Qatar is consistently ranked among the safest countries in the world, offering residents and visitors alike a sense of security that is unparalleled in many other regions. This high safety rating is attributed to the country's low crime rate, stringent law enforcement and comprehensive security measures that protect against various safety concerns, from petty theft to road accidents.

To maintain this enviable level of safety, authorities in Qatar enforce strict regulations and offer guidelines to minimise risks for everyone. Travellers and expats are advised to acquaint themselves with local laws and customs, use only regulated taxi services and exercise caution in areas prone to demonstrations or when conditions such as sandstorms could impact visibility and safety.

Crime in Qatar

Although uncommon, crime in Qatar that impacts foreign visitors is mainly petty and includes unarmed opportunistic theft, commercial and residential burglary, and theft from unattended vehicles. The Qatar police force effectively safeguards locals and expats alike and provides a high security standard. They are highly visible and capable.

Financial fraud is a concern in Qatar, and expats are strongly advised to take precautions in their financial dealings. Though credit and debit card fraud occur, the overall threat is no higher than in most Western cities.

Expat women should also take care if out alone at night, and ensure they travel in properly registered taxis.

Protests in Qatar

There have been reports of protests related to labour conditions in Qatar. In the last decade, unfair treatment, poor working conditions and low wages of unskilled migrant workers have given rise to more and more protests surrounding these issues. In the past, hundreds of migrant workers have protested delayed wages and poor working conditions, with some workers reporting wage delays of up to five months. 

It’s important to follow local news and avoid large demonstrations where possible.

Road safety in Qatar

The most significant safety threat to expats in Qatar is road travel. Traffic fatalities are among the leading causes of death in the country. Speeding, disobeying basic traffic laws and poor driving standards are often blamed for the high accident rate. Qatar has implemented measures such as increasing fines for traffic violations, introducing a new electronic traffic management system, and launching a campaign to educate drivers about road safety.

Poor visibility during sandstorms also poses threats to drivers, and when travelling out to the desert, it’s best to travel in a group in vehicles with four-wheel drive. In a sandstorm, drivers are advised to reduce their speed, use headlights and avoid sudden manoeuvres on the road.

When driving in Qatar, we strongly urge expats to be vigilant and aware of other vehicles and always abide by the rules of the road. In the event of an accident, seek emergency healthcare assistance by dialling 999 for an ambulance.

To legally work in Qatar, expats require the relevant permits. Aside from business visas, expats working in Qatar for long periods must obtain a work permit, known as Work Residence Permits.

Getting a work permit for Qatar

Expats must find a job and a local employer to act as their sponsor before they can apply for a Work Residence Permit for Qatar. After completing the necessary paperwork, the employing sponsor usually takes responsibility for the application and follows up on its progress.

Here are five steps to securing a Work Residence Permit for Qatar:

Step 1 – Find a job

Expats must first find and secure a job before applying for their working visa. Once this is done, the employer is largely responsible for the application process.

Step 2 – Prepare documents as advised by the employer, who then applies for a temporary visa

After negotiating the terms of employment, the employer applies to the Qatari government to hire an expatriate through the Ministry of Interior. Given the number of foreign workers in Qatar, many companies are familiar with the application process, and some even have a department devoted to it.

The company should know which documents are needed to start the application process, since requirements often vary between jobs. We recommend that expats keep multiple, notarised copies of all the required documents for their personal records.

Step 3 – Receive a temporary visa and travel to Qatar

Employers will organise and send a temporary visa, which can be tracked using the Hukoomi website. With a temporary visa, expats can travel to Qatar.  

Step 4 – Apply for a work residence permit

After arriving, applicants must then follow bureaucratic and administrative procedures to convert their temporary visa to the Work Residence Permit, the RP. This generally takes two to four weeks, during which time applicants are not allowed to leave the country. Expats must have prearranged documents as per their employer’s instructions. They typically must submit their passport, certificate of good conduct and latest educational certificate, which are either originally in or translated into Arabic.

Documents must be certified by the Ministry of Foreign Affairs and the Qatar embassy in the expat’s country of application.

Expats must also take a health and medical examination, which they can book in advance through the Ministry of Public Health's official website. This is then sent online to the Criminal Evidence and Information Department.

Step 5 – Collect RP and register employment contract

Finally, with the RP, applicants can properly begin their life in Qatar: obtain their Qatar ID, apply for driving licences, sign rental accommodation agreements and open a bank account.

They must ensure their employment contract is registered in Arabic at the Ministry of Administrative Development, Labour and Social Affairs. This must record the job title, working hours, salary and other benefits.

Family visit and residence visas

Expats can sponsor their relatives to join them in Qatar on a family visit visa or a family residence visa. Expats with a residence work permit for Qatar who earn more than QAR 10,000 per month (QAR 6,000 if their employer provides accommodation) can legally sponsor their family for a residence visa. Newly arrived expats must have a contract that will remain valid for over two years to be eligible to apply for family residence visas. 

Certain documents must be submitted, including application forms for each family member, an employer’s letter, passport copies and proof of residence, and birth and marriage certificates, where applicable.

Expats in Qatar on a family-sponsored residence permit are not allowed to work but can apply to the Labour Department for the right to do so after they arrive. Women under this visa sponsored by their husbands must get approval to work.

*Visa and work permit regulations are subject to change at short notice, and expats should contact their respective embassy or consulate for the latest details.

Once home to a thriving pearl industry and largely associated with its expansive desert landscapes, Qatar has nevertheless managed to blossom in this arid terrain and is emerging as a major global player.

Situated on the Arabian Peninsula, the emirate – especially its rapidly developing capital city of Doha – continuously surprises its residents and new arrivals in various ways.

Living in Qatar as an expat

Driven by gas and oil, this small emirate has emerged as a powerful player in the global economy, boasting one of the highest per capita incomes in the world. Skilled expats have little trouble securing work in Qatar, particularly in the booming petrochemical, IT, construction, business, and tourism sectors.

Not long ago, Qatar had a poorly organised public transport system, but today, it has transformed its infrastructure and is expanding its roads, railways, and metro system. Driving is still preferred, but is no longer the only option for commuters.

Luxury housing, shopping malls and various amenities help residents cope with Qatar’s extreme heat, including well-maintained air-conditioning and swimming pools in expat compounds. That said, accommodation is expensive, and expats should negotiate housing allowances with their employers if possible.

Qatar’s healthcare system is generally excellent, and expats who don't prefer private options can use state-subsidised healthcare. Both systems are cutting-edge, but expats should consider health insurance if they choose the private route.

Cost of living in Qatar

More and more expats are drawn to Qatar for the opportunity to save money in a tax-free environment while enjoying a good standard of living. Compared to some other major cities in the region, such as Dubai and Riyadh, Doha remains relatively affordable in certain aspects. However, high costs for housing, international education, and imported foods mean the cost of living in Qatar can still be quite steep.

Families and children in Qatar

Qatar aims to be the Middle Eastern flagship for social development and intellectualism. It has been working hard to create a ‘knowledge economy’ and to promote ventures such as the Museum of Islamic Art and a massive Education City. There is a wide variety of schools in Qatar, and the standards are generally exceptional across the board, but they can be expensive, especially international schools.

With an interesting mix of nationalities, religions and cultures alongside Qatari citizens, expat families can look forward to an emirate that emphasises culture and offers many interesting sights and occasions. Family trips to Souq Waqif or one of the many yearly festivals are good fun and perfect opportunities to integrate into local culture.

Climate in Qatar

Qatar is a hot, arid country and expats should be prepared to make some adjustments. The desert climate offers many potential health risks, such as sunstroke and heat exhaustion. The most pleasant months are during spring (March to May) and autumn (October to November). The mild winters (December to February) usually bring a few inches of annual rain; during this time, the desert can be chilly.

Qatar can be a great destination, and the expat community is large and welcoming. Making connections is not difficult and can ease the relocation process, helping new arrivals overcome any initial culture shock.

Fast facts

Population: About 2.7 million

Capital city: Doha (also the largest city)

Other major cities: Al Rayyan, Al Khor, Al Wakrah

Neighbouring countries: Situated on the northeastern coast of the Arab peninsula, Qatar is bordered by Saudi Arabia to the west, with the island state of Bahrain to the northwest. Iran is across the Persian Gulf to the northeast, while the United Arab Emirates is situated to the southeast.

Geography: The peninsula of Qatar is low-lying. In the east of the country, there are smooth plains covered by fine-grained dust. The south and southwest portions of the peninsula are made up of sand salt flats. The coastline is emergent and gently slopes toward the sea. Many flat, low-lying offshore islands are located near the coast and are accompanied by coral reefs. Many salt pans have formed along the coast because of the salt water that comes into contact with the low-lying land. 

Political system: The political system in Qatar is an absolute monarchy, with the Emir of Qatar as head of state and head of government. Sharia shapes most legislation in Qatar.

Major religion: Islam

Main languages: Arabic (official), English

Money: The currency is the Qatari Riyal (QAR), which is divided into 100 dirhams. With the correct documents, expats can easily open a bank account in Qatar. ATMs are widely available.

Tipping: A 10 percent service charge is often added to hotel and restaurant bills. Tipping is not common among Qataris, though a charge may be rounded up for exceptional service and taxi journeys.

Time: GMT+3

Electricity: 240 volts, 50 Hz. Rectangular-blade plugs (three flat pins in a triangle – type G) and round-pin plugs (three round pins in a triangle – type D) are used most frequently.

Internet domain: .qa

International dialling code: +974

Emergency contacts: The general emergency number for police ambulances and fire services in Qatar is 999. Operators will typically speak English.

Transport and driving: Traffic in Qatar drives on the right. Expats should drive defensively because the country is known for having high accident rates. Taxis are widely available, and the bus system is effective, while the metro and rail systems are expanding.

As is the case with expat life in any country, life in Qatar is a mix of peaks, troughs, swings, roundabouts, and ups and downs. One way for expats to prepare for life in Qatar is to know what to expect.

Below, we’ve listed some pros and cons of moving to Qatar.

Accommodation in Qatar

Expats may either find the state of accommodation in Qatar wonderful or deplorable, depending on where they choose to settle. Regardless, rent is generally high, choices can be limited, and many places look alike.

+ PRO: Expat housing in Qatar is spacious

Expat accommodation is largely spacious and well-proportioned. New compounds and apartments are constantly being built, so those who dream of a home with never-been-used fittings and that ‘new house smell’ may be in luck. Most compounds and complexes have on-site amenities such as pools, gyms, dry cleaners and cafés.

- CON: Rent is paid in a lump sum

After dealing with potentially long waiting lists, those who go through the house-hunting battle alone may also face high rental fees. Rent in Qatar is expected in a lump sum, paid annually or quarterly, which is a mildly terrifying expense to pay upfront. Fortunately, most accommodation fees are covered almost entirely by employers. If this isn’t the case, we recommend expats negotiate this with their employers.

Lifestyle in Qatar

Although Qatar is more conservative than many expats are used to, there are plenty of things to do for expats interested in learning about their host culture. As a developing global destination with a growing population of working expats, the emirate is constantly introducing new sights and attractions for international visitors.

+ PRO: Making friends in Qatar is easy

The population is small, and the expat community is tight-knit, so it’s easy to make friends by taking up a sport or starting a conversation with neighbours. This is even easier for expats who move with a family, as there are many moms’ groups and activities for kids in Doha. Qatar also boasts first-rate museums, cultural events, a beautiful coastline and striking desert views that can be experienced with friends.

+ PRO: The emirate has mild winters

In contrast to the extreme heat of summer, winters are long and temperate, and residents can enjoy outdoor activities such as beach picnics from November to April. 

- CON: Extreme weather means a lack of activities in summer

Extreme heat makes Qatar unbearable for much of the year, especially from June to August, and air-conditioning is a must. During this time, many people leave, turning metros into ghost towns. Finding events to attend will be difficult, although Doha has a budding nightlife scene and some high-profile restaurants.

- CON: There aren’t many outdoor activities in Qatar

Most people live in Doha, the capital city. There are expanses of (uninhabited) desert, several coastal reserves and a few city parks, but this is as close to the ‘countryside’ that expats will get. Though these areas may be pleasant in mild temperatures, the heat deters residents from walking around downtown, and there isn’t much greenery, so outdoorsy expats may take some time to get used to the somewhat barren terrain.

Safety in Qatar

New arrivals in any foreign country may be concerned about their well-being, personal safety and health hazards.

+ PRO: The country has low crime rates

New residents in Qatar shouldn’t stress themselves over personal security. Qatar is safe for men and women alike, with low levels of even petty crime.

- CON: Qatar has some of the worst drivers

The most unsafe place in Qatar is the road – expats and locals alike often drive erratically. Always be vigilant on the roads and follow the law – if not, hefty penalties will be faced. As many Qatari residents choose to drive, traffic isn’t fun either. Still, as Doha is developing, public transport is advancing rapidly, and safer options for getting around include the bus and metro.

Working and doing business in Qatar

There are tight regulations on doing business in Qatar. Foreign nationals cannot work without a valid work permit, usually sponsored by their employer. Expats will need to learn the visa process and adapt to the local business culture.

+ PRO: Salaries in Qatar are relatively high

Highly skilled expats frequently hold senior positions with excellent pay and lucrative employment packages. Employment contracts may cover accommodation, flights, transport, schooling for an employee’s child, and insurance, so it’s worth negotiating to get the best deal. Don’t forget that expats pay few, if any, taxes, so a lot of money can be saved.

- CON: The work culture is very relaxed

There is generally a relaxed attitude to work in Qatar, which includes meetings and timekeeping, so things don’t happen quickly. The workday is typically from 7am to 3pm, and many government offices close at 1pm. It’s best to get things done before noon, as many people start thinking about going home afterwards. Expats need to be patient, especially since they will be part of a workforce which won’t always have English as its first language.

Culture shock in Qatar

+ PRO: The expat community in Qatar is very welcoming

The community in Qatar is friendly and welcoming. A little search for activities and new friends will usually be fruitful. There are many expat clubs and events, and even if expats would rather not engage on this level, bumping into acquaintances while shopping or on the Corniche is likely. Once the ball gets rolling, making friends is easy.

- CON: Adapting to Islamic culture can be difficult

Although Qatar is progressive relative to other Gulf states, it is still fairly conservative, and a bit of prudence and respect will go a long way. Expats should avoid public displays of affection, and women should keep their shoulders and knees covered. Many locals wear traditional dress – men wear white robes, and women either wear black abayas or face-covering niqabs. Qataris might not shake hands with expats of the opposite sex either, which shouldn’t be taken personally. Expats are allowed to practice their religion, but they must respect Islamic customs.

- CON: Qatar has a divided society

The division of class is stark in Qatar. The country is one of the richest in the world, but it was built and continues to run on the fuel of its migrants. From Nepalese construction workers to Keralan cab drivers and Filipino maids, expats will have someone to carry their clothes to the changing room, bag their groceries and top up their water at restaurants. Locals and expats hire and take sole responsibility for their housekeepers and drivers.

Cost of living in Qatar

Access to affordable and subsidised healthcare, lucrative salaries, and no tax seem attractive. But, when moving to Qatar and using a different currency, new arrivals must understand their cost of living and consider all their expenses, from basic groceries to entertainment amenities.

+ PRO: Fuel is affordable

Petrol (gasoline) in Qatar is very cheap, especially in comparison with major world cities. This makes driving a car affordable and easy on the budget.

- CON: The cost of living is high

The cost of living in Qatar is high, but that doesn’t necessarily equate with better quality goods. Qatar imports most of its food, so although expats might be able to find their favourite brands, this will come at a premium. Staples such as rice, bread, certain meats, and fish are moderately priced, but in general, food is expensive in Qatar. Household goods are also expensive. Imported Western brands can be found in malls and shops, too, but they will cost more.

Education and schools in Qatar

There is a quality public school system in Qatar, but it mainly caters to locals. Most private international schools follow an American or British curriculum.  

+ PRO: The quality of education in Qatar is very good

Qatar pours a tremendous amount of money into education, science and technology, and many world-class institutions have set up branches in Doha. The country also recruits teachers from overseas, and the quality of education in private and public schools is high.

- CON: There is limited space in schools, and the cost of tuition is high

Tuition at private international schools in Qatar is expensive. Seats in popular institutions are rare and waiting lists can be long, so advanced planning is often necessary to gain admission. On the other hand, though public independent schools are free, admission may be complicated for non-Qatari nationals.

Healthcare in Qatar

Qatari’s healthcare system is impressive, ambulances are efficient, medical staff are well-trained, and both public and private facilities boast high standards.

+ PRO: It is easy to take out health insurance

Most expats have health insurance provided by their employer. If this is not the case, residents can apply for a Hamad health card, which entitles them to subsidised healthcare at the Hamad Medical Corporation.

Most expats find that relocating to Qatar for work is a surprisingly smooth transition. Qatar has always been heavily reliant on foreign labour, which makes up over 90 percent of the country's workforce. Foreigners make up most of the population, and although Arabic is the official language, English is commonly spoken in business settings.

Having colleagues and clients from all over the world means that the business culture in Qatar is eclectic, and diverse cultures may clash with things like communication styles. Of course, Qatar's own Arabic work culture has its own set of norms too.

Expats should educate themselves about doing business in Qatar but shouldn't expect too much to happen too quickly. Adapting to a work-life in a country is challenging, with difficulties including adapting to the local culture, overcoming language barriers and navigating government regulations. Being patient, sensitive and aware of the effects that cultural differences can have on office life will smoothen the transition.

Job market in Qatar

Qatar appeals to workers from all over the world, illustrated by the fact that most of Qatar’s residents are foreigners and jobs abound across both public and private institutions.

The petrochemical sector has been the largest drawcard for expats, though this is slowly changing. The Qatari monarchy has stressed economic diversification and growth in other industries. Construction and real estate continue to grow, and massive investments were made into infrastructure and the tourism sector for the 2022 FIFA World Cup. 

Other key and growing sectors in Qatar include education, translation, business services and consulting, hospitality and healthcare. Over 1.5 million jobs are open to foreign employees in Qatar, and this is expected to increase as the expat job market expands.

That said, prospective expats should be aware of Qatarisation, whereby a Qatari national with equally strong qualifications and performance ratings is likely to be given priority over an expatriate. Qatarisation also explains the lengthy work permit process, which is a deterrent to hiring foreigners.

Qatarisation is most prevalent in the energy and industrial sector, yet this shouldn’t be cause for alarm for skilled expats. Qatar highly values foreign employees with the right expertise who can contribute to these sectors and also aid in training and upscaling the local workforce.

Finding a job in Qatar

To work in Qatar, expats will need a work permit, for which they have to secure a job before arriving in the country. Expat employment packages in Qatar typically include accommodation, transport allowances, medical insurance and schooling for children as part of the benefits offered by employers.

Many expats are transferred from their companies overseas and do not need to actively search for a job in Qatar. Still, it shouldn’t be too difficult for foreign hopefuls with the right qualifications to get a job, especially if they have experience in the construction, oil and gas industries. What’s key is to have a strong CV with relevant experience and qualifications.

Jobseekers have a wealth of resources at their disposal. Social media platforms such as LinkedIn and Facebook are useful not only for finding a job but also for reaching out to other expats in Qatar.

Qatari, Arab and international online job portals, such as Bayt.com, Indeed, Gulf Talent and ILoveQatar.net, are highly useful. The Hukoomi portal and the Ministry of Administrative Development, Labour and Social Affairs website also have a lot of info.

While online job platforms are a good starting point, networking and making personal connections can also work in an expat’s favour; it’s often more about who they know than what they know. That said, the culture of wasta (who you know) has been linked to issues of nepotism and corruption in the past, and relatives or friends have been favoured over someone else with greater experience. So, while networking is useful, do be aware of both the pros and cons.

International recruitment agencies and relocation firms are a good option, but expats should always do independent research on the jobs these agencies promote. There have been reports of recruitment agencies overselling jobs, mainly to lower-skilled jobseekers, and inflating the expected wages. When these expats arrive, the reality is often not as promising as expected.

Changing jobs

One of the downsides of working in Qatar is the fact that changing jobs can be difficult. Employment contracts frequently have clauses restricting employees from starting a new job in the country. Some employers feel these rules are justified because they invest time and money in bringing foreign workers into the country. 

Qatari labour law dictates that jobs can only be changed under certain conditions, and employees cannot conduct any work for another employer while under contract, whether paid or unpaid, including outside of normal working hours. Changing jobs in Qatar is possible after a certain period, but individuals are legally required to obtain a 'no objection certificate' to switch employers.

That said, it has become easier to change jobs in Qatar with amended labour laws. Employees can now freely cancel employment contracts with one month’s notice if they were employed for two years or less, and two months’ notice after two years.

Useful links

• Bayt.com
• Indeed Qatar
• GulfTalent
• ILoveQatar Jobs Classifieds

Work culture in Qatar

Qatari work culture is a blend of traditional values and modern business practices, characterised by a strong emphasis on hierarchy, respect for authority and a focus on building personal relationships. The work culture is also strongly informed by Qatar's massive expat population, rendering an interesting blend of traditional Islamic values and international corporate customs.

Gender dynamics also play a significant role in the workplace in Qatar and may take some getting used to. Segregation of genders is common in certain workplaces, with women more prevalent in education, healthcare and administrative positions.

The salary packages are attractive and tax-free living is tempting, but employees in Qatar work notoriously long hours to earn their riyals. The workweek is usually 48 hours a week – 36 during Ramadan. A typical workweek is usually from Sunday to Thursday, with Friday and Saturday as the weekend. Some businesses do open on Fridays, in which case they usually only work half days on Thursdays.

Qatar is an innovative country developing at a blinding pace. While some countries take decades to develop an efficient public transport system, Qatar is effectively constructing theirs in a matter of years.

Just a few short years ago, public transport infrastructure was not as well organised, but their wealth of resources and determination to advance have changed that. As one of the richest countries in the world, Qatar is constantly undergoing great transformation, implementing the newest technology, modern equipment and grand infrastructure.

Public transport in Qatar

Buses are one of the main forms of public transport around Qatar, but the metro, tram and train systems are also expanding and integrating online resources. Commuters using Qatar’s public transport can use online resources and apps to plan and book their trips.

The Doha Metro and Lusail Tram have significantly enhanced the public transportation landscape in Qatar. The Doha Metro, with its three lines – Red, Green and Gold – connects key locations within the city, providing a fast, efficient and environmentally friendly mode of transport. The Lusail Tram, serving the city of Lusail, complements this network, ensuring greater connectivity.

Buses

Qatar’s transport network offers clean and comfortable electric Karwa (also known as Mowasalat) buses. These are easy to locate with the help of the Mowasalat website and social media pages that give up-to-date info on schedules and routes. These buses are largely limited to the capital city.

To ride the Karwa buses, passengers will need a travel card, known as a Karwa smartcard. These can be unlimited and rechargeable, or limited to 24 hours. It’s easy to purchase and top up the smartcard at various locations, including Hamad International Airport, The Pearl Qatar, Qatar Mall and Doha Bus Station.

Metro

Metro systems are one of the quickest ways to get around in major world cities, and Qatar is constantly developing theirs. Doha recently began operating its metro system which connects major areas around the city, including Hamad International Airport as one of the metro stations. It is easy to use and navigate, and expats can easily find more information, register for, and top up their travel cards online through the Qatar Rail website and app.

The metro is not just fast – it is air-conditioned and clean, with up-to-date timetables available on the Doha Metro website. Metro lines can also be found on Google Maps so that new arrivals can easily track and plan their journey.

Trains

While the railway network is currently limited and not yet functioning as of 2024, schemes for transport modernisation encompass a greater railway system for passengers and freight transport. This is an ongoing project by Qatar Rail, aiming to connect Doha to other cities and even other Gulf states.

The expansion of Qatar's railway network, including the Doha Metro and Lusail Tram, is part of a broader strategy to enhance the country's public transport system. As these projects progress, they promise to provide even greater connectivity and efficiency for both residents and visitors. For more information on current and future projects, visit the Qatar Rail website.

Taxis in Qatar

Taxis are one of the most convenient ways of getting around in Qatar. Drivers are professional and the vehicles are clean. Expats can arrange a sedan-type car, a van, a limo or a vehicle for passengers with reduced mobility. Taxis, known as Karwa taxis, are largely publicly operated by Mowasalat, and can easily be ordered through the Karwa app or a call centre. There are also several privately run taxis in the country, and Uber operates in Doha.

If you prefer using ride-hailing apps, there are several alternatives to consider apart from Uber. TaxiF offers competitive rates for those willing to pay in cash. PickQuick and Ryde Qatar provide convenient and affordable services, with Ryde accepting credit card payments for a smoother transaction. Blacklane caters for the luxury segment, offering high-end car services with professional drivers for those seeking a premium experience. Users looking for limousine services can utilise the Karwa app to book vehicles from Fox, which presents a more cost-effective option than traditional taxi services.

All taxis have meters. It’s important to have cash on hand in the local currency when taking a taxi, although some services have begun to accept card payments, offering a convenient alternative for travellers who prefer not to carry cash.

While Qatar is a safe country, we recommend that women do not travel alone at night and expats should always ensure the taxi they use is registered. For more information, visit the official Mowasalat (Karwa) website and the Uber Qatar website.

Driving in Qatar

While the public transport network is developing, many residents still travel by car in Qatar, finding this the best way to get around. 

As a driver, it is critical to obey the rules of the road and remain vigilant. While crime is low, road accidents and related fatality rates are frighteningly high. Time and again, expats report the dangers and unpredictability of driving in Qatar, proving road safety is a concern in the emirate.

We’d advise that expats always drive defensively, always wear seatbelts, remain calm and never use a phone while driving. Expats who fail to follow these regulations can face heavy fines. Certain trips, such as those into the desert, may require a four-wheel-drive vehicle, so be sure to plan accordingly.

Driving licences

Most expats need an International Driving Permit (IDP) to drive in Qatar. Those staying less than a year can use their home licence along with the IDP, but if you're staying longer you'll need a Qatari driving licence. 

Converting a foreign driving licence to a Qatari licence involves submitting the required documents (such as the original licence and a no-objection letter from your sponsor) and undergoing a vision test at the Madinat Khalifa Traffic Department. Licences are usually valid for five years once converted. 

For more information on obtaining or converting a driving licence in Qatar, visit the Ministry of Interior’s official website.

Renting a car

For those new to driving in Qatar or seeking a temporary mobility solution, renting a car can be a convenient option. Several major international car rental agencies operate in Qatar, such as Hertz, Avis and Europcar, as well as local agencies.

The rental process is straightforward, with vehicles available through walk-ins, pre-booking online or phone reservations. Ensure all necessary documents are prepared for a smooth rental experience. Payment methods typically include credit cards and cash. 

For more details on car rental services, visit the Visit Qatar official website.

Cycling in Qatar

Qatar’s heat may have health and safety implications for cycling commuters. That said, cycling for recreational, competitive and fitness purposes is growing in popularity, and avid cyclists can access cycle routes across the country.

Expats can find a range of resources, routes and special events for road and mountain biking on the Qatar Cycling Federation website.

Walking in Qatar

Due to the heat, we don’t advise walking to get around in Qatar. Leisurely strolls are possible around certain areas in Doha and are pleasant in the cooler months, but hiking is not common.

When venturing out into the desert to experience some of Qatar’s landscape and lifestyle, bring enough water and sunscreen, and dress appropriately.

Sea travel in Qatar

Qatar’s location in the Persian Gulf offers refreshing sea views that contrast with its arid desert interior. Expats can take advantage of the shoreline by enjoying cruises, tours, fishing trips and water sports. Day trips, dinner cruises and even corporate events take place on boats.

Expats are advised to always review the company providing the service, enquire about their safety standards and wear a life jacket.

Air travel in Qatar

Qatar’s main international airport is Hamad International Airport in Doha. Qatar Airways is the national flag carrier and is a publicly owned company that provides excellent service and connects with flights and airports worldwide. Many airlines fly in and out of Hamad International Airport, including British Airways and Ethiopian Airlines, as well as several smaller budget airlines.

Expats will probably have to make some initial adjustments to adapt to the local culture in Qatar, which remains culturally and socially distinct from its neighbours like Dubai and Abu Dhabi. Qatar preserves a conservative stance, although it has expanded certain liberties like women's autonomy and allowing the controlled sale of alcohol to expats in designated areas.

Under the leadership of its former Emir, Sheik Hamad bin Khalifa Al-Thani, Qatar has gained recognition for pioneering progressive policies. This includes granting women the right to vote, revising the constitution and launching leading news source Al Jazeera in both English and Arabic.

The significant expat community in Qatar makes adjusting to life in the country less daunting compared to many other countries. A minority in their own country, Qataris are generally open-minded and tolerant.

Religion in Qatar

As with other Arabic nations, local culture is linked to the tenets of Islam. Although non-Muslim foreigners aren’t expected to adhere to Islamic law, they are expected to be aware of it and respect its principles.

Most residents in Qatar follow Islam, but expats are free to practise their religions, and there is a small community of residents who follow Christianity, Hinduism and Buddhism. Although there are non-Muslim churches and temples in Qatar, it’s imperative to be respectful of the Muslim majority, and the freedom of religion in Qatar does have its limits: disseminating non-Muslim religious material and displaying non-Muslim religious symbols are prohibited.

Meeting and greeting in Qatar

Greetings in Qatar are less straightforward than a handshake but not as complicated as an Asian introduction. The rule of thumb for meeting and greeting in Qatar is to temper one’s actions according to the gender of the other greeter.

Men greeting men and women greeting women typically do so with a handshake or a kiss on the cheek. On the other hand, Muslim men and women who aren’t married or related should not touch. As a result, if a woman extends her hand, a Muslim man may prefer to put his hand over his heart and nod. Men in Qatar will often avoid extending their hand to women, either greeting them with the above gesture or a smile.

In all cases, though, eye contact should be maintained during the meeting process, and greetings of ‘good morning’, ‘good afternoon’ or ‘as-salamu alaykum’ should be exchanged.

Dress in Qatar

While non-Muslim expats are not bound by the same dress code as Muslims, they should still be sensitive to Qatari ideas of appropriateness.

Women do not need to cover their heads or faces or wear a hijab or abaya, but they are expected to dress modestly to avoid offending the local community. Skirts, dresses and loose-fitting trousers should be below the knee, and tops should cover the midriff and shoulders. Sheer clothing should be left at home.

Men do not need to dress in the flowing white robes common among locals or wear headpieces, but they also need to keep their wardrobe tasteful. Shorts should cover the knees, and cut-off t-shirts should be avoided.

Similarly, bathing suits and sportswear should only be worn in appropriate venues. Both men and women should be especially vigilant about dressing appropriately during the holy month of Ramadan.

Language barrier in Qatar

Although the official language is Arabic, most people can speak and understand English, which is quickly becoming Qatar's business language.

That said, expats should keep in mind that the ever-expanding foreign community is culturally diverse, and some people will be more proficient in English than others, which may require a fair amount of patience. Learning a few key Arabic phrases is helpful and will definitely score points with the locals.

Time in Qatar

Things tend to happen at a slower pace in the emirate, and it won’t be long before expats realise that the concept of time in Qatar is somewhat more flexible than what they may be used to. This is especially the case when it comes to doing business. Long lunches are normal, and business negotiations can be painstakingly slow as relationships are cultivated between client and service provider.

Furthermore, lateness is not nearly as offensive as it is in Western cultures; instead, it’s considered inordinately rude to hurry someone or for people to look at their watch throughout an engagement.

Cultural dos and don’ts in Qatar

• Do save Western bathing attire for pools at hotels or private beaches only
• Do use only the right hand when shaking hands and eating; this is traditional even for left-handed people
• Don’t expect to receive any alcohol at a Qatari-hosted function, and don’t offer it to Muslims at events
• Do treat religious discussions gently. Proselytising is illegal, and attempting to convert someone of a different faith (especially a Qatari) is punishable. 

Expats planning a move to Qatar are bound to have many queries about life in this Middle Eastern country.
Below, we answer some of the most frequently asked questions about Qatar.

Should I move to Qatar?

Deciding to move to a country is always a personal decision. Most people who relocate to Qatar do so for financial reasons. The country's natural gas boom has led to a massive influx of wealth, and the economy is expected to continue its steep upward trajectory.

Can I find work in Qatar?

Most expats employed in Qatar find work before going over. While there are many opportunities in the country, foreigners require a host sponsor to get a work residence permit. Jobs have been most abundant in the construction, oil and gas industries.

Will I need a bank account? Will I need to pay taxes?

Having a bank account in Qatar is absolutely necessary, but whether this is a local or international account is up to the individual. There are no taxes levied on personal income in the emirate, though we'd advise expats to check whether they would still be liable for tax in their home country. We recommend that expats thoroughly research banking, money and taxes in Qatar, and seek professional assistance where required.

Do I need a car in Qatar?

Almost all expats who can afford it buy a car in Qatar, but new arrivals should be warned: Qatar's roads are notoriously dangerous, and Doha can be difficult for newcomers to navigate. Companies sometimes provide car or travel allowances for their employees, and expats can easily get around by taxi, too. Public transport in Doha and across the country is also quickly developing, with constant improvements being made to the bus and metro system.

How do I get a visa for Qatar?

Visas are obtainable from Qatari embassies or consulates. In Qatar, work residence permits enable expats to stay and work in the emirate. These are applied for at the Ministry of Interior in Qatar, and the expat's employer has to sponsor the application.

What's it like for women in Qatar?

Qatar prides itself on being a relatively progressive state where women are not restricted from receiving a quality education or working. Still, gender inequality issues are evident, and expat women must adapt to the culture, changing the way they dress and behave. We encourage women to weigh up the pros and cons of moving to Qatar.

Healthcare in Qatar is among the best available in the Middle East. Health centres in Doha boast cutting-edge medical equipment, up-to-date facilities and highly trained specialists, and the country offers expats both private and public options.

Many expats prefer private healthcare to avoid the bureaucracy associated with the public system. Health insurance isn't provided by the government, and we recommend that all expats living in Qatar take out private health insurance to cover costs, as these can rise quickly in the case of medical complications and emergencies.

Public healthcare in Qatar

Public healthcare in Qatar is managed by the Hamad Medical Corporation and the Primary Health Care Corporation (PHCC). Hamad Medical Corporation is a non-profit organisation that has overseen the country's major public hospitals since 1979 while the PHCC manages 27 regional healthcare centres that provide primary healthcare. 

Hamad Medical Corporation has created an intricate and efficient network of hospitals and clinics that provide free treatment to local Qataris and largely subsidised services for expats at certain institutions.

Foreigners moving to Qatar only need to apply for a health card to take advantage of state-sponsored healthcare. Emergency treatment is most often free in public hospitals with this health card, though patients must pay for further check-ups and medication. Expats must also pay nominal charges for tests, consultations, and inpatient care. The Qatar health card is valid at any public facility.

Getting a health card

Applications for a health card can be completed at any government clinic or hospital. Expats may need to bring their passport, visa and passport-sized photographs to complete the application form, and pay a basic fee. 

Useful links

• More information on this and health card renewals can be found on the official Hamad website.
• The official Primary Health Care Corporation website has more information on primary healthcare in Qatar.

Private healthcare in Qatar

The Qatari government is a strong advocate for the development of private sector services, and many healthcare professionals in Qatar are expats themselves.

Private healthcare is available on a pay-as-needed basis or as a service covered by local or international healthcare providers. Since some fees must still be paid with public medical care, private systems are more popular and offer greater flexibility.

Health insurance in Qatar

Given that treatment costs can accumulate quickly, expats are advised to have some sort of health insurance. When exploring various health insurance programmes, expats should check what each one encompasses and ensure the extent of their coverage.

Expats moving to Qatar should try to have their sponsor/employer include private health insurance in their contract. This coverage, in addition to the basic health card, will ensure that all their healthcare concerns are covered while living in Qatar.

Pharmacies and medicines in Qatar

There are plenty of pharmacies available, some of which are open 24 hours or otherwise late into the night. Most stock a good range of products, although it’s always a good idea to bring a small supply of essential medication from home until its availability in Qatar can be confirmed.

We recommend expats carry official doctor’s prescriptions, as some medications may be considered controlled substances in the country. The official website of the Qatar Council for Healthcare Practitioners can answer specific questions on medication and medical care.

Health hazards in Qatar

While Qatar is secure and safe, there are some issues to be aware of. Road accidents are common and given Qatar’s hot climate, there is a risk of sunstroke. Be sure to stay hydrated and avoid going outdoors during the hottest hours of the day.

Vaccinations for Qatar

Qatar requires travellers who are coming from countries where yellow fever is endemic to be vaccinated against the disease. For individuals at higher risk or those engaging in certain activities, vaccinations for hepatitis B and rabies may also be recommended. It is essential to consult with a healthcare professional before travelling to discuss your specific needs based on your medical history and the activities you plan to undertake while in Qatar.

Although there are no other required immunisations, it's also prudent to be up-to-date with generally recommended vaccinations such as hepatitis A, typhoid, anthrax, meningitis, polio, and the measles, mumps, rubella (MMR) vaccine. Additionally, vaccines for tetanus, diphtheria, pertussis (Tdap), chickenpox, shingles, pneumonia, and influenza are often recommended.

Emergency services in Qatar

Qatar has a large fleet of emergency vehicles with impressive average response times. Expats can dial 999 to call the police, the fire department or an ambulance. Most operators will be well-versed in multiple languages, including English and Arabic.

Expat accommodation in Qatar ranges from apartments and villas to sprawling expat compounds. Housing can be rather pricey in Qatar, but fortunately, accommodation is often included in employment packages of highly qualified expats. Nevertheless, researching accommodation before moving can certainly help expats with budgeting.

Moving to Qatar offers expats a unique living experience, combining modern living standards with rich cultural traditions. The nation's booming economy, primarily driven by its natural gas and oil reserves, has attracted a diverse international workforce. Expat accommodation in Qatar ranges from high-rise apartments and luxurious villas to sprawling expat compounds, catering for various lifestyles and preferences. 

Types of accommodation in Qatar

Expats will quickly notice that the most sought-after property is within expat compounds, though standalone villas and apartments are also available.

Compounds

Companies that arrange employee accommodation typically rent complete compounds or sections of compounds to ensure reduced expenses. These compounds resemble walled suburbs with security and a range of amenities. Some of the more upmarket compounds have luxury facilities, including small supermarkets, gyms, tennis courts, squash facilities and even restaurants.

These complexes are perfect for expat families with kids, with small garden spaces and shared swimming pools. The presence of other expat families can also be attractive and often helps establish easy friendships and a sense of camaraderie.

Standalone villas and apartments

Standalone villas tend to offer large, spacious housing – often with a hefty price tag attached. These are not part of any gated complexes and typically have four or more bedrooms and an enclosed garden area.

Apartments and flats are abundant in Qatar, especially in Doha. Choices range from small one-bedroom apartments in busy downtown areas to large five-bedroom apartments in upmarket buildings near the ocean. Many apartment blocks have a gym attached, and some offer cleaning and room services.

Furnished or unfurnished

Housing in expat compounds typically comes fully furnished, so it may not be necessary to ship belongings over. That said, unfurnished and semi-furnished options are also available, but we suggest expats who choose to ship belongings negotiate the inclusion of an adequate shipping allowance.

The standard and extent of furnishings vary in villas, although semi-furnished villas will typically contain ready-installed air conditioning systems, large appliances and basic furniture. Most apartments are rented fully furnished, but the quality of appliances and furniture may not always be up to an expat’s standards, so it’s important to inspect the accommodation before committing.

Short lets

Short-term rental options are ideal for expats who have just arrived in Qatar and are still exploring permanent housing solutions, or are in Qatar for a temporary assignment. These can range from serviced apartments, which come with amenities similar to hotels, such as daily cleaning services, to short-term leases on villas and apartments. However, the convenience of short lets comes at a higher cost compared to traditional long-term rentals.

When considering short-term accommodation, it’s essential to consider the proximity to schools, workplaces and amenities. Many serviced apartments are designed to cater for the needs of expats and professionals, providing facilities such as high-speed internet, fitness centres, and sometimes even conference rooms. This option is particularly popular among business travellers and new arrivals who value convenience and minimal hassle in settling into a new country.

Finding accommodation in Qatar

For those who are going it alone, listings are available in the classifieds section of the Gulf Times, and on supermarket boards and real-estate websites, including Qatar Living, JustProperty and Property Finder. The services of a relocation company or local estate agent are strongly recommended, as these professionals know the various areas well and can save time researching properties and negotiating with landlords.

Useful links

• Qatar Living Properties is a popular platform for finding accommodation in Qatar.
• For an extensive selection of properties across Qatar, JustProperty Qatar offers detailed listings to help you find your ideal home.
• Property Finder Qatar provides the latest rental listings, updated regularly.

Renting accommodation in Qatar

The Ministry of Municipality and Environment manages all real estate matters, while some documents need to be overseen by the Real Estate and Residences Registration Office. This is where estate agents play a key role by facilitating transactions and arranging leases, utilities and deposits.

Expats will be happy to know that rent prices seem to be stabilising as more buildings spring up all over Qatar.

Leases

If an expat’s employer arranges their accommodation, the company will negotiate the lease with the landlord. Otherwise, expats can expect to pay as much as one year’s rent upfront. Most expats choose to make the payment with post-dated cheques, although those who can afford to pay in one lump sum can often leverage a lower price. Rent can also be paid quarterly.

In the tenant’s favour, rental fees cannot go up within the 12 months designated by the lease.

Leases in Qatar are established in Arabic and translated into English for the tenants and the landlord.

Deposits

Deposits in Qatar normally amount to a month's rent. For some expats working in Qatar, this may be part of an accommodation allowance, so they are encouraged to negotiate for it where possible.

A comprehensive inventory of the property should be included in the rental contract so that both parties are aware of the full list and condition of furnishings.

Terminating the lease

Tenancy agreements are typically for 12 months. If expats leave before this time, they must give notice and are charged a penalty for breaking the contract. Notice periods are normally two months, and penalties can be as much as two months’ rent.

Utilities in Qatar

Utilities are not usually included, but these costs are reasonable thanks to the government’s policy of subsidisation, covering electricity, water, and gas. That said, expats should ensure their housing in Qatar is equipped with an air conditioning unit before signing a lease. Temperatures soar in summer, and installing one can be expensive. The intense summer heat necessitates high air conditioning and water use, increasing electricity consumption. 

Electricity and water

The Qatar Electricity & Water Company (QEWC) is the principal supplier of electricity and desalinated water, playing a pivotal role in ensuring a dependable supply to the country's residents. 

The electrical system in Qatar operates on a 240-volt supply, accommodating Type D and G plugs. Type D outlets feature three round pins in a triangular configuration, whereas Type G outlets are characterised by three rectangular pins in a similar pattern, including an integral fuse for added safety. It is essential for expats to procure suitable adapters for their devices, ensuring compatibility with these specific outlet types.

Given the country's limited natural resources and high consumption rates, water scarcity presents a significant challenge in Qatar. The government actively seeks sustainable solutions to address this issue, encouraging residents to adhere to water conservation measures, including the Tarsheed campaign, aimed at reducing electricity and water usage through public awareness and incentives.

For more detailed information and to manage your utility services, please visit the official websites of the Qatar Electricity & Water Company and Kahramaa.

Gas

Gas in Qatar is predominantly supplied through pipelines, a system managed by QatarEnergy, a state-owned entity responsible for the entire oil and gas value chain. This includes exploration, production, refining and distribution. Qatar is renowned for its vast natural gas reserves, notably the North Field, one of the world's largest gas fields, underlining the country's pivotal role in the global energy sector.

To establish a gas connection, residents must follow a procedure akin to setting up electricity and water services, facilitated again by Kahramaa. Applicants are required to submit a form along with necessary documentation, such as a Qatari ID and a tenancy agreement, and current meter readings. The fee for setting up gas utilities is generally included in the overall utility service setup charges.

For more information on setting up gas services and understanding energy conservation practices in Qatar, please visit the official websites of QatarEnergy and Kahramaa.

Bins and recycling

Qatar places a strong emphasis on sustainable waste management practices, aligned with the Qatar National Vision 2030 and the Zero Waste campaign. The local municipalities are tasked with collecting solid waste, striving to reduce waste production, enhance recycling rates and foster community involvement in environmental preservation efforts.

For recycling, Qatar has introduced green bins for municipal waste and blue bins for recyclables such as plastics, paper, cardboard and cartons. Expats are encouraged to participate actively in recycling by segregating their waste appropriately.

Despite the limited options for glass recycling currently, expats can contribute to environmental sustainability by finding alternative ways to reuse glass items. Understanding the correct disposal methods for different materials is crucial for effective waste management and supports Qatar's goal of a more sustainable and environmentally friendly future.

For more information on waste management and recycling in Qatar, including locations of recycling bins and tips on waste segregation, please visit the official websites of the Ministry of Municipality and the Qatar National Environment and Energy Research Institute.

Internet

Internet connectivity in Qatar is predominantly provided by leading telecommunication companies such as Ooredoo and Vodafone, offering a variety of internet packages to suit different needs, including fibre-optic connections and 5G services. The availability of fibre-optic internet ensures high-speed and reliable connectivity, while the introduction of 5G technology has placed Qatar among the frontrunners in ultra-fast internet services, catering to both residential and business users.

Expats moving to Qatar should be cognisant of the internet censorship in the country. The Cybercrime Law, effective from 2014, imposes restrictions on the dissemination of content that may be deemed harmful to national security, public order or societal morals. 

This includes strict controls over pornography, dating services and LGBTQ+ content, as well as the use of VoIP services like WhatsApp and Skype, which are blocked. Expats may find the need to adapt by using alternative communication methods or VPNs, although it's important to note that the legality of using VPNs to circumvent censorship is a grey area.

For more information on internet services and providers in Qatar, please visit the official websites of Ooredoo and Vodafone Qatar.

Most people moving to Qatar will need to open a local bank account.  Opening a bank account in Qatar is relatively easy, and most of the local banks are used to opening accounts for foreigners due to the country’s large and diverse expat population. Read on to learn about the account opening process, the types of bank accounts available and the recommended banks for expats living in Qatar.

On this page: 

• Will I need a local bank account in Qatar? 
• Types of bank account in Qatar 
• Which are the best banks for expats in Qatar? 
• How to open a bank account in Qatar
• FAQs about opening a bank account in Qatar

Will I need to open a local bank account in Qatar?

Most expats arriving in Qatar will need to open a local bank account, particularly anyone who is planning to live here for an extended period.  A bank account is needed for salary deposits, and to make regular payments while living and working in the country. 

Here are some of the reasons why expats in Qatar may require a local bank account:

• Salary deposits. Employers are required by law to pay all salaries and other work-related payments into the employee’s Qatari bank account in Qatari riyals. 
• Living expenses. Opening a local bank account in Qatar will make it much easier to manage daily living expenses, pay rent and utility bills, and make day-to-day payments like groceries. Rent and utility bills and club memberships can be easily paid online or via direct debit.
• International money transfers. Many expats will need to send money back to their home country or receive funds from abroad. Having a local bank account will simplify this process and may result in lower fees for currency exchange and international transfers.
• Savings and investments. Those who wish to save money or invest in Qatar or internationally can do so through a local bank account. Banks in Qatar offer various savings accounts, fixed deposits, and other investment options.
• Access to financial services. Local banks in Qatar provide access to a range of financial services, from loans and credit cards to online banking.
• Residence requirements. In some cases, obtaining or renewing a residence permit in Qatar may require proof of a local bank account, especially for expatriates who work and live in the country.

While it is not mandatory for all expatriates to open a bank account in Qatar, most employers and government departments will only make or receive payments from individuals with a local bank account. Having a local bank account in Qatar will make daily life much easier for those living and working in the country.

Types of bank account in Qatar

Before opening a bank account in Qatar, it's important to research the specific account types offered by different banks, compare their features, fees, and interest rates, and choose the one that best suits your financial needs.

Here are some common types of bank accounts found in Qatar:

Current (or checking) accounts. A current account is transactional, allowing the holder to deposit and withdraw funds freely. It often comes with a chequebook and debit card, making day-to-day expenses and bill payments convenient. Most expats will need to open a current account or salary account.

Savings accounts. This is a basic account designed for saving money, offering a modest interest rate. Funds can be withdrawn and deposited as needed.

Fixed deposit accounts. Fixed deposit bank accounts offer higher interest rates than savings accounts but require the account holder to lock in their funds for an agreed period. Notice periods can range from one month to several years.

Currency accounts. Some banks in Qatar offer accounts denominated in a foreign currency, such as USD, EUR, or GBP. These accounts can be useful for expats and mitigate currency exchange risk.

Investment accounts. Most retail banks in Qatar offer investment accounts for both locals and expats, but some high-net-worth individuals also choose to open an account with one of the global investment banks within the region. Options include BNP Paribas, Credit Suisse, Goldman Sachs, J.P. Morgan and UBS. Minimum balances apply.

Business accounts. Qatar's banks provide a range of business accounts, including current accounts and savings accounts, tailored to meet the financial needs of businesses and corporations operating in the country.

Joint accounts. Joint accounts allow two or more people to share ownership and access to the same account. They are commonly used by couples, family members, or business partners who want to manage finances together.

Salary accounts. Many employers require employees to open salary accounts with a specific bank in Qatar. These accounts are used for salary deposits and often come with benefits such as reduced fees and access to credit facilities.

Islamic accounts. Islamic banks in Qatar offer Sharia-compliant banking products, including savings and current accounts that adhere to Islamic finance principles.

Online and digital accounts. Today, most banks offer online or digital-only accounts that can be managed entirely through mobile apps or online banking platforms. These accounts have convenient features such as instant transfers and bill payments.

Which are the best banks for expats in Qatar?

There are 20 commercial banks in Qatar, with eight international banks including HSBC and Standard Chartered Bank. There are over 200 local branches, all overseen by the Qatar Central Bank. Most banks in Qatar offer a variety of account types to cater to the diverse financial needs of residents and local businesses.

Here are some of the more popular options for expats opening a bank account in Qatar.

Local banks 

Qatar National Bank (QNB). Qatar National Bank is the largest and one of the oldest banks in Qatar. It is known for its extensive network of branches and ATMs both in Qatar and internationally. QNB offers a wide range of banking and financial services, including retail banking, corporate banking, and international banking. 

Commercial Bank of Qatar. The Commercial Bank of Qatar is one of the leading banks in the country, offering financial products and services to individuals, businesses, and institutions. 

Doha Bank. Doha Bank is another major bank in Qatar, providing a wide range of services, including retail and corporate banking. It also has an international presence, with branches and subsidiaries in several countries. Website:

Qatar Islamic Bank (QIB). Qatar Islamic Bank is one of the main Islamic banks in Qatar and provides a range of Sharia-compliant banking and financial services.

International banks in Qatar

HSBC. HSBC has a significant presence in Qatar and has operated in the region since 1954, offering a full range of banking and financial services to both retail and corporate clients. HSBC is a popular option for expats and foreigners living in Qatar and has three branches in the country. A bank account with HSBC can easily be opened in advance of moving to Qatar.

Standard Chartered Bank. Standard Chartered operates in Qatar and offers a variety of banking services, including corporate and institutional banking, retail banking and wealth management.

UBS. UBS serves high-net-worth individuals and institutions in Qatar, providing wealth management and investment services.

All banks in Qatar are overseen by The Qatar Central Bank.

How to open a bank account in Qatar

Opening a bank account in Qatar is a straightforward process for residents and non-residents alike, but there are some specific requirements and procedures to follow. The process can usually be started online, whether the prospective account holder is about to move or has already arrived in the country.  

Here is a step-by-step guide on how to open a bank account in Qatar:

• Research the various banks and types of accounts that best suit your financial needs and preferences. 
• Gather the documents required for opening a bank account. Most banks will ask for the following:
  • A valid passport and two passport photos
  • Qatar Residence Permit or Work Permit, and a Qatar ID issued by the Ministry of the Interior
  • Proof of residence (such as a utility bill or rental agreement)
  • A letter from your employer, confirming your monthly salary
  • Letter of employment or proof of income from your employer
• Complete the bank's account application form. This can typically be done online before moving to Qatar, although some expats choose to do this in a branch after arrival where they can be guided through the process.
• Be prepared to make an initial deposit as required by the bank. The minimum balance requirement varies from bank to bank and depends on the type of account.
• The account holder will be asked for their signature, and some banks may require biometric verification (such as fingerprint or iris scan) as part of the bank account opening process.
• Once the application is approved, account details will be sent, including the account number and any associated debit or credit cards.
• Most banks in Qatar offer online banking services, which can be set up once the account is opened.

FAQs about opening a bank account in Qatar

• Can I open a bank account before arriving in Qatar? Some banks will only allow residents of Qatar to open bank accounts. Other banks, such as HSBC and Commercial of Qatar, allow people to apply for a new bank account from their country of origin once the immigration papers are sorted out. 
• Is Internet banking possible with banks in Qatar?  Yes, these days all the banks have online platforms, and internet banking is widespread. 
• Can I use ATMs to take cash out from my home bank account? Yes, ATMs are available throughout Qatar, and cash withdrawals are free.
• What are the typical opening hours for banks in Qatar? Most branches will be open between 8am and 1pm, Sunday to Thursday. 
• Is there a minimum salary to open a bank account in Qatar? A minimum monthly salary of around QAR 5,000 is required by some banks. Alternatively new customers can make a one-off deposit. This will depend on the bank, The Commercial Bank of Qatar require QAR 10,000 (October 2023). Deposits can be made in Qatari Riyals or an international currency.
• Can women open a bank account in Qatar? A male expatriate (the head of the household) will usually need to sponsor their wife or child if they want to open a bank account in Qatar. Many local banks offer specially designated bank accounts for women, which in some cases can be accessed at special ladies' branches. Women will still need to provide their sponsor's letter.
• Do banks issue cheques/chequebooks? Chequebooks are still commonplace in Qatar, and landlords will often ask tenants for post-dated cheques when renting property. Cheques typically take two or three days to clear. Most banking apps allow users to deposit cheques online. 
• Are credit and debit cards widely used in Qatar? While more and more businesses now accept debit and credit cards in Qatar, around half of all payments are made using cash.
• Can expats borrow money in Qatar? It is relatively easy to get a loan when buying a car in Qatar, but a 15% deposit is usually expected, at a minimum. Banks in Qatar also offer personal loans to expats. There is often a ceiling of QAR 400,000 for expats and the repayments are normally spread over 4 to 5 years.
• Closing a bank account at the end of an assignment. Expats leaving Qatar should start the process of closing their bank account at least a month before their departure date. This can only be done in-branch, and foreigners will need to get a no-liability letter to confirm the account has been closed and that there are no outstanding debts. Otherwise, there is a risk of being stopped at the border. Some employers will notify the bank once the contract has been terminated, and all debts will need to be settled before the final salary payment.

Shipping goods to Qatar may not always be the smoothest of rides. Although many items are permitted, some of which are even tax-exempt, Qatar has strict customs laws.

Expats moving to Qatar should think carefully about what they need to ship to the emirate, as moving large quantities may not be worth the time, money, and customs headaches. Most accommodation comes fully furnished, and additional furniture and appliances can always be purchased in the country.

The General Authority of Customs oversees and regulates the importing and exporting of all goods. Their official website and its Al-Nadeeb portal are key resources for advice on customs regulations, including what is allowed or prohibited, related tariffs and exemptions on shipping and removals.

Inventory and prohibited items

When shipping goods, a clear inventory detailing each item is necessary. Be sure to explicitly declare all items, including currency and precious metals and stones. If an expat fails to comply or declare all their goods, they may face strict penalties, including heavy fines, confiscation of goods and even jail time.

We also recommend that expats make copies of all documents and keep them on file to facilitate the import and export process.

There is an extensive list of goods prohibited from being imported into Qatar, including flammable goods, radioactive materials, ammunition and explosives, narcotics, or goods from economically boycotted countries.

The full list is available on the Qatari customs website. Note that customs officials at ports of entry usually have the final say on what can be imported or exported, and decisions can be made at their discretion.

Hiring shipping and removals companies in Qatar

Packing up and having goods shipped over can seem complicated and involves several parties, including the packer, an overseas shipper, a clearing agent, and companies specialising in storage, delivery and unpacking.

We recommend using an accredited and reputable shipping company that includes insurance, and it might be best to consider a relocation company. If expats do want to import products into Qatar, these professional consultants can ease the process.

Duties, processing and handling fees add up, and we urge expats who plan to work in Qatar to negotiate a shipping allowance as part of their contract.

Shipping household items to Qatar

Fortunately, some categories are exempt from import taxes. These include personal effects and household items, as well as items cleared for designated ‘free zones’.

If importing personal and household items, expats must provide proof of their residence visa, valid for at least one year, and potentially a letter from their sponsor indicating that these goods are not for resale. Usually, these items are only exempt for expats moving to the country for the first time.

Otherwise, most items shipped into Qatar face customs duties, which are typically charged per unit or as a percentage of the value of the goods. Duties for general cargo are around five percent.

Shipping vehicles to Qatar

One of the best ways of getting around in Doha is by driving, and many expats choose to own a vehicle or have one provided by their company. In some cases, expats may want to buy a car or ship one over from abroad.

Car models older than five years are not allowed to be imported, and newer models require a clearance certificate from the country of export as well as an invoice detailing the car’s value.

Private motor vehicles must meet multiple standards, so it’s critical to check the most updated regulations on the Qatari customs website. In some cases, cars are only granted temporary admission for three or six months, potentially renewable with a bank guarantee or deposit. Insurance is essential when shipping a vehicle to Qatar.

The majority of Qatar’s workforce is made up of foreign workers, and getting a visa or work permit for the country is reasonably straightforward.

The Ministry of Interior (MOI) oversees all immigration matters by overseeing the application process and issuing the necessary permits. Hukoomi, the government’s ePortal, facilitates visa applications by providing a platform for registering with the MOI. Expats can simply track their applications by entering their country of citizenship, application number and passport details.

That said, waiting periods may be an inconvenience, especially during Ramadan, but typically take about six weeks. Many suggest that it’s best for visa applications to be submitted well before or just after this time. In any event, we strongly recommend checking the MOI website regularly and contacting the nearest embassy and consulate for support.

Tourist visas for Qatar

Citizens from many countries must apply for a visa in advance, and this can be done by contacting the nearest embassy directly and doing the application process online.

Note that not all citizens need to apply beforehand. Citizens of Gulf Cooperation Council (GCC) states (Bahrain, Kuwait, Oman, Saudi Arabia and the United Arab Emirates) do not need to apply for a visa to visit Qatar. Expats from 80 other countries, including the United States, Canada, New Zealand, Singapore, Hong Kong, Britain and Germany, can also enter without a visa. Foreign nationals must check if their country of citizenship is included on this list on the MOI website.

Upon arrival, these visas are obtained at the port of entry, but visitors can also receive theirs online before travelling.

Visitors on tourist visas must ensure that their passports are valid for at least six months after the date of arrival, and they must show an itinerary of travel plans, including accommodation details and a return ticket.

These visas are generally valid for one to three months.

Sponsored tourist visas

Several types of tourist visas are available, some of which can be organised through authorised hotels, embassies and employers, as well as Qatar Airways. For more on this process, expats should contact these bodies and organisations directly.

Note that these visas cannot be extended and are only valid for one month.

Joint tourist visas

Joint tourist visas allow free travel between Qatar and Oman. Expats may apply for these before travelling but can also obtain them upon arrival. These Qatar/Oman visas are valid for one month and can be renewed for another 30 days.

Transit visas

Travellers transiting through Qatar do not require a visa if they wish to leave the airport and explore a bit before continuing their journey, departing within 24 hours. Passengers with layovers between 5 and 96 hours on Qatar Airways are eligible for free transit visas.

Business visas for Qatar

Expats coming to the country for temporary work need a business visa for Qatar. The approved local company receiving the overseas visitor often takes responsibility for the process and will need to provide a letter of invitation.

Expats planning to carry out contractual work can receive this business visa, valid for only three months. Those looking to work in Qatar for extended periods will require a work and residence permit.

72-hour business visas

Applicants who will be in Qatar for three days or less may opt for the 72-hour business visa, generally issued on arrival. These individuals must show proof of their business and carry the necessary documents, like confirmation of accommodation, vaccination certificates and a valid credit card.

Investor visas

Applicants investing or invested in business ventures in Qatar can apply for an investor visa. Expats require documents on property ownership (or a detailed business plan and proof of investment funds), a certificate showing good behaviour and an authorised medical certificate.

Investor visas in Qatar offer long-term residency without employer sponsorship and are designed for individuals looking to invest significant capital in the country to contribute to its economic growth.

Visit visas for Qatar

GCC residents and family members can apply for short-term visas to visit Qatar.

GCC resident visit visas

On arrival, residents of GCC countries are allowed entry to Qatar for stays of one month, renewable for a further three months. The profession on their residence card needs to be on a list of 200+ approved professions, and they will need to provide evidence of a ticket home.

Family visit visas

Expats moving to Qatar for work can bring their family over on family visit visas. These visas are valid for one month and can be extended to six months for immediate relatives (spouse and children) and three months for other family members. When applying for extensions, applicants require a medical check-up.

Residence visas for Qatar

To stay in Qatar, expats can enter on the relevant visa and apply for a working residence permit after they arrive. Residence permits are only granted to applicants sponsored by a company, those with a family member in the country who earns more than the minimum threshold, or those investing in property. Expats must stay in Qatar while their entry visa is converted to a residence permit.

Family residence visas

Expats working in Qatar who want their family to stay with them during their time in the emirate can sponsor their residence visa. The sponsoring resident generally needs a work history of at least six months, a monthly income of more than QAR 10,000 (or QAR 6,000 if accommodation is employer-provided), a valid Qatar ID, and a residence visa.

Education residence visas

Study visas can be obtained free of charge. Students require proof of acceptance to an approved educational institution, and visas are valid for the duration of the course in question.

Real estate visas

Expats interested in buying property and owning real estate in Qatar must apply for this visa through the MOI. Expats usually require a valid passport, a letter from a relevant real estate agent regarding property investment and purchase, a certificate of good conduct and a medical check-up.

Return visas

Expats in Qatar must note that, just as they require an entry visa for their initial visit, they likely need a return visa when they leave and return to the country. This includes citizens with valid residency who have been out of Qatar for more than six months and are returning.

Exit permits in Qatar

The exit permit system in Qatar was established to prevent migrant workers from leaving the country without their employer's knowledge. The process to abolish this was started in 2018, and as of 2020, foreign workers don't need exit permits to leave the country as long as they're not in the armed forces. Domestic workers still need to give their employers three days' notice before leaving the country.

*Visa regulations are subject to change at short notice, and expats should contact their respective embassy or consulate for the latest details.

Qatari embassies

• Embassy of Qatar, Washington, DC, United States: +1 202 274 1600
• Embassy of Qatar, London, United Kingdom (also responsible for Ireland): +44 20 7493 2200
• Embassy of Qatar, Ottawa, Canada: +1 613 241 4917
• Embassy of Qatar, Canberra, Australia (also responsible for New Zealand): +61 2 6152 8888
• Embassy of Qatar, Pretoria, South Africa: +27 12 452 1700

Foreign embassies in Qatar

• United States Embassy, Doha, Qatar: +974 4496 6000
• British Embassy, Doha, Qatar: +974 4496 2000
• Embassy of Canada, Doha, Qatar: +974 4419 9000
• Australian Embassy, Doha, Qatar: +974 4007 8500
• South African Embassy, Doha, Qatar: +974 4485 7111
• Embassy of Ireland, Abu Dhabi, United Arab Emirates (also responsible for Qatar): +971 2 495 8200
• New Zealand Embassy, Abu Dhabi, United Arab Emirates (also responsible for Qatar): +971 2 496 3333

*Islamic holidays are subject to change based on sightings of the moon

Expats thinking of a move to Qatar should brace themselves for the country’s extreme heat, influenced significantly by its geographical features. Nestled on the northeastern coast of the Arabian Peninsula, Qatar is a peninsula itself, extending into the Persian Gulf. Its desert climate, primarily a result of its location within the arid Arabian Desert, engenders unbearable peak temperatures that necessitate caution among new arrivals to avoid health-related issues, such as heat exhaustion and sunstroke.

The weather in Qatar is characterised by abundant sunshine and little rainfall. Rain appears in short bursts during winter (December to February) and rarely totals more than three inches a year.

The brief transitional seasons are by far the most pleasant. Spring (March to May) and autumn (September to November) bring temperatures of around 63°F (17°C) with low levels of humidity.

Conversely, Qatar's long summers (June to August) can reach 122°F (50°C), but generally average around 106°F (41°C), while humidity can rise to 90 percent at times.

Most expats vacate the country during the hottest months of June, July and August. Planning a holiday during this period is highly recommended. Otherwise, expats will have to learn to adapt to the weather in Qatar. We recommend they wear a hat, sunglasses and sunscreen at all times when outdoors; organise outdoor activities for the early morning and late evening; park cars in shaded areas and use a protective screen; and remember to drink plenty of fluids.

Winter is generally mild, but occasionally the desert gets chilly. Qatar homes are ill-equipped to provide heat, which can also be unpleasant and cold. On the other hand, air-conditioning is the norm and, without it, the weather in Qatar during the hotter months would get the best of residents. With this in mind, expats should have a light sweater on hand for when indoors.

As a country with one of the world’s highest per capita income, Qatar's inhabitants need adequate infrastructure to protect their earnings. As such, expats generally find that banking in Qatar, with its well-maintained network of local and international banks, is quite easy to manage.

Money in Qatar

The currency used in Qatar is the riyal (QAR), which is divided into 100 dirhams. Riyals can be found in the following denominations:

• Notes: QAR 1, 5, 10, 50, 100 and 500
• Coins: 1, 5, 10, 25 and 50 dirhams

The riyal is pegged to the US dollar at a fixed rate of 1 USD to 3.64 QAR for the Qatar Central Bank's sales and purchases of USD with banks that operate in the country. New arrivals can easily get local cash at the airport and banks. Remember, though, that banks charge for the service when exchanging currency, so the rate may vary.

Banking in Qatar

The banking industry is supervised by the Qatar Central Bank, which oversees commercial banks such as Ahli Bank, the Commercial Bank of Qatar, Doha Bank, Qatar Islamic Bank, the International Bank of Qatar and the Qatar National Bank (QNB). These offer comprehensive online banking services.

Most local banks have services in both English and Arabic and offer familiar account types found in most global destinations.

Alternatively, expats can open an international account with banks such as HSBC and Standard Chartered Bank. This kind of account may benefit those who would like to consider offshore account options or those who already have an account with one of these service providers in their home country. Some expats also report that they prefer the convenience and security of centralising their finances.

Banks in Qatar are generally open from Sunday to Thursday between 7.30am or 9am and 1pm, but many are also open in the afternoon and on Saturday mornings. During the months of Ramadan, these hours may vary significantly.

Opening a bank account in Qatar

Opening a bank account in Qatar is a relatively simple, stress-free process, and many banks make it possible to open an account before moving to the country. International banks such as HSBC and Standard Chartered and big banks such as the Commercial Bank Of Qatar and QNB allow new customers to open online accounts. However, to support an online application, you will likely be required to provide documentation such as a copy of your passport photo page and a letter from your employer in Qatar.

Those opening a bank account must provide documentation including a copy of their passport, a valid residency or work permit and a Qatar ID card, passport-sized photos, and a certificate or letter from their Qatari employer stating their monthly salary. Banks may require either a minimum balance or salary, often of QAR 5,000 or more. Expats who open an online account before arriving in the country will have 90 days to present their local Qatar ID to the bank.

Once the application has been approved, the bank will provide the applicant with a letter to send to their employer, confirming that they are happy to receive salary payments into the new account.

Qatar also has an officially appointed banking ombudsman affiliated with Qatar's Central Bank, accessible to anyone who has a complaint against a bank and needs assistance.

See more about Opening a Bank Account in Qatar.

Credit cards and ATMs in Qatar

ATMs are readily available in Qatar and, more often than not, accept both local and international credit and debit cards. While most ATMs function 24 hours, it may not be guaranteed, and using ATMs operated by banks other than one's own, or using a credit card to withdraw cash, normally incurs extra charges.

Taxes in Qatar

One of the great attractions of relocating to Qatar is that no personal or income tax is levied against individual salaries or allowances, even as an expat. This means that, while in Qatar, an expat's gross salary will be paid to them without any deductions.

That said, expats are strongly advised to research whether a double taxation avoidance agreement (DTAA) exists between Qatar and their country of origin; if there isn't, they will be liable to pay tax in their country of origin on the money earned in Qatar. We recommend that expats working in Qatar check this online and consult tax specialists if necessary.

Excise taxes

While income is not taxed, certain goods are, including tobacco, carbonated and energy drinks, and special-purpose goods such as alcohol. This means the prices of these items are much higher, affecting the cost of living.

Education in Qatar follows a system of distinct levels. After preschool, primary school ranges from Grades 1 to 6, preparatory school from Grades 7 to 9 and secondary school from Grades 10 to 12. Basic education for adults aged 18 and older is also available. Secondary school provides a choice between general education and specialised schools for specific interests, including banking, business administration, and science and technology.

Expats moving to Qatar face myriad challenges, but navigating the emirate’s education system needn’t be one of them. Most expats send their children to one of the many private international schools in the country, and the biggest headache is often having to choose one from the sheer variety of superlative choices.

Parents should research potential schools and apply as soon as possible. 

Public schools in Qatar

Public schools in Qatar are generally excellent, as Qatar continues to invest in its education to elevate the knowledge, skills and, ultimately, the lives of its citizens. Although public schools are free for Qatari nationals, schools have their own policies for admitting non-Qatari students.

Useful links

• The official website of the Ministry of Education and Higher Education provides a list of schools that may be a good fit.

International schools in Qatar

Although the government puts significant effort into ensuring high standards at local schools, most expat children attend private international schools in Qatar due to restrictions and language barriers at public schools. 

There are many options, with schools following various curricula, including the International Baccalaureate (IB), British, American and Indian systems. These schools must meet the standards of the Qatar National School Accreditation system.

Education can be a significant expense, so expats working in Doha should try to negotiate school fees into their contracts or ensure that they budget carefully. Fees such as tuition and registration fees, uniforms, and excursions can add up quickly, and most fees are expected to be paid upfront at the beginning of the school year.

Enrolment requires long-term planning, as waiting lists are often long and application fees high – and often non-refundable. An application form and previous school documents are usually among the required documents. Some schools also request a letter of recommendation, on-site entrance exams and occasionally interviews.

See our reviews on International Schools in Doha.

Nurseries in Qatar

Qatar recognises the importance of early childhood education, and there are many public and private kindergartens. Private ones may be attached to larger international schools.

The Ministry of Education and Higher Education emphasises that kindergarten should encourage children to be active, creative, and able to question and criticise while developing their own personalities. Young children can explore basic numeracy and science, but focusing on their physical development and creative expression is paramount.

Expats needn’t worry about a language barrier in Qatari nurseries – young kids pick up new languages easily, and the curriculum offers communication in both Arabic and English. All nurseries, both public and private, offer top-quality educational and play materials, as well as experienced teachers.

Special-needs education in Qatar

Empowering people with disabilities is one of Qatar’s top priorities, and this includes providing quality special-needs education integrated with mainstream classrooms wherever possible.

Public and private schools provide support for students with learning, physical or developmental disabilities as well as those with behavioural, emotional and communication disorders, including students with autism and intellectual disabilities.

Schools must tailor services to each student. Curricula may be adapted to meet appropriate educational goals, and specialised materials and technology are employed to aid in the learning process. Specialists, alongside teaching staff, are responsible for providing optimal support to children and their parents.

Though schools are becoming increasingly integrated, there are specialised schools that specifically cater to students with disabilities and still provide a comprehensive education programme. Specialised schools include Al-Hidaya schools for students with intellectual disabilities and separate schools for students with hearing impairments.

Homeschooling in Qatar

Homeschooling is an option for Qatari residents. Doha Home Educators (DHE) has been pivotal in creating an organised network for homeschoolers in Doha and regularly organises classroom lessons, activities, and events. Parents who choose this alternative to mainstream schooling in Qatar will find an active community of expats who can be reached online and through social media groups.

Given the vague homeschooling regulations for expats in Qatar, DHE advises parents to follow the regulations of their home country.

Tutors in Qatar

Tutoring in Qatar, like elsewhere around the world, is a popular industry. There are many online platforms to find tutors for a broad spectrum of subjects and curricula – some tutors may focus on IB or IGCSE and A-Levels, while others use the Qatari curriculum. TeacherOn and MyPrivateTutor are among the most commonly used online platforms.

Useful links

•  TeacherOn is an international online service that connects tutors and students for a variety of subjects.
•  To have your child matched with a wide range of tutors, try MyPrivateTutor Qatar.

With a population mainly consisting of expats, the protocols for doing business in Qatar often depend on who the business is being conducted with. Expats will mostly be working with other foreigners, but their senior associates are more likely to come from Qatar and other Gulf states.

There are many business opportunities in Qatar, but expats need to be properly prepared in order to succeed in a country where businesses either soar or sink. By familiarising themselves with Arabic business culture and showing sensitivity in a foreign business environment, Western expatriates give themselves a better chance of succeeding.

Fast facts

Business hours

Usually 7.30am to 12pm and 3.30pm to 7pm, from Sunday to Thursday. Friday and Saturday are weekend days but this varies between businesses.

Business language

The official language of Qatar is Arabic, although English is widely spoken and understood.

Dress

Smart and conservative business attire, especially for women. Business visitors aren't expected to wear Emirati clothing but should nonetheless dress modestly. Local women in Qatar will typically wear a headscarf and abaya.

Gifts

Exchanging gifts when meeting Qatari business associates for the first time is a common practice to build relationships, or show goodwill or appreciation. 

Gifts should be wrapped and of high quality – traditional perfume is a popular choice. Never give alcohol or anything made of pigskin. Other suitable gifts can include dates, chocolates and Arabic sweets.

Gender equality

Qatar prides itself as one of the more progressive Gulf countries with regard to attitudes toward women in the workplace.  Foreign women, especially, are respected and valued in Qatar – although they might need to dress and behave more conservatively than they would back home.

It is also worth bearing in mind that major shifts in the Qatari corporate world will take time and that the vast majority of senior positions are likely to be filled by men for the foreseeable future.

Business culture in Qatar

Greetings

Business etiquette in Qatar reflects the closeness between personal and professional life that many Qataris maintain. Handshakes are the accepted greeting between men, and the most senior person present should be greeted first. In a professional setting in Qatar, individuals typically address each other by their first and last name or title and last name. Arabic titles, such as Haji and Sheikh, should be used where appropriate to show respect.

Exchanging business cards when meeting associates for the first time is common. The reverse side of business cards should be printed in Arabic and expats should spend some time examining someone else's card before putting it away with care.

Attitude to foreigners

Qatar is far more friendly and open to foreigners than some of its neighbouring countries. That said, expats must always behave with respect for Islamic culture and traditions. Arabic translations of important documents should always be at hand, and learning a few basic Arabic words and greetings is always appreciated.

Personal relationships, networking and hierarchy

The business culture of Qatar is typically Arabic, and a lot of emphasis is placed on personal relationships between associates. Qatari businessmen prefer to do business with people they know and feel they can trust. For this reason, expats may need help from a local agent (or sponsor) who can provide them with important introductions and recommendations.

Being patient during the first dealings with potential Qatari business partners is important too – a lot of time is devoted to 'getting to know each other' before any actual business is discussed.

Management styles in Qatar are usually hierarchical and staff are expected to follow orders to the letter. Note, however, that locals rarely say ‘no’ directly, which can affect communication across different levels of business.

Meetings

Qatari business people are often more interested in whether they get along with their prospective partners than in corporate expertise or qualifications. While punctuality is valued, meetings may start a bit later than scheduled due to cultural norms that prioritise relationship-building and hospitality. 

Business meetings can be long, subject to numerous personal digressions, and may even be interrupted by unexpected visitors. Even if a meeting's agenda becomes abandoned, expats should not resort to hard-sell tactics, which may be interpreted as unnecessary aggression. Publicly criticising or undermining associates is also frowned upon – if it has to be done, it's usually done in private.

Meetings should also be confirmed ahead of time as business schedules can quickly change. Care should be taken to avoid scheduling important meetings during the holy month of Ramadan, and expats should understand that business hours, productivity and motivation can vary during this important time.

While some things might seem strange for expats, resisting the urge to get impatient is essential. Long-term, personal business relationships in Qatar can be well worth the time and energy.

Dos and don'ts of doing business in Qatar

• Do be respectful and observant of Islamic culture and traditions
• Do look to cement long-term, personal relationships with Qatari business associates
• Do make an effort to engage with the culture – learn some Arabic words and become educated about Islam
• Don't be impatient, rude or aggressive – this kind of behaviour will alienate expats from the corporate culture in Qatar
• Do offer and accept business cards with both hands

Expat women embarking on a new journey in Qatar will encounter a society rich in tradition and rapidly modernising. This small but wealthy nation on the Arabian Peninsula offers a unique blend of cultural, social and economic experiences, influenced significantly by its government policies and the broader Gulf region’s social customs.

The initial adjustment to life in Qatar is a multifaceted experience. From navigating the nuances of local customs and laws to understanding the social dynamics and opportunities available, expat women will find that living in Qatar is a journey of discovery.

Qatar’s government has been making strides on the tightrope of establishing inclusivity and modernisation while preserving its cultural identity. Whether in the professional realm, where women are increasingly visible, or in the social sphere, where multicultural interactions are commonplace, the experience of expat women in Qatar is marked by a blend of local traditional values and global norms.

Women’s rights in Qatar

Compared to other Gulf states, women have somewhat progressive rights in Qatar. Significant legal and social advancements have been made over the past few decades, including the appointment of female ministers and members of the Shura Council. Women vote, run for municipal elections and participate freely in all parts of public and social life while enjoying some equality in professional and educational settings.

Following the lead of Her Highness Sheikha Moza bint Nasser (the chairperson of Qatar Foundation for Education, Science and Community Development, and also one of the wives of the previous emir), women are employed and educated at all levels of society.

Qatar practices religious tolerance, with its constitution enshrining equality among citizens. However, the legal system in Qatar is based on Sharia law, meaning that a conservative interpretation of Islam informs laws regarding women’s place in Qatari society. 

Qatari society is engaged in a constant balancing act between the traditional and modern. This means that values like the importance of gender-segregated schooling environments are still upheld and considered core to national identity. Similarly, males are considered the natural head of the family, and Western expats should be prepared for a typically patriarchal society.

Although women can work and are respected in the workplace, women under a family residence visa sponsored by their husbands will likely need their husband’s official approval. The LGBTQ+ community also undeniably faces multiple challenges, given Qatar’s conservative societal attitudes and the fact that homosexuality is illegal under Sharia law.

Dress for women in Qatar

While non-Qatari women are not expected to wear the abaya (a loose robe-like covering), expat women should dress conservatively in public areas such as shopping malls and markets. This means covering the shoulders and wearing dresses, skirts and trousers that cover the knees.

Conservative dress in Qatar also makes it less likely that expat women will be stared at or attract other unwelcome attention from men while out in the city. Due to the country’s massive migrant labour force, men vastly outnumber women in Qatar.

Hotels are generally more permissive when it comes to dress and can be an enclave for expats, but keeping the culture in mind while en route and when leaving the hotel is essential. A good principle for the expat woman is to always have a shawl in one’s handbag or car to cover up if needing to get out of the car in public unexpectedly or for chilly air-conditioned interiors.

Making friends in Qatar

Many of the expat women in Qatar are homemakers who have travelled for their husbands’ jobs and have suddenly found that they don’t have to ‘make home’ in Qatar. Domestic help is widely available at a reasonable price – one of the great benefits of living here, particularly for those with young children. As a result, expat women may find infinitely more hours to spend with their family and friends, working or on hobbies.

The transition can be challenging at first, when women left at home alone must find ways to fill the time. Those living on compounds are lucky in some ways, since the compound can act as a safety net for first-time movers. These instant communities have welcoming neighbours and usually a central swimming pool or clubhouse. Another pre-made circle of friends is the network of spouses and kids of work colleagues. 

Although these ready-made relationships are often necessary and welcome, newcomers may eventually want to branch out, as expat communities can feel claustrophobic with the same people living and working very closely together.

As there are many others in this situation, there is a varied social scene in Qatar, with writing groups, book clubs and other interest groups generally open to all women. Activities such as salsa and creative writing have sprung up in recent years. Notices about their meetings are posted regularly in local magazines and on social media platforms such as X (Twitter) and Facebook.

Due to the somewhat transient nature of expat life in Qatar, expats stay for an average of only three years. Most groups (and people in general) are used to welcoming new arrivals and are superb at making fresh assignees feel welcome. If a new arrival can’t find a group for their particular interest, starting one is relatively easy.

Work-life balance in Qatar

Those who move to Qatar as single working women will find the elusive work-life balance all the more essential to establish. Spending all one’s time doing business can get lonely. Start-up companies that demand long hours and companies that uphold the working days and times of Western countries often monopolise their employees’ time and commitments.

Those who take time to explore will find opportunities to explore the city and establish relationships outside it. It’s essential to make this effort, and there are networks related to professional working women that could be useful in helping to meet other women who can’t develop friendships over coffee mornings.

Those looking to make connections in the local community or outside the bubble of their living/working conditions may find this takes a fair amount of determination, but it can be done. The transient nature of the expat community means that those who stay longer than average – Qatari and non-Qatari alike – can be wary of the steady stream of inquiries by newcomers and may be reluctant to make new friends. The best way to break into these communities is to get involved in meaningful activities, like volunteering and participating in charity work, and to give friendships time to develop.

Can women open a bank account in Qatar?

Banks in Qatar are slowly beginning to understand the commercial benefit of having female account holders, and most of the local banks now have designated Ladies’ Accounts and offer female-only bank branches. These accounts may offer exclusive benefits, financial counselling services by female professionals and discounts on products and services to empower and support women in their financial journeys.

As an expat woman, it is relatively easy to open a bank account in Qatar, and with more than three million expats in the country, local banks understand the financial needs of expats. That said, most expat women in Qatar are trailing spouses, so their husbands must sponsor them in order to open a bank account. Rather than having a separate account, many couples choose to have a joint account.