cosmopolitan atmosphere.

Arts and culture in Toronto

The arts and culture scene in Toronto is incredibly diverse, featuring everything from world-class galleries and museums to lively cultural festivals. Marvel at masterpieces at the Art Gallery of Ontario or appreciate the city’s artistic community while taking a stroll, thanks to Toronto's engaging and ever-changing street art. Graffiti Alley, in the Fashion District, remains a must-see for street art enthusiasts, featuring works by both local and international artists. Along the Metrolinx rail corridor, the Reclamation Wall is another example of Toronto’s thriving public art scene, featuring Canada’s largest graffiti mural.

Timeless music auditoriums such as Massey Hall and the Phoenix Concert Theatre host regular events. The Opera House provides a more intimate space for performances, while the balcony offers spectacular city views.

Toronto’s theatre district is centred on King Street West. Historic venues like the Ed Mervish Theatre, the Royal Alexandra Theatre, and the Princess of Wales Theatre often present popular Broadway productions. The Young People’s Theatre and Soulpepper Theatre Company in the Distillery District stage smaller, unique shows that highlight various talents.

Eating out in Toronto

Eating out in Toronto is a true culinary adventure, thanks to the multicultural make-up of this vast city, which has thousands of world-class eateries offering many cuisines. From authentic dim sum in Chinatown to gourmet Italian dishes on College Street, you’ll find flavours from every corner of the world. The city also boasts unique dining experiences, such as dining in the dark, pop-up restaurants, and supper clubs offering entertainment and cuisine.

College Street offers some of the city’s best Italian restaurants, while Greek food is best enjoyed in the Danforth area. Authentic Chinese restaurants can be found in Chinatown around Dundas Street and Spadina Avenue and in Markham, north of downtown. For Indian cuisine, head to Gerrard Street.

Keep an eye out for the many food festivals popping up around the city. Toronto’s Summerlicious and Winterlicious prix fixe events are held annually, with many restaurants participating. They're an excellent opportunity to sample some fine dining establishments without breaking the bank.

For a unique dining experience, head to King Street West for upscale restaurants and trendy bars, or explore Queen Street West, which reflects the area’s artistic vibe through its variety of eateries, from casual cafés to fine dining. The Distillery District also offers charming restaurants and cafés in a historic, pedestrian-only setting.

Outdoor activities in Toronto

If you enjoy being outdoors, you won’t be disappointed in Toronto, especially when the weather is favourable. There are many parks dotted around the city for everything from running, strolling, and Frisbee tossing to family get-togethers. Niagara Falls is just a short drive from the city, and the Toronto Islands are a great place for a picnic in the summer.

If you enjoy trail running or mountain biking, head to Durham Forest. Woodbine Lake is an ideal spot to try water sports like kayaking. In the winter months, Toronto becomes an ice skater’s paradise, with many rinks opening up all over the city.

For yoga enthusiasts, High Park offers serene spots ideal for outdoor sessions. Birdwatchers should head to Tommy Thompson Park, which hosts over 300 bird species. The city has also been expanding its recreational spaces, with a new downtown park planned at 229 Richmond Street West, featuring greenery, art exhibits, and spaces for performances.

See and do in Toronto

There is plenty to see and do in Toronto, no matter the weather. The city boasts incredible galleries, cuisine, and green spaces. Below is a selection of our favourite attractions.

CN Tower

The landmark CN Tower stands at 1,815ft (553m) and is one of the highest observation platforms in the world. Head up to the 113-storey-high LookOut Level to see Toronto from a brand-new perspective through the floor-to-ceiling windows and glass floor.

Harbourfront Centre

The Harbourfront Centre is a great place to spend the day visiting galleries, relaxing at a café, or strolling along the waterfront.

Toronto Islands

Just off the city’s Lake Ontario shores are the Toronto Islands, a quiet natural haven where you and your family can spend time away from the city enjoying the gorgeous views and beaches.

Distillery District

The Distillery District is a national historical site where films are often shot, and festivals and special events are held. This pedestrianised village is home to dozens of art galleries, eateries, the Toronto Christmas Market, and live music venues. Unique boutiques and cultural events continue to make the Distillery District a thriving arts hub.

Royal Ontario Museum

Famous for its golden mosaic ceiling, the Royal Ontario Museum is a perfect family outing. It has over 40 separate galleries displaying art, archaeology, and science exhibits.

Where to meet people and make friends in Toronto

Meeting people in a new city can be daunting. Below are a few suggestions for making friends and integrating into your new community.

Toronto Newcomers Club

The Toronto Newcomers Club is an inclusive club created by expat women who are passionate about supporting new arrivals as they adjust to life in the city.

Toronto Recreational Sports League

This sports league offers a variety of sports, including basketball, floor hockey, and volleyball, and is a great way to make friends while maintaining a healthy lifestyle.

The Day Breakers

The Day Breakers is an international dance club focused on promoting sober habits and helping people jumpstart their mornings with a dance party. It’s a fantastic way to build friendships with like-minded people.

Toronto Public Library

With more than 99 locations across the city, the Toronto Public Library offers many programmes and book clubs to engage people from all walks of life, making it the perfect space to meet people with similar interests.

The fourth-largest city in North America, Toronto is an exciting metropolis, and if you’re moving here, you’re likely to have many questions about life in your new city. Here are answers to some of the most common questions about Toronto.

How safe is Toronto?

Toronto is generally considered very safe, with crime rates showing positive trends in recent years. You can walk the streets at almost any hour of the day or night, but it’s still best to avoid certain run-down areas after dark. Recently, neighbourhoods with supervised drug consumption sites have seen significant drops in crime. The city also continues to implement safety initiatives like the Technical Standards and Safety Authority (TSSA) programmes, which have reduced public incidents.

What is there to do in Toronto?

When it comes to things to do in Toronto, you’re spoiled for choice. Toronto is a world-class city with a diverse population, and there’s plenty to see and do. Cultural activities and artistic endeavours are celebrated year-round, with various performances, events, and festivals on offer. Notable annual events include the Toronto International Film Festival (TIFF), Caribana, and Pride Toronto – each a massive celebration that reflects the city’s multicultural spirit.

Beyond festivals, you’ll find an excellent array of museums and art galleries. Boating, swimming, and fishing are popular on the nearby lakes, while community parks provide even more places to unwind. And if you’re a night owl, Toronto’s nightlife won’t disappoint, with a wide selection of restaurants, clubs, and bars open into the early hours of the morning.

See And Do in Toronto 
Nightlife in Toronto

Do I need a car in Toronto?

Whether you require a car in Toronto really depends on your lifestyle. The city boasts a comprehensive public transportation system, mainly managed by the Toronto Transit Commission (TTC), which includes buses, trams, and subways. Public transport has improved accessibility for individuals with disabilities, offering Wheel-Trans services and accessible vehicles across the network.

Most places are well-served by public transport, which means you can save money and avoid the stress of heavy traffic – some of the worst in the country. Public transport can face delays during extreme weather, but the city has mechanisms to handle disruptions. Ride-sharing services like Uber and Lyft are also widely available, along with newer local initiatives promoting carpooling as an alternative option. If you like exploring beyond city limits, then a car may still be useful for weekend getaways.

Public Transport, Driving, Cycling and Walking in Toronto

What is the cost of living in Toronto like?

The cost of living in Toronto is high, with rental prices continuing to rise as demand for housing increases. Accommodation will likely be the largest expense in your budget, but salaries here are generally higher to match. Unfortunately, they don’t always keep pace with the rising cost of living, particularly when it comes to housing affordability.

That said, the benefits of living in Toronto – such as access to Canadian schooling, healthcare, and diverse cultural experiences – often outweigh the cost challenges. Many people are drawn to Toronto for its quality of life and opportunities, even if it comes with a higher price tag.

Cost Of Living in Toronto

Toronto is a large city, so finding the most efficient way to get around will be a top priority for new arrivals. Luckily, the city boasts an extensive public transport network, making it perfectly possible to get around Toronto without needing a car.

That said, if you have kids, are living in the suburbs, or are planning to explore more of Canada, you might find a car to be a worthwhile investment.

Speaking of which, check out the Best (and Worst) Areas and Suburbs in Toronto.

Public transport in Toronto

Public transport in Toronto is wide-reaching and extends well into the suburbs. The network is made up of buses, streetcars, and a subway system, all operated by the Toronto Transit Commission (TTC).

The TTC uses an integrated ticketing system called PRESTO, which allows you to use tickets on any TTC service. You can buy one-ride, two-ride, and unlimited day passes. A PRESTO card is your best bet if you plan to commute regularly. These smartcards can be used on a pay-as-you-go basis or as monthly passes, making commuting more convenient and cost-effective.

Fare vending machines are available to buy tickets or to purchase and top up your PRESTO card, making it easy to stay on the move.

Subway

While buses and streetcars often fall victim to the city’s notorious rush-hour congestion, the subway system in Toronto is generally efficient and by far the fastest way to get around the city. During peak hours, you may experience occasional delays, especially due to incidents like mechanical issues or bad weather.

Toronto’s subway system consists of colour-coded lines that connect the city centre to various neighbourhoods. All subway services typically operate from 6am to 2am daily, except on Sundays when services run from 8am. Services are frequent, and waiting times are usually only a few minutes.

Recent upgrades, like the introduction of Automatic Train Control (ATC) on Line 1, have improved the frequency of trains and made the system more efficient, cutting down the time gap between trains, especially during peak times. Future expansions, such as the Ontario Line and Scarborough Subway Extension, are also in progress to enhance connectivity.

Streetcars

Streetcars are largely unique to Toronto, as many other North American cities have phased them out. The streetcar network often reaches areas where other public transport does not, making it a handy complement to the subway and bus systems.

On the King Street route, streetcars benefit from the King Street Transit Priority Corridor, which limits car access and helps streetcars run more reliably. This kind of initiative is being considered for other key routes as well. Streetcars can experience delays during peak hours due to shared road space, but dedicated lanes are helping to reduce these issues.

Buses

Toronto’s extensive bus network includes more than 140 bus routes, meaning wherever you settle, your area is likely covered by at least one route. The frequency of bus services varies by route. During peak hours, services run every few minutes. During off-peak hours, buses run every 10 to 20 minutes. Generally, buses operate between 6am and 1am daily, except on Sundays when they start running at 8am.

Most bus routes are well-connected to subway stations, making it easy for commuters to switch between different modes of transport. The TTC has tried to synchronise bus schedules with the subway, ensuring seamless transfers for commuters. Bus wait times may be slightly longer in suburban areas, particularly outside peak hours.

Useful links

• PRESTO Card
• TTC Routes and Schedules
• TTC Trip Planner

Taxis in Toronto

As in most big cities, driving a car in Toronto’s city centre can be a stressful experience, especially for newcomers. It’s often a relief to have the option of hopping into a taxi when necessary. That said, taxis are typically the most expensive way to get around the city.

You may find taxis harder to come by during events, peak hours, or adverse weather conditions when demand is high. Late at night, particularly around 2am when bars close, getting a taxi can also be challenging.

Ride-hailing services like Uber and Lyft are also widely available and tend to be more cost-effective, especially during non-peak times. Although surge pricing may apply during high-demand periods, they are often more convenient than taxis during events, peak hours, or adverse weather conditions. These services sometimes offer pooled ride options, which can be more affordable than traditional taxis.

Useful links

• City of Toronto Taxi and Ride-Hailing Information
• Beck Taxi
• Uber Toronto
• Lyft Toronto

Cycling in Toronto

Cycling is becoming a popular way to get around Toronto, with the city rapidly transforming into a more bike-friendly place. Toronto's local government is continuously developing a network of dedicated cycle lanes and secure bike storage facilities. That said, cycling can be challenging during winter, with icy conditions making riding tricky. If you plan to cycle year-round, ensure you’re prepared for the elements.

The city’s public bike-sharing system, Bike Share Toronto, gives you access to thousands of bicycles. These bikes can be picked up and dropped off at any of the hundreds of docking stations dotted throughout the city.

Bike Share Toronto offers several subscription packages, from 24-hour access to monthly and annual options. You’ll be charged a flat rate for the duration of your subscription, with additional fees depending on how long you use the bicycles during each trip. The system includes over 8,500 bikes and more than 800 stations, with ongoing expansion plans to increase coverage in suburban areas.

Useful links

• City of Toronto: Cycling in Toronto
• Bike Share Toronto
• Vision Zero Toronto

Driving in Toronto

Driving in Toronto’s city centre is not generally advisable. The roads are often congested, and parking is both expensive and difficult to come by. On the other hand, if you’re planning to travel around Canada or explore the wider Ontario region, a car can certainly come in handy.

Beyond congestion, a lack of parking, and hidden speed traps, Toronto’s roads and infrastructure are in good condition. Signage is clear, and once you’re used to the traffic patterns, navigating around is fairly straightforward. Speed limits have been lowered in many residential areas as part of Toronto’s Vision Zero initiative to improve safety for all road users.

If you decide to buy a car in Toronto, be ready to budget for high insurance premiums – among the highest in Canada. The city’s dense urban environment, high traffic volume, and an increase in fraudulent claims contribute to steep premiums. Additionally, Toronto sees a significant number of vehicle thefts, further driving up insurance costs.

Initially, you can drive in Toronto using your national driver's licence. However, within 60 days of arriving, you must exchange it for an Ontario driver's licence. Depending on your nationality, this could be a simple swap, or you may have to pass written and road tests.

Read more about Driving in Canada.

Useful links

• Ontario – Exchange Out-of-Province Driver’s Licence
• City of Toronto Parking Information