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Education and Schools in Singapore

Expats moving with family will understandably be concerned about making arrangements for their children's education and schooling in Singapore. There are options for public, private and international schools in the city-state. 

Parents should carefully weigh the pros and cons of each before deciding on where to enrol their children. It's important to note that locals place a high premium on education, and expectations for achievement can be high.


Public and private schools in Singapore

Kids in class

The primary language of instruction in Singapore is English. This applies throughout the city-state's public and private schools. That said, most schools are oversubscribed. The best schools have long waiting lists, and preference is given to citizens – even permanent residents will find that spots are given to Singaporeans before they are granted to foreigners.

On the upside, local schools are far more affordable than international schools. Parents who anticipate living in Singapore for the long term may prefer immersion into the local culture that will come with this option but should prepare themselves and their children for the nuances of the local curriculum.

Education in Singapore is compulsory and is divided into three stages: 

  • Primary school for six years (ages 7 to 12) 
  • Secondary school for five years (ages 12 to 17)
  • Post-secondary school (typically for three to four years) 

Local students are highly competitive and shoulder immense pressure to succeed. Some parents also feel that the local curriculum places too much emphasis on rote learning and does not teach students to think critically. Foreign children can end up feeling isolated as they struggle to assimilate culturally.

Corporal punishment in the form of caning is legal for disciplinary purposes, though it may only be used on boys. Nevertheless, many Westerners have trouble adapting to this system of discipline.

Useful links


International schools in Singapore

There is a large expat population in Singapore. Plenty of international schools have sprung up to serve the foreign community. Overall, international schools in Singapore have a good reputation, though some are generally regarded as having higher standards and more challenging curricula than others.

Many of Singapore's international schools follow the International Baccalaureate (IB) curriculum, while others offer the curriculum of their country of origin. Some expats choose to enrol their children in the latter simply because it means that the school holidays align with home-country holidays.

Another factor that significantly affects school choice is availability, as popular schools often have extensive waiting lists. Others might not have waiting lists at all and are a viable option for enrolment while waiting for a spot to open up at a more prestigious institution. Although these intermediary schools are accepted as offering a good standard of education, the high turnover can unsettle students and disrupt the learning environment.

International schools in Singapore are expensive, but many expats are lucky enough to have their employers supplement their school fees. Those moving to pursue an assignment abroad should try to negotiate an allowance into their contract if one isn't initially included.

Read more about the Best International Schools in Singapore.


Special-needs education in Singapore

Hearing aid

The Singaporean Ministry of Education (MOE) has programmes in place that make provision for children with Special Educational Needs (SEN). Children with milder conditions and who have adequate cognitive and adaptive abilities are typically put into mainstream schools with additional support, while those whose conditions require more individualised attention are placed in Special Education (SPED) schools.

Parents can make their own choice regarding which of these would be the best option for their child, though it is recommended that children with moderate to severe SEN enrol in a SPED school. Families opting for SPED schools will be assisted by the Multi-Agency Advisory Panel. This panel is made up of education and healthcare professionals who can advise on which specific school can best meet the needs of the child.

In international and private schools, there may or may not be provisions for SEN children. Some schools don't offer any support for these kinds of needs, while others only offer support for mild SEN. Each school has its own policy, and individual schools should be consulted about their ability to cater to any particular needs.

Useful links


Nurseries in Singapore

Expat parents with young children have a diverse array of nursery school options in Singapore. While some popular nurseries can be as expensive as regular schools and often have long waitlists, parents should start their enquiries early. These schools generally offer flexible attendance schedules, early drop-offs, lunch provisions and optional afternoon programmes for working parents, although verifying these details with each school is essential.

Read more about the Best Nurseries and Kindergartens in Singapore.


Tutors in Singapore

With high academic achievement being prized in Singapore, it makes sense that the use of tutors is widespread. Local parents frequently use tutors to ensure their children are among the top in their class. Expat parents may find tutors helpful with issues such as filling the gaps between children's old and new curricula. Tutors can also help children learn the local language faster or maintain fluency in their mother tongue.

Tutoring is a flourishing industry in Singapore and can be pricey due to high demand. Expats can either go through a tutoring company or work directly with a private tutor.

Keeping in touch in Singapore

Expats will have no problem keeping in touch in Singapore. Mobile phone networks, internet and postal services are all of a high standard. English television channels and online news sites are also readily accessible.

The three leading providers of phone and internet services in Singapore are StarHub, Singtel and M1. Expats should compare the pricing of their available options before choosing a service provider.

Singapore's technological infrastructure is one of the most advanced globally, ensuring that expats can stay connected seamlessly, whether for work or leisure. The city-state's robust telecommunications networks provide reliable and high-speed services, ensuring that communication, both within Singapore and internationally, is efficient and hassle-free.


Internet in Singapore

With the fastest internet speeds in the world, Singapore is well-connected, and expats will have no trouble finding WiFi in public hotspots throughout the city-state. Wireless, fibre and broadband options are available. Most packages come with a contract ranging between 12 and 24 months, and breaking it will result in penalties.

That said, expats who don't want to be locked into a 12- or 24-month contract can get a no-contract plan with MyRepublic, which is currently the only provider offering this option. While this is ideal for expats who may not stay in Singapore long, a penalty will still be charged if they terminate the contract within the first three months. 

They will have to pay a monthly subscription and router and installation fees, which would typically be free with a contract. Expats should therefore weigh up all their options and potential costs before making this decision.

To secure a contract, expats must submit a range of documentation with their application, including proof of address, proof of identification and their original employment or work permit pass. These documents must be valid for at least six months. 

Useful links


Mobile phones in Singapore

In Singapore, expats have access to a range of mobile phone service providers. The major operators, Singtel, StarHub and M1, offer both 4G and the latest 5G services. These providers offer various plans, including prepaid services and contract plans, which are competitively priced to suit different needs. 

For expats, SIM-only plans are often the most practical choice, especially if they already have a mobile phone in good working condition. These plans are typically postpaid and may require documentation such as a long-term visa or work pass, a residential address in Singapore and confirmation of employment and residential status from the employer.

Besides the major operators, several Mobile Virtual Network Operators (MVNOs) like Circles.Life, MyRepublic and Zero1 are available, offering competitive data packages at more affordable rates. When choosing a mobile plan, expats should consider their specific needs in terms of data, call minutes, costs and any additional benefits that various providers might offer. 

Useful links

  • See the official websites of Singtel, StarHub and M1 to learn more about mobile plans and contracts. 

Censorship in Singapore

The Infocomm Media Development Authority (IMDA) regulates and ensures local print media, radio, television and internet adhere to the law. Numerous websites are blocked, and visitors trying to access the site are usually greeted by an IMDA message alerting them that the site is forbidden. Although the IMDA does monitor foreign content, expats shouldn't have any problem accessing international news sites and social media.


Postal services in Singapore

Mail services in Singapore are provided by Singapore Post Limited (SingPost), which is a subsidiary of Singtel. Local mail typically takes one to two days, and international mail depends on the destination. Additionally, there are numerous courier companies independent of SingPost that deliver both locally and internationally. Some of these also double up as delivery services for heavy shipments.

Useful links


English-language media in Singapore

There is plenty of English language media in Singapore, including print and broadcast. Mediacorp, a state-owned free-to-air network, offers a variety of channels in English and Malay, both on TV and radio. Channel 5 also offers round-the-clock entertainment in English. Paid services include StarHub cable TV and Mio TV.

English books are readily available at all big bookshops. There are also several local English newspapers, as well as many international publications available from newsstands.

Useful links

Doing Business in Singapore

Boasting an advanced economy driven by transparency and cooperation, doing business in Singapore is surprisingly easy. The country is fairly Westernised and boasts high living standards, but with a diverse population, expats will need to familiarise themselves with local business culture and etiquette if they want to be successful in Singapore.


Fast facts

Business hours

Business hours are Monday to Friday, 9am to 6pm, sometimes with a half-day on Saturday.

Business language

English is the main language of business in Singapore.

Dress

Business dress is fairly casual, in keeping with the island’s humid climate. Smart shirts and ties are standard in business environments. A suit jacket may occasionally be required for formal meetings. Pantsuits or a conservative skirt and blouse are acceptable for women.

Gifts

In a business context, gifts may be misconstrued as bribery, especially when doing business with government officials in Singapore. Gift-giving customs will also tend to differ between cultural groups, and what is appropriate in one culture may not be appropriate in another. Gifting flowers or alcohol, for example, will have vastly different implications depending on the receiver’s cultural background.

Gender equality

Men and women are generally treated equally in business. See Diversity and Inclusion in Singapore for more on gender equality and women in leadership.


Business culture in Singapore

Businesspeople shaking hands

The business culture in Singapore is based on relationships rather than transactions. Initial meetings may move slowly as a relationship is established, and expats should remain patient as connections are cemented.

In general, the business culture in Singapore is quite formal. Punctuality and presentation are critical to creating the right impression and developing a positive rapport. Respect for elders and status should also be carefully observed.

Greetings

A handshake is appropriate when greeting business associates. Business cards should be offered formally with both hands. Address colleagues as Mr or Ms until told otherwise. Always address senior associates and older colleagues with respect.

Business structure

While Singapore may claim to have an egalitarian business world, large corporate companies tend to have a hierarchical structure, and it’s uncommon for junior employees and management to socialise together. This may seem strange if one is used to a more egalitarian society.

Communication

Expats need to be aware of how they speak, their body language and their facial expressions. They should also pay close attention to that of their business associates. Flattery or boasting are treated with suspicion, and prolonged eye contact can come across as aggressive. Most Singaporeans are soft-spoken and prefer a calm demeanour over a more aggressive manner.

Multiculturalism

Singapore is incredibly diverse, with the majority of its population being of Chinese, Malay and Indian descent. The island’s business culture can vary greatly depending on who one is dealing with, and this can have an impact on appropriate greetings, titles and general conduct. It is wise to educate oneself about the various ethnicities and cultures present in Singapore before attempting to do business here.

Attitude towards foreigners 

As a modern and multicultural society, the business culture in Singapore is welcoming of foreign businesses and tolerant of other cultures. The government encourages qualified expat business people to move to Singapore.


Dos and don’ts of business in Singapore

  • Do be punctual
  • Do show respect, particularly to elders, and avoid confrontation
  • Don’t speak in a raised voice, as this may be seen as aggressive
  • Don’t write on the business cards you receive
  • Do ensure that any business cards given to Singaporean associates are in good condition and are not tattered or worn out

Articles about Singapore

Areas and Suburbs in Singapore

The best places to live in Singapore

Although it’s not the largest destination, choosing an area or suburb in bustling Singapore can nonetheless be a daunting task, and the best neighbourhood for one expat may not be another's cup of tea. An expat's decision on where to live will largely depend on their lifestyle priorities, family situation, the location of their workplace and personal preferences.

The city-state is divided into 28 districts which can be grouped into five main areas: Central, East, North, North-East and West. Here's an overview of some of the best areas to live as an expat.


Central Region

Singapore_from_Bay_East_Gardens.jpg

The central area is situated, perhaps somewhat misleadingly, towards the south of the island. This large area includes the main business district as well as several popular residential areas, such as Bukit Timah, Bukit Merah and Orchard. It provides easy access to some of Singapore's best spots for shopping, entertainment and eating out.

The well-connected and vibrant Orchard area is an incredible popular place to live for American, British and other western expats due to the good schools and central location. There are a number of popular expat clubs near Orchard, including the American Club, Tanglin Club and the Singapore Polo Club. 

Holland Village is another old favourite with expats living in Singapore. Younger expats in particular are drawn to Holland V by the easygoing atmosphere, good restaurants and extensive shopping options. Bukit Timah is popular with families, and backs on to the Bukit Timah Nature Reserve. 

Housing is predominantly found in high-rise condos and apartments – often fully furnished and serviced – that tend to come with shared amenities, such as pools and gyms. Pricing varies from reasonable to astronomical, leaning more towards the latter, as this is generally considered to be the priciest area in Singapore.

Families will have plenty of choices when it comes to international schools in this area. Options include ISS International School, Swiss School in Singapore, Tanglin Trust School, and UWC South East Asia.

Although the Central Region affords a cosmopolitan lifestyle and great access to almost everything, it's significantly more costly than accommodation found outside the hub. High noise levels from traffic and ongoing construction work can also have an impact on quality of life, although there are some areas within the Central region that are leafy and quiet. 


North Region

Although the north is considered to be “far” from the city, in truth it's only about 15 miles (25km) and is easily accessed by car, MRT or bus. Expats can see Malaysia from the Woodlands district in this part of Singapore, and there is a causeway bridge that connects the two countries. The area is lush with greenery and features golf courses, plant nurseries and reservoirs.

Areas such as Woodgrove, Woodlands and Sembawang are home to many American expat families due to the presence of the Singapore American School. The lush greenery of the area with its estate-type living conditions is usually what attracts expats with children, along with the large, reasonably priced family houses. Families and nature lovers can enjoy the hiking trails within the leafy 27-hectare Admiralty Park in Woodlands. The housing prices here are also reasonably priced compared to more expensive areas like Orchard. Those keen on a night out should be aware that the North Region is a fair distance from the city and that it offers little in the way of nightlife.


East Region

Jurong_Gardens_Singapore.jpg

The eastern area of the island includes the districts of Bedok, Pasir Ris, Tampines and Changi.

The Changi International Airport is situated here, and its neighbourhoods are blessed with character that marries old and new. The area has a diverse population, but many residents work in airline-related industries. There is excellent access to amenities, restaurants, schools and shops.

The Global Indian International School Singapore has two campuses in this area of the island, and Stamford American International School is also close by.

Residents of the East Region enjoy a coastal lifestyle, with beach facilities and numerous parks. Condominiums are larger and less expensive than in the city and retain a sense of community. And while there may not be an abundance of bars, there are numerous exquisite eateries in the area to make up for it.


West Region

The western area includes Bukit Batok, Choa Chu Kang, Clementi and Jurong. The neighbourhoods in this space vary widely but are generally densely populated and have exceptional amenities.

Parks and recreational and sports venues are scattered throughout Choa Chu Kang, offering its residents a range of outdoor activities. Jurong, on the other hand, consists of large industrial and residential areas, and a golf course.

Expats in this area are truly spoilt for choice when it comes to international schools. Options include Chatsworth International School, German European International School Singapore, Integrated International School, Nexus International School Singapore, and One World International School.

Rentals in the West Region tend to be reasonably affordable, and it's a great area for families, with properties that include gardens. That said, the commute to the Central Region might be rather long for some expats.


North-East Region

Serangoon_Road_Singapore.jpg

Expats looking to settle in Singapore's northeast area are often attracted to Serangoon, which is home to the French School of Singapore.

Terrace homes, semi-detached houses and bungalows can all be found here, and there are also plenty of spots to shop and dine out, as well as an abundance of green spaces.

There are some good housing estates and a plethora of eating-out options in the area, but expats may find that rental prices can be rather expensive.

Clubs and Societies in Singapore

Expats from all over the world live in Singapore, and there are plenty of organisations and clubs to help bring them together. New arrivals in Singapore can expect to live a busy social life, although many activities come at a price in this expensive city-state.

There are various options available to expats looking for sports, social, cultural and recreational clubs in Singapore. There are also societies organised by nationality, and families are well catered for. For many expats, these social groups become a sort of home away from home.


Club membership in Singapore

On the surface, Singapore may seem similar to the West. But there is still some culture shock for expats to overcome, and belonging to a club or society can ease the transition. Here is a list of some of the most popular clubs in Singapore.

Friends celebrating by Cottonbro Studio from Pexels

American Women's Association of Singapore (AWA)

Open to women of all nationalities, AWA is a volunteer-run social organisation whose mission is to bring together women with common interests through activities and events. It organises social and special interest activities and events, as well as sports and tours.

www.awasingapore.org
Address: 15 Scotts Rd, Singapore 228218
Tel: +65 6734 4895

American Association of Singapore (AAS)

As the oldest American organisation in Singapore, AAS is focused on enhancing the experience of expats and other community members by bringing them together through social events and activities. Each month, it publishes the Singapore American, a community newspaper reporting on travel, food and dining, and events in the city.

www.aasingapore.com
Address: 15 Scotts Rd, Singapore 228218
Tel: +65 8030 6183

The Australian and New Zealand Association (ANZA)

ANZA offers support to its members by hosting events and exercising social responsibility. ANZA Action, the charity arm of ANZA, supports several charities. Monthly activities include members' nights, tours around Singapore, casual coffee mornings and volunteering opportunities.

www.anza.org.sg
Address: 261A Beach Road, Singapore 199541
Tel: +65 6291 6301

The British Association of Singapore (BA)

Established 65 years ago, the BA is among the oldest associations in Singapore. Members of the BA can enjoy access to various activities and special interest groups. There are also opportunities to take part in fundraising and volunteering for local charities.

www.britishassociation.org.sg
Address: 73 Bukit Tinggi Road, Singapore 289761
Tel: +65 6716 9773

Hollandse Club

Situated in lush tropical surroundings, the Hollandse Club has been a sanctuary for expats for over 100 years. It offers extensive sporting facilities, including five tennis courts, two swimming pools, water play area, a padel court, two squash courts, a gym and a kid’s club. 

www.hollandseclub.org.sg
Address: 22 Camden Park, Singapore 299814
Tel: +65 6464 5225

PrimeTime

Founded in 1997, the PrimeTime community is a network for women interested in expanding their professional and social circles. This active club offers a variety of activities, including speakers, discussion groups, community outreach opportunities and social gatherings.

www.primetime.org.sg
Address: 96 Waterloo St, Singapore 187967
Tel: +65 6234 0973

Singapore International Foundation (SIF)

This non-profit organisation focuses on building relationships between expats and local Singaporeans through dialogue and exchange programmes. From sending volunteers into developing communities to effect positive change to enriching lives through events and showcases, SIF's ultimate mission is to build a better world.

www.sif.org.sg
Address: 60A Orchard Road, Singapore 238890
Tel: +65 6837 8700

The Singapore Recreation Club (SRC)

Founded in 1883, the SRC is one of Singapore's oldest social clubs and has a strong sporting tradition. Members have access to various facilities and activities, as well as to guest rooms and exclusive events.

www.src.org.sg
Address: B Connaught Drive, Singapore 179682
Tel: +65 6595 0500

The Singapore Polo Club

Situated in Mount Pleasant, the Singapore Polo Club also dates from thej 19th Century and as well as polo and other equestrian activities, it offers a gym, swimming pool and tennis courts. Polo players can keep their own ponies at the Club, or hire from the Club's own string.

www.singaporepoloclub.org
Address: 80 Mount Pleasant Rd, Singapore 298334
Tel: +65 6854 3999

The Tanglin Club

Another of Singapore's established social clubs, The Tanglin's facilities include four restaurants and bars, function rooms, several libraries, a hair salon, a playroom and a jackpot room. This inclusive club has a diverse membership, with over 4000 members from over 70 countries.

www.tanglinclub.org.sg
Address: 5 Stevens Road, Singapore 257814
Tel: +65 6622 0555

Pros and Cons of Moving to Singapore

When considering a move abroad, it can be all too easy to assume that a rosier life awaits, yet it occasionally turns out the grass on the other side really does have a greener sheen. Nevertheless, all serial expats will attest that every city and country has its pluses and minuses.

For those expats who are still hovering on the fence and weighing up the positives and negatives of relocating to the Lion City, here’s a helpful list of some pros and cons of moving to Singapore.


Climate in Singapore

+ PRO: It’s warm and balmy all year round

The temperature ranges from 86 (30°C) to 92°F (33°C) from January to December, making it perfect swimming weather year-round. It’s a bit cooler in the evenings, around 77°F (25°C), and most properties have air-con. There’s no need to bring jumpers or coats when you move here.

- CON: There are no seasons, and it rains a lot

The humidity here usually hovers around 70 percent or more and will undoubtedly take some getting used to. New arrivals often take two or three showers a day just to cool down. It also rains a lot. Not drizzle, but proper heavy tropical downpours, particularly during monsoon season. These are often short, sharp and sudden, but they can also last all day. Seasoned expats are never far from an umbrella (which is also good for shade).


Education in Singapore

Whether expats want to enrol their child in a local public school or a private international school, several schooling options provide world-class education in Singapore.

+ PRO: Great schools to choose from

There are many good public schools in Singapore which are affordable and provide high-quality education. Private international schools are also a great choice, particularly for expats who want their children to continue with the school curriculum from their home country.

- CON: Expensive school fees, difficult to get into

Although public education is the most affordable option in Singapore, most expats are required to pay more than the locals for school fees. Private international school tuition can be expensive, but employers will sometimes cover education costs or a portion thereof. Both public and private schools in Singapore tend to be oversubscribed, so expat parents should start the application process well in advance of their move.


Healthcare in Singapore

singapore health

Expats will find that good quality healthcare is readily available in Singapore, regardless of health insurance. Even for those without access to the city-state’s subsidised system, healthcare in Singapore is still reasonably priced as long as expats are insured.

+ PRO: Plenty of doctors and facilities to choose from

There are numerous private hospitals, public hospitals, and outpatient clinics throughout the island from which to choose. Those who have insurance can contact their provider for a list of recommended doctors and clinics.

- CON: Possible upfront costs

An unexpected trip to the doctor may end up being somewhat expensive, especially if the facility or doctor doesn’t accept direct bill settlement from insurance companies. If this is the case, the patient is expected to pay upfront for the consultation and any other services provided at the time of the visit, including prescriptions for medication. The insurance company usually reimburses these medical bills, but the upfront payment can come as a shock for those living on a budget.

Find out if you need health insurance in Singapore.


Accommodation in Singapore

Jurong_Gardens_Singapore.jpg

Much of the housing in Singapore comes in the form of high-rise condos or apartments. Even those who live in a freestanding home will find that backyards are rarities, but there are many green spaces and parks around the island to make up for it.

+ PRO: Plenty of options

Whether expats want to rent an HDB (government-owned) flat or a privately owned condo, they’ll have loads of options, as high-rise developments are still springing up all over Singapore. Most privately owned condos and apartments, especially the new ones, have on-site amenities such as pools, playgrounds, gyms and function rooms. Landed homes (similar to single-family homes in the US) can be found in the suburbs.

- CON: Rent is expensive

Because space on the island is at a premium, rent in Singapore can be exorbitant. Expect to pay more for a place closer to the city centre, Orchard Road, Holland Village, and other desirable neighbourhoods. Expats willing to move further away from the central parts of town just might score a good deal.


Safety in Singapore

+ PRO: Low crime rate

Singapore is an exceptionally safe country with low crime rates and a zero-tolerance policy when it comes to drugs.

- CON: Poor pedestrian and cyclist safety

Pedestrians do not have the right of way in Singapore, so it’s a smart idea to use crosswalks whenever possible. Sometimes, bikes share the sidewalks with pedestrians, but sidewalks tend to be narrow, which can pose a danger. Although work is being done to rectify this, Singapore has limited cycling infrastructure, and most cars and trucks do not look out for bikes on the road. 

Anyone who is going to ride a bicycle should wear a helmet and be as predictable as possible on the road. Use the Park Connector pathways when possible to avoid dangerous roads.


Transport in Singapore

Cyclist resting in view of Marina Bay Ferris Wheel

Singapore might be a small country, but its road network and transport system are extensive. Whether one drives, takes the train or rides the bus, getting around the island is easy.

+ PRO: Great public transport

Getting around Singapore by bus or MRT is a piece of cake. Public transportation is as cheap as chips, too. Even more train lines are expected to be added to the already extensive network, making even the furthest corners of the island easily accessible. Cabs, which are also extremely affordable, are an alternative mode of transportation, and so are the bevvy of easy-to-use ride-hailing apps.

- CON: Cars are costly

Owning a car in Singapore is a seriously expensive undertaking. Between heavy customs duties, taxes and insurance fees, as well as the price of tolls and parking, the convenience of owning a car comes at a high price.


Travel from Singapore

Getting to Singapore might be a long and arduous journey for most expats, but once settled here, the city-state serves as an excellent base for myriad close-by getaways.

+ PRO: Cheap, accessible travel

If expats are looking to get away for a weekend, Singapore is an ideal jumping-off spot for travel in Southeast Asia. Several budget airlines offer affordable fares to neighbouring countries such as Thailand, Vietnam and Malaysia. Sometimes, planning a trip at the last minute can result in highly affordable airfare.


Social scene in Singapore

+ PRO: Easy to make friends

It usually doesn’t take new arrivals long to make friends in Singapore, whether expat or local. Many online forums and social media groups provide both expats and locals with the opportunity to come together over shared interests.

Otherwise, be on the lookout for organisations that host social events, as these are great places to meet like-minded individuals. Consider becoming a member of an expat club or society, such as the American Association or the British Club. 

These are the centre of the social scene for many expats. Expats can also consider taking a class, volunteering, or starting a blog about life in Singapore.

- CON: Pricey party scene

Singapore puts a heavy ‘sin tax’ on alcoholic beverages, making a night out on the town a costly affair. The nicer clubs and bars sell drinks at a premium.

What's On in Singapore

There is always something going on in Singapore, from dazzling cultural celebrations and food festivals to thrilling street races and sporting highlights. Festivals in Singapore will appeal to expats of all ages and interests.

Here’s a selection of the most popular happenings on Singapore’s events calendar.


Annual events in Singapore

Singapore avenue brightly illuminated and coloured with rabbit statuesChinese New Year (January/February)

Celebrations in Singapore usually start long before the actual festival. Locals buy gifts and decorate their homes in advance. Festivities include parades and lion dances as the streets of Singapore’s Chinatown come alive with the sound of traditional music.

Singapore International Festival of Arts (May to June)

One for the culture buffs, this massive art festival comes around every May. It hosts a range of art installations, theatre productions, film screenings, ensembles, music performances, street performers, dances and more. Attendees could even try their hand at a painting competition.

worshippers in the Masjid Sultan

Hari Raya (May/June)

Another highly popular institution, this festival is the local version of Eid, which is celebrated after the fasting month of Ramadan. Singapore’s Muslims dress to the nines and start the day at prayer, spending the rest of it revelling in the city’s colourful streets, enjoying the city’s festive mood and indulging in all sorts of mouthwatering delicacies. The decorated bazaar at the Sultan Mosque is a highlight.

Great Singapore Sale (June to August)

Every year, for eight weeks, expats can indulge their shopping habits with great deals on just about everything, everywhere – from fashion to watches, jewellery, electronics and more, all over Singapore.

Dragon Boat Festival (June/July)

Dragon boat racing is celebrated across Southeast Asia. Expats living in Singapore can join the festive buzz as teams race their highly decorated traditional boats, with leaders beating their drums and waving their flags while spectators cheer on their favourites.

Singapore Food Festival (July)

Another one for the foodies, the Singapore Food Festival is organised by the Singapore Tourism Board and is certainly not to be missed. Attendees are treated to all kinds of delicious local and international cuisines, food competitions, workshops and themed celebrations.

Singapore Night Festival (August)

Each year, various parts of Singapore are lit up in a dazzling display defined by the year’s theme. An array of events is included, such as late-night museum openings and street performances by local and international artists.

World Gourmet Summit (August)

Hailed by some as Singapore’s best food event, this annual celebration of the culinary arts draws renowned chefs from all over the world. Apart from attending masterclasses held by these experts, attendees can also partake in a charity dinner with cuisine by a participating master chef.

Red Ferrari (#158 Singha) racing in the Singapore circuit

Singapore Grand Prix (September)

Each year, this legendary Formula 1 Grand Prix motor race takes place on the circuit around Marina Bay. Held at night to avoid Singapore’s typically hot, humid weather, the circuit utilises powerful lighting systems to replicate daylight conditions, and the most stringent safety protocols are adhered to, ensuring driver and spectator safety.

Mid-Autumn Festival (October)

Also known as the Lantern Festival, the Mid-Autumn Festival is enjoyed by locals and expats alike. It celebrates the legend of Chang Er – the lady who floated to the moon after swallowing the elixir of eternal life and now resides there. Attractions include traditional dances, performing arts groups, food stalls and, of course, intricately decorated lanterns of all shapes, sizes and colours.

Transport and Driving in Singapore

Thanks to good roads and a well-integrated transport system, getting around in Singapore is generally stress-free.

The city-state is pedestrian-friendly, most streets have paved sidewalks, and crossing even the busiest of roads is easy to do via overhead bridges, underpasses and crosswalks.

Walking is not for everyone, though, and even those who typically enjoy taking a stroll to get around might be deterred by Singapore's heat, humidity and monsoon showers. Some expats therefore prefer to drive, even though it's not strictly necessary to own a vehicle in Singapore, as the public transport system includes several excellent options.

Between bus routes and Mass Rapid Transit (MRT) lines, commuters can get just about anywhere they need to go, and cabs and ride-hailing services are abundant and inexpensive.


Public transport in Singapore

Expats who plan on using public transport regularly should consider buying a rechargeable EZ-Link card, which can be used on public buses, train services, taxis and various other services throughout Singapore. The EZ-Link app can be used to recharge your card, among other things. 

MRT and LRT

Singaporeans picnic in a park as an MRT passes in the background

The MRT in Singapore is clean, air-conditioned and serves more than 140 stations throughout the city-state. MRT trains typically run from 5.30am to midnight, arriving every two to three minutes during peak times and every five to seven minutes during off-peak periods.

The two Light Rail Transit (LRT) systems in Bukit Panjang, and Sengkang and Punggol, were mostly designed as a complement to the already extensive MRT system, providing further-out areas with a link to the MRT. 

Singapore's trains are currently run in combination by SMRT Corporation Ltd (SMRT) and SBS Transit (SBS). Each company operates numerous lines that together form Singapore's rail network.

Buses 

More than 300 bus services run throughout Singapore, operating from about 5.30am to midnight. These routes tend to go further into the residential areas than the MRT lines, and residents often use them to connect to an MRT station. 

Useful links


Taxis in Singapore

Gojek taxi rank in central Singapore

Taxis are a comfortable and convenient way to get around Singapore, and are also relatively cheap. Most cabs have a light on their roof, with red indicating that the cab is occupied and green meaning it's available.

Those looking for a ride should head to the closest taxi queue to wait for a cab. These are typically located near busy areas, such as shopping areas or hawker centres. If there isn't a queue, simply stand along the curb and flag the next available cab down by waving at it. Another way to book a taxi is to call one of several taxi companies, or book one online. It's a good idea to keep a few cab company numbers and websites on hand.

Ride-hailing services also abound in the city-state. Expats can simply download one of many apps – Grab, Gojek, ComfortDelGro and TADA all operate in Singapore – follow the steps, connect a bank card, and order their ride.

Useful links


Walking in Singapore

Walking is a delightful way to explore Singapore's blend of modern urban landscapes and lush green spaces. The city-state offers a variety of walking trails and paths that cater to different interests, whether you're looking for a leisurely stroll through nature or an urban exploration.

For nature enthusiasts, the Southern Ridges offer a spectacular walk through hilltops and greenery with stunning views of the city. Urban walkers can immerse themselves in the cultural and historical richness of areas like Chinatown, Little India, and Kampong Glam through self-guided walking tours.

Despite the convenience of walking in Singapore, it's important to be mindful of the hot and humid climate. Wearing comfortable clothing, staying hydrated, and using sun protection are essential. Additionally, pedestrians should be aware of the traffic rules, as the city is not as pedestrian-centric as some others.

Useful links


Cycling in Singapore

Cyclist resting in view of Marina Bay Ferris Wheel

Cycling in Singapore is increasing in popularity and the government has pledged dedication to making the city more bike-friendly by adding new cycle paths and overhead crossings, as well as providing more secure parking facilities. With 326 miles (525km) of cycle paths currently already built, the LTA plans to nearly triple this to a whopping 808 miles (1,300km) by 2030.

With paths currently lacking in many areas, cyclists have two options if they'd rather avoid the roads: riding on the sidewalk or using the Park Connector Network (PCN). Riding a bike on sidewalks is common, but expats are advised to use a bell to alert pedestrians of their presence.

The PCN is a series of wide walkways for pedestrians and cyclists which link public parks together. These cut behind neighbourhoods, along waterways and sometimes connect with major roads and MRT lines too. PCN routes are scenic and sometimes faster than using roads. 

Useful links


Driving in Singapore

For those preferring the convenience of driving, Singapore offers a well-maintained network of roads and highways. Owning a car, however, is expensive due to various factors including the Certificate of Entitlement (COE), high fuel costs and parking fees.

The COE system regulates car ownership in the city-state to prevent congestion. This certificate can be quite costly and is only valid for a certain period. Additionally, drivers face expenses like Electronic Road Pricing (ERP) tolls, which are charged on certain roads during peak hours.

Expats can drive in Singapore using their foreign driving licence and an International Driving Permit for up to 12 months. After this period, they must convert to a Singapore driving licence, which involves a driving test. Most expats will also need to take a theoretical test before moving on to the practical driving test. 

Useful links

See and Do in Singapore

Singapore is one of the world’s most prosperous countries and boasts the world’s second-busiest port, so it goes without saying that there are loads to see and do in the city-state.

Singapore boasts towering modern skyscrapers that are juxtaposed by a medley of ancient Chinese, Malay and Indian influences. Combine all of this with a tropical climate, tasty food, good shopping and vibrant nightlife, and Singapore has something to offer expats from all walks of life.

Here are some of the best things to see and do in Singapore.


Recommended attractions in Singapore

Marina Bay Sands at night, lit up with neon coloursMarina Bay Sands

This lavish resort complex is home to an opulent hotel, an ArtScience Museum, a mall and the Marina Bay Sands Skypark Observation Deck. Marina Bay Sands not only has a viewing deck with breathtaking vistas of the whole of Singapore but also an exhilarating infinity pool. Hungry guests can also sit down at the rooftop restaurant.

The Singapore Flyer

Said to be one of the world’s largest observation wheels, the Singapore Flyer offers expats an exciting one-of-a-kind panoramic view over the city. The ‘flight’ lasts 30 minutes, and sights to take in include the Singapore River, Marina Bay, Raffles Place, Empress Place and the Padang.

Sentosa Island

For a bit of fun in the sun, head to Sentosa Island. Catch some rays on Siloso Beach or any of the other gorgeous beaches of the island, play a round of volleyball or do a bit of kayaking. The island also boasts the SEA Aquarium, a waterpark and a golf course, among many other fun and wonderful attractions.

Singapore River

Every new arrival should try to take a short cruise down the Singapore River, which cuts through the heart of the city. For many decades, it was the British Empire’s main artery of trade and commerce – today, stately Victorian buildings stand side by side with towering glass skyscrapers along its banks.

Aerial shot of the giant trees and surrounding greenery in Gardens by the BayGardens by the Bay

This large, beautiful park area of Singapore stretches over 101 hectares, boasting an impressive skywalk over lush gardens, greenhouses that recreate chilly mountain climates, and several themed areas for visitors to explore.

Singapore Zoo

Kids, in particular, will enjoy a walkabout of Singapore Zoo, which is home to more than 300 animal species from across the world and is housed on 28 hectares. There are also opportunities to get up close and personal with the zoo’s denizens at feeding time. Each visit to the zoo also assists with its conservation efforts and supports wildlife protection projects.

Universal Studios Singapore

Expats families looking for a fun outing in Singapore should pay a visit to Universal Studios Singapore, situated on Sentosa Island. The park is arranged according to themes, each area paying tribute to a location, film or television show. Take a visual trip to destinations such as Hollywood, New York City and Madagascar, or even back in time to Ancient Egypt. Fiction-themed areas include Shrek’s Far Far Away, Jurassic Park: The Lost World, and Sci-Fi City, complete with movie-themed roller coasters.

Lifestyle in Singapore

It’s certainly possible to live a luxurious lifestyle in Singapore, especially for those lured to the buzzing city-state by a lucrative expat package. It’s well known that the day-to-day cost of living in the ‘Little Red Dot’ can get pretty expensive. That said, even those expats who don’t earn a top-tier salary will still find they can enjoy a high quality of life in Singapore.

There’s something for everyone (and every budget) when it comes to having a good time, and expats moving to the city-state should have no problem finding fun things to do in their spare time.

Conspicuous consumption in the form of shopping and eating is a Singapore norm and firmly features in both local and expat lifestyles. New arrivals in the city should prepare to engage in both of these popular pastimes – and budget accordingly.

Otherwise, much time is devoted to the pursuit of life outdoors, despite Singapore's constant heat. On weekends, parks and trails heave with bike riders, joggers and those simply enjoying a stroll.

Expats should keep in mind, though, that Singapore has a work-hard-play-hard culture in every sense of the expression. While the lifestyle can feel indulgent at times, it’s likely to be well-earned.


Shopping in Singapore

View of a busy, well-lit shopping mall

From luxury boutiques and modern malls to streetside flea markets, expats will find that the options for shopping in Singapore are almost endless – whatever their budget.

Both locals and expats in Singapore love to shop, and there is no shortage of aisles to cruise in this city-state. Orchard Road and The Shoppes at Marina Bay Sands are particularly known for having high-end designer stores such as Chanel and Prada.


Eating out in Singapore

As mentioned, food and frequenting lavish restaurants are a big part of Singaporean culture, and there are numerous exciting eateries and food stalls to choose from. From a bowl of noodles at a hawker centre to a tasting menu at a celebrity restaurant, foodie expats will have a great time exploring the city’s food scene, which boasts just about every type of cuisine imaginable.

Restaurant reviews and recommendations are easy to come by online, and magazines are also a valuable source when looking for the latest hotspots and trends in the culinary scene. Local food bloggers can be helpful too.


Nightlife in Singapore

Disco / light show

Even with the high price of alcohol in Singapore, the bar and club scene is impressive and particularly popular among expats. People sometimes start their night immediately after work, a prime time to take advantage of happy-hour prices.

Watering holes along Clarke Quay are often loud and popular with tourists, while bars in the city centre cater to the after-work crowd, some of which have live music for entertainment. For a more scenic night out, head to one of the rooftop bars or any of the many spots dotting the marina.


Sports and outdoor activities in Singapore

Outdoorsy types in Singapore will find an abundance of activities to keep them occupied. Along with sports clubs where expats can take part in organised outdoor fun, there are also plenty of attractions and green spaces scattered throughout the city where expats can enjoy the sunshine surrounded by the natural environment.

Kayaking, paddleboarding, cycling and hiking are all popular activities around the island’s various beaches and parks. These spots are also perfect for a picnic and a relaxing day with friends or family.

Many expats choose to become a member of one of the many clubs and societies in Singapore, which offer wide range of sporting activities such as tennis, swimming, padel and excercise classes. 


Regional travel from Singapore

Escaping the non-stop bustle of Singapore for some R&R is easy, affordable and quick. Expats should make use of the country’s central location and efficient airports whenever they can to break free from the city-state’s relentless hum and preserve their sanity.

One way to find out about last-minute travel deals is by subscribing to local discount-deal sites. Singapore also hosts some travel fairs each year, which provide ideas for planning a trip. But connecting with fellow expats and locals and planning a weekend getaway based on their recommendations is a good route too.


Family life in Singapore

Expat families living in Singapore will, of course, have a different lifestyle to carefree singles or career-driven power couples in the city-state. The good news is there is no shortage of family-friendly activities in Singapore to keep everyone occupied, and the overwhelming amount of greenery in the form of playgrounds and parks makes for affordable entertainment.

There’s the Singapore Zoo, Night Safari and Jurong Bird Park for starters. Universal Studios Singapore is another great place to take the kids for the day, and the Singapore Botanic Gardens is perfect for a picnic. For some social interaction, sign the kids up with a playgroup or a sports team, or check the neighbourhood’s community centre for activities in the local area.

Diversity and inclusion in Singapore

Singapore stands as a beacon of progress in Southeast Asia, demonstrating a steadfast commitment to fostering an inclusive society. The city-state's multifaceted approach towards accessibility, gender equality, LGBTQ+ rights, mental health awareness, workplace diversification and public safety underscores its dedication to ensuring a high quality of life for all residents and visitors. 

With initiatives that span from infrastructural developments to legislative reforms, Singapore continues to evolve, striking a balance between its rich cultural heritage and the demands of a modern, globalised world. Below, we delve into the various aspects of Singaporean society, highlighting the government's efforts to create an environment where diversity is celebrated, opportunities are equitable and safety is paramount. 

Whether it's enhancing the public transport system to accommodate individuals with disabilities, promoting gender equality in the workforce, supporting the mental well-being of its citizens or safeguarding against discrimination, Singapore demonstrates a commitment to progress. Below, we discuss diversity and inclusion in Singapore. 


Accessibility in Singapore

The Singapore government is committed to making its infrastructure and services accessible to people of all abilities, particularly across the public transport network.

Trains

The Mass Rapid Transit system (MRT) offers at least one barrier-free entrance at every station and wider, automatic ticket gates for wheelchair users. All stations are accessible by elevator and designed to make travel easier, particularly for anyone with impaired sight or hearing – from tactile surface indicators to Braille lift buttons and signage. On board the MRT, the following station names are announced and displayed as the train approaches and departs each stop.

Buses

Most buses have wheelchair-accessible bus services (WAB), and drivers (called captains in Singapore) operate the boarding ramps with complete courtesy. Wheelchair users can spot buses equipped with WAB by a logo on the front windscreen – and request a ramp using the blue button on the side of the bus. Some interchanges, including Bukit Batok, Choa Chu Kang, Woodlands, and Yishun, have special WAB boarding facilities, including enhanced signage, ramps, guard rails, and staff assistance buttons.

Taxis and private hire cars

While relatively inexpensive, most taxis in Singapore are not completely accessible – unless a passenger can be transferred to the car and their foldable wheelchair stowed in the boot. For wheelchair users needing help to transfer to a car, GrabAssist offers professionally trained drivers focused on passengers with different needs. There are also several organisations online that provide specialised services, including vehicles for those with motorised mobility aids.

Useful links


LGBTQ+ in Singapore

Singaporean society is traditionally conservative when it comes to sexual orientation and gender identity. Public displays of affection, straight or gay, may be more muted in Singapore – especially outside more cosmopolitan areas. Attitudes toward the LGBTQ+ community are slowly shifting and becoming more accepting, especially among younger people.

Events such as Pink Dot have seen increasing attendance since 2009 without interference. Same-sex marriages and the adoption of children by same-sex couples are not recognised in Singapore. This doesn't seem likely to change any time soon, as amendments to the constitution were made as recently as 2022, solidifying the definition of marriage as strictly between a man and a woman. On the other hand, also in 2022, substantial legislation changes were made to lift a colonial-era law criminalising sexual activity between men.

There are several local organisations offering extra guidance, including Oogachaga, a community-based, non-profit organisation working with lesbian, gay, bisexual, transgender, questioning and queer individuals, couples, and families in Singapore since 1999.

Further reading


Gender equality in Singapore

Equality of opportunity is enshrined in the Singaporean constitution, where 'all persons are equal before the law and entitled to equal protection under the law'. Since 1994, employment rates for women aged 25 to 64 have risen by 50 percent.


Women in leadership in Singapore

Almost a quarter of Singapore's Members of Parliament – and around 21 percent of commercial senior managers – are women. This compares well with international averages, except at corporate board level or across C-suite positions, where 92 percent are men. International organisations with offices in Singapore fare better, helping to shift traditional, subconscious mindsets that exist across much of Asia.


Mental health in Singapore

It's not uncommon to experience problems with emotional well-being through concerns about work, family, finances, or the future, while neglect or abuse may also negatively affect one's mental health. There are plenty of places to seek support in Singapore. Below are some helpful names and numbers that expats experiencing mental distress can use while in Singapore. 

Useful resources


Workplace diversification and unconscious bias in Singapore

Bias around gender, age and ethnicity inhibits effective hiring, limits development, and lowers staff morale. As a proud and productive business hub, Singapore is doing a lot to tackle traditionalist values that restrict growth. Diversity is a hot topic for employers and a focus for the Singapore Business Federation. There are many active initiatives and courses. 

Useful links


Safety in Singapore

Crime rates throughout Singapore are low. Violent offences, including thefts, muggings, murders, or gang-related activity, are extremely rare. Street harassment or sexual assault are also uncommon, and most women say they feel completely safe alone, including late at night.

There are instances of scams involving unauthorised retailers – and petty crimes such as pickpocketing and purse snatching do take place, though infrequently. The only offences on the increase are cybercrime and credit card fraud. Most long-term expats in Singapore say they have never encountered crime. Those who have been victims say the Singapore police are prompt, helpful and highly efficient.


Calendar initiatives in Singapore

4th February – World Cancer Day   
8th March – International Women's Day   
7th April – World Health Day   
June/July – Pink Dot SG   
10th September – World Suicide Prevention Day   
10th October –World Mental Health Day   
25th November – International Day for the Elimination of Violence against Women   
1st December – World AIDS Day

International Schools in Singapore

Top International Schools in Singapore: A Guide for Expat Parents

Expat parents looking for the best international school in Singapore for their children will find plenty of excellent options. There is a wide choice of international curricula on offer, including British, American, French, Swiss, Indian and the International Baccalaureate, making for an easy transition to and from other schools worldwide. Many international schools in Singapore offer bilingual instruction.

A large portion of the student body at international schools tends to be of the same nationality as the school’s country of origin. The rest of the school’s population is typically made up of dozens of nationalities, so expat children can experience a mix of familiar surroundings and exposure to other cultures.

International schools are also wonderful for mitigating the effects of culture shock in Singapore, as expat children and parents can build community ties within their new schools while learning in a familiar education system.

Some international schools in Singapore are through-train schools starting from nursery right through to high school. Parents can also send their children to a handful of international schools in Singapore that offer top boarding facilities for globally mobile families. 

Expat parents should also consider proximity to their children’s school when choosing the best area to live in Singapore. Parents will be comforted to know that as one of the most pedestrian-friendly city-states in the world, Singapore is safe for children to walk to school or take public transport. 

Spaces at the best schools are limited, so it’s well worth applying early to secure a place. While the fees for international schools can be higher than state schools, international schools offer first-rate education. The top international schools will also provide a wide range of facilities and extracurricular activities, bus services and healthy lunches. Still, expat parents are encouraged to negotiate a school allowance as part of their employment package to effectively manage their living expenses while in Singapore.

Below is a list of the best international schools in Singapore.


International schools in Singapore

Canadian-Singapore-Primary-student-in-class_0.jpg

Chatsworth International School

Chatsworth International School is a diverse and internationally-minded school that caters to students from Kindergarten through Year 13 (Grade 12). Established in 1995, the Chatsworth mission to inspire, educate and enlighten forms the core pillars and education philosophy. From academics to arts to sports to service learning, the school offers a truly international education in Singapore across all three IB programmes. The school boasts large student numbers from various nationalities, including British, American, Indian, Japanese, Australian and French.

Sitting atop Singapore’s only tropical rainforest at Bukit Timah, the campus offers a serene yet vibrant environment with inspiring views. The campus, which is equipped with wide-ranging facilities that meet all students’ learning needs and interests, is just a 10-minute drive from the heart of the city. Read more

Gender: Co-educational  
Curriculum: International Baccalaureate  
Ages: 3 to 18

GESS – International School

Founded in 1971, GESS – International School has grown from being a modest German school to an international school in Singapore, serving students of over 68 nationalities. The school offers two curricula: the German Abitur and the English-speaking International Baccalaureate (IB) programme.

A new purpose-built campus houses the Pre-School, Primary School and Secondary School. The Bukit Timah Nature Reserve is virtually on the school’s doorstep, giving students ample opportunities to learn outdoors and see lessons come alive in Singapore’s natural environment. Read more

Gender: Co-educational  
Curriculum: International Baccalaureate and German  
Ages: 2 to 18

Global Indian International School

Global Indian International School (GIIS) is a complete international school that offers the choice of various international curricula from Kindergarten to Grade 12, including the British and International Baccalaureate programmes.

GIIS aims to shape students into well-developed global citizens and is among the best international schools in Singapore. It offers a well-designed educational framework and state-of-the-art facilities to hone the skills of the students beyond academics and give them an extra edge as they grow up to meet the challenges of the 21st century. Read more

Gender: Co-educational  
Curriculum: Montessori, International Baccalaureate, British (Cambridge Lower Secondary and IGCSE – Grades 6 to 10), and Indian (CBSE)  
Ages: 2.5 to 18

Integrated International School

Nestled in the west of Singapore, Integrated International School (IIS) provides its students with the personalised attention and support they need while challenging them academically with an Australian-based curriculum. The school offers both a Mainstream and Support approach in an inclusive setting from Early Years to Grade 13, following the British curriculum.

IIS has tiny class sizes (around 10 students per class) and an enviable teacher-to-student ratio, putting IIS among the top international schools in Singapore. Students are encouraged to think outside the box, believe in themselves, take risks and enjoy themselves. Read more

Gender: Co-educational  
Curriculum: British (English National Curriculum, Cambridge IGCSE – Years 9/10 and A-Levels)  
Ages: 18 months to 17

ISS International School

This dedicated IB World School in central Singapore has more than 30 nationalities represented in its student body of more than 200 pupils and is spread across two campuses. ISS is the only international school in Singapore to completely specialise in and follow the entire International Baccalaureate curriculum from the Early Years to Grade 12.

The extracurricular programme at ISS includes a strong community service component and a wide range of activities from archery to martial arts. The school aims to nurture children to accept and thrive in a highly diverse environment, mirroring what they will expect as they progress on their journey from school to university to the workforce. Read more

Gender: Co-educational  
Curriculum: International Baccalaureate  
Ages: 4 to 19

Lycée Français de Singapour

This popular international school was established in 1967. The Lycée Français de Singapour (French School of Singapore) follows two streams – French with English as a second language and a French/English bilingual programme – and is supervised by the French Foreign Ministry.

The sports facilities are good, and there is a range of extracurricular sports and cultural activities on offer. Several donations from French companies enabled the school to move to a large, modern campus in Ang Mo Kio in the 1990s. The school more recently opened a second campus in Serangoon for Kindergarten and Primary school. Read more

Gender: Co-educational  
Curriculum: French  
Ages: 2 to 18

Nexus International School Singapore

Nexus International School Singapore opened its doors in 2007 and now has a capacity of 1,470 students. The excellent co-curricular programmes, field trips throughout the year, and the school’s international student exchange programme enhance the atmosphere of mutual cultural respect.

Students in Years 10 and 11 follow the University of Cambridge curriculum leading to the Cambridge IGCSE examinations. In Years 12 and 13, they prepare for the IB Diploma examinations. The school is in central Singapore, easily accessible from most areas. Read more

Gender: Co-educational  
Curriculum: International Baccalaureate and British (Cambridge IGCSE – Years 9/10)  
Ages: 3 to 18

North London Collegiate School (Singapore)

North London Collegiate School (Singapore) provides students with an exceptional international education experience based on the traditions, ethos and practices of the North London Collegiate School, a top academic British school.

The programme at North London Collegiate School (NLCS) is synonymous with excellence, ambition and aspiration. The school’s curriculum provides students with a rigorous academic education and is taught by highly qualified, knowledgeable and inspiring teachers through lively, active lessons. Read more

Gender: Co-educational  
Curriculum: NLCS curriculum / International Baccalaureate  
Ages: 3 to 18

One World International School

One World International School (OWIS) offers high-quality international education in a nurturing multicultural environment in Singapore at a moderate fee point. There is a diverse range of nationalities represented in the school, which aims to promote an understanding of different perspectives, cultures and global awareness.

With modern and well-equipped campuses in Nanyang and Punggol, OWIS provides a stellar quality of education in a fantastic environment. The school is one of the fastest-growing international schools in Singapore; it now has more than 1,500 students, offering a wide range of subjects and extracurricular opportunities. Read more

Gender: Co-educational  
Curriculum: International Baccalaureate and British (Cambridge IGCSE – Years 9/10)  
Ages: 3 to 18

Singapore American School

The Singapore American School was established by expat parents in 1956 to meet the needs of the growing expat community. Today the school is an excellent non-profit American-curriculum school from pre-Kindergarten to Grade 12.

The school’s 36-acre campus makes it one of the largest single-campus international schools in Singapore, with more than 4,100 students from 67 countries, although the majority are American. It is renowned for its exceptional academic, sporting and cultural achievements, and students consistently outperform their peers in the US education system. Read more

Gender: Co-educational  
Curriculum: American  
Ages: 3 to 18

St Joseph’s Institution International

A diverse school with more than 2,074 students of over 40 different nationalities, St Joseph’s Institution International has a strong Lasallian Catholic background. This international school welcomes children from Christian families and those of other faiths. Thanks to its exceptional academic programme and high-quality pastoral care, St Joseph’s is among Singapore’s best international schools. Read more

Gender: Co-educational  
Curriculum: International Primary Curriculum, British (Cambridge IGCSE – Years 9/10) and International Baccalaureate  
Ages: 5 to 18

Stamford American International School

A multicultural school in Upper Serangoon Road, this school has 2,500 pupils of 75 nationalities. The Stamford American International School is set on a brand new, custom-built campus with excellent facilities. Stamford employs a holistic approach to educating children through a combination of American and international curricula. The campus is in central Singapore, only a 10- to 15-minute drive from the suburbs most popular with expat families. Read more

Gender: Co-educational  
Curriculum: American (including AP and BTEC) and International Baccalaureate  
Ages: 2 months to 18 years

Swiss School in Singapore

This small, family-oriented school teaches in both German and English or French and English. With creativity, innovation and highly qualified teachers, Swiss School in Singapore not only supports and challenges students’ cognitive skills but also their independence, self-confidence and self-responsibility.

The school is situated on the top of Bukit Tinggi Hill, surrounded by Singapore’s rainforest flora and fauna. It offers ample space for playing and sports while preparing children for life with a holistic primary education foundation. The international school’s Secondary I programme is affiliated with the United World College of South East Asia (UWCSEA), where students can obtain the IB Diploma. Read more

Gender: Co-educational 
Curriculum: Swiss  
Ages: 2 to 12

Tanglin Trust School

Considered one of the best international schools in the world, Tanglin opened in 1925 and has a student body of over 2,800. Assessed by the British Schools Overseas (BSO) framework, all three schools (Infant, Junior and Senior) have been awarded ‘outstanding’, the highest grade possible.

TTS is the only school in Singapore to offer both A-Levels and IB in Sixth Form. All the school’s Sixth Formers study a programme tailored to the subjects they are passionate about and the learning style that most suits them, ensuring they thrive and flourish. Read more

Gender: Co-educational  
Curriculum: International Baccalaureate and British (English National Curriculum, Cambridge IGCSE – Years 9/10 and A-levels)  
Ages: 3 to 18

The Perse School (Singapore)

The Perse School (Singapore) is a leading British school that aims to foster a love of learning and help shape its diverse and vibrant students into kind and curious individuals. Through combining a 400-year-old history of academic distinction with a future-focused Cambridge IGCSE curriculum, the school achieves excellence.

Specialised teaching in language, entrepreneurship, robotics, and coding ensures a balance of breadth and depth, enabling students to pursue tertiary education at universities in Singapore and around the world. A strong focus on sports, visual, and performing arts complements the school’s distinguished academic programme to equip students with both real-world skills and a curious and creative mindset. Read more

Gender: Co-educational
Curriculum: Cambridge International
Ages: 2 to 18
 

United World College of South East Asia (UWCSEA)

UWCSEA is a favourite with expat parents for its stellar reputation, top academic, sporting and community involvement standards and excellent facilities. Students study the IGCSE syllabus in Grades 9 and 10 and the IB Diploma in Grades 11 and 12.

The school has two campuses, with around 3,000 students at the Dover Campus and 2,500 at the East Campus. There are more than 300 boarders. The school is represented by over 200 sporting teams and has an extensive extracurricular programme including a variety of sports, arts and cultural activities. Read more

Gender: Co-educational  
Curriculum: International Baccalaureate and British (Cambridge IGCSE – Years 9/10)  
Ages: 4 to 18

Hospitals in Singapore


Singapore has some superb private hospitals, such as the National University Hospital and the Singapore General Hospital, and many of these have private wings that can be used by expats as well as Singaporean citizens. There are also several private hospitals in Singapore that are operated by a handful of large hospital groups, but they are still regulated by the government to ensure standards are high.

In addition to hospitals, numerous private clinics in Singapore also provide specialist services and non-emergency outpatient procedures. In general, private hospitals and clinics offer more comfortable facilities, shorter wait times and greater access to specialists.

Citizens and permanent residents of Singapore are covered by public healthcare programmes, but the vast majority of expats do not qualify for this and must therefore pay for their healthcare out of pocket or have private health insurance.

► Read more on Healthcare and Health Insurance in Singapore


Private hospitals in Singapore

hospitals

Farrer Park Hospital

Address: Farrer Park Station Rd, Connexion, Singapore 217562  
Website: www.farrerpark.com  
Specialities: Dementia, dermatology, haematology, general surgery, oncology and gynaecology

Opened in 2016, the Farrer Park Hospital is one of the newest in Singapore and has already earned an excellent reputation. The hospital has 121 beds across four inpatient suites and 18 operating theatres, including major surgery, cardiovascular and endoscopic suites.

Farrer Park Medical Centre (FPMC) is located in the 20-storey Connexion building that connects to Farrer Park Hospital. It consists of 10 floors of clinical suites for over 230 medical specialists covering more than 30 medical specialities in cardiology, oncology, orthopaedics and sports medicine, gastroenterology, general surgery and more.

Gleneagles Hospital

Address: 6A Napier Road, Singapore 258500  
Website: www.gleneagles.com.sg  
Specialities: Cardiology, endocrinology, gastroenterology, haematology and infectious diseases

With its 221-bed hospital on Napier Road, next to the MRT station, Gleneagles Hospital is one of the best private hospitals in Asia, providing a range of medical and surgical services.

The Gleneagles Day Surgery Centre offers a range of outpatient procedures, including dermatology (skin); gastroenterology (stomach); orthopaedic (bones and muscles); ophthalmology (eye); otolaryngology (ear, nose, throat); paediatric (children); respiratory (breathing); and urology (urinary). 

The hospital provides a one-stop service for international patients through its Patient Assistance Centres, where expats can get advice on treatments and estimated costs for procedures, as well as book doctor appointments.

Mount Elizabeth Hospital

Address: 3 Mount Elizabeth, Singapore 228510  
Website: www.mountelizabeth.com.sg  
Specialities: Cardiology, neurosurgery, oncology, orthopaedics and gastroenterology

Known as Mount E, Mount Elizabeth Hospital is an iconic name in Singapore's healthcare landscape. It is Singapore's largest and best-known private hospital, with 345 beds and access to more than 850 surgeons and clinicians. The hospital is equipped with advanced medical technology, and its team of highly skilled specialists cover a wide range of medical disciplines.

National University Hospital (NUH)

Address: 5 Lower Kent Ridge Road, Singapore 119074  
Website: www.nuh.com.sg 
Specialities: Geriatrics, dermatology, endocrinology, gastroenterology and hepatology, infectious diseases, nephrology, neurology, rheumatology and respiratory

NUH is a public hospital that offers private healthcare services through its private wing. It's renowned for its comprehensive medical services, research initiatives and multidisciplinary team of specialists. Patients benefit from NUH's state-of-the-art facilities and personalised care, making it a top choice for those seeking quality healthcare.

Novena Medical Center

Address: 10 Sinaran Drive, Singapore 307470 
Website: www.novenamedicalcenter.com 
Specialities: Cardiology, orthopaedics, dermatology and many others

Novena Medical Center offers an array of supporting medical facilities and services such as radiology, lab services and day surgery. This medical centre is adjacent to Singapore’s leading public and private hospitals as well as specialist institutions such as the National Skin Centre, National Neuroscience Institute, Johns Hopkins Centre and others.

hospitalParkway Cancer Center

Address: Clinics in the Mount Elizabeth and Gleneagles hospitals and Parkway Cancer Center 
Website: www.parkwaycancercentre.com  
Specialities: Oncology

Parkway Cancer Centre focuses solely on oncology and brings together a multidisciplinary team of top-notch specialists, cutting-edge technology and a patient-centred approach. From early diagnosis to treatment and supportive care, they leave no stone unturned. Their warm and compassionate staff ensures that patients receive not only the best medical treatments but also emotional support.

Singapore General Hospital (SGH)

Address: Blk 3, Level 1, Singapore General Hospital, Outram Rd, Singapore 169608 
Website: www.sgh.com.sg 
Specialities: The SGH has over 50 clinical specialities on its campus

Although it's a public institution, Singapore General Hospital offers private healthcare services within its premises. SGH is the oldest hospital in Singapore and is also among the largest. The hospital is known for its dedication to medical research and education. Patients can access world-class healthcare services at SGH, including specialised treatments and procedures. The hospital's long-standing reputation and commitment to excellence make it a significant contender in the private healthcare arena.

Raffles Hospital, Singapore

Address: 85 North Bridge Road, Singapore 188770  
Website: www.rafflesmedicalgroup.com 
Specialities: Obstetrics and gynaecology, urology, neurology and cosmetic surgery

Raffles Hospital is known for its excellence in medical care and strong emphasis on research and innovation. Situated in the heart of Singapore, it offers a wide spectrum of medical services, from routine check-ups to complex surgeries. The hospital's commitment to cutting-edge technology and a patient-centric approach makes it a preferred choice for both local and international patients. 

The hospital is a member of the Raffles Medical Group, which operates more than 80 specialist medical clinics around Singapore, offering a variety of outpatient services such as general practitioner (GP) consultations, family medicine services, health screenings, dental and women’s health.

Thompson Medical Center

Address: 339 Thomson Road, 307677, Singapore  
Website: www.thomsonmedical.com  
Specialities: Gynaecology, fertility, paediatrics and dermatology

The Thompson Medical Center is the largest private medical practice that specialises in healthcare services for women and children. They are particularly renowned for their IVF services.

Visas for Singapore

Citizens of some countries need not apply for a visa for Singapore if they intend to stay for less than 30 or 90 days, depending on their nationalities. Listed countries can be found on the Singapore Immigration and Checkpoints Authority website. Expats from non-eligible countries will need to apply for their visa in advance, either online or at their nearest Singaporean embassy.

It's worth noting that, regardless of nationality, all expats would need an Employment Pass to work in Singapore or a Study Pass to study there. Expats will need to begin by finding employment or gaining acceptance to an educational institution to qualify.

All travellers, including Singapore citizens, expats and visitors, must submit an SG Arrival Card within three days of travelling to the country. This will assist them with immigration clearance, but expats should note that this is not a visa, and they will still need the relevant visa to enter Singapore. The SG Arrival Card can be filled in and submitted on the official website or via their mobile app. It includes personal information, trip details and a health declaration.

The Singapore Ministry of Foreign Affairs website is a good source of information for expats researching visa requirements.

Useful links


Short-term visit pass for Singapore

Visa-exempt countries

Travellers allowed visa-free entry into Singapore may be allowed to enter the city-state for either 30 days or 90 days – the length of entry permitted depends on one's country of citizenship.

When arriving at the border, visitors will generally need a passport valid for six months beyond the date of entry, proof of onward/return travel and proof of sufficient funds for the duration of the visit.

If needing to stay in Singapore beyond the allotted time, visitors must apply for an extension of stay. This must be done before the expiry of the original length of entry.

All other countries

Citizens who are not from a visa-exempt country must apply for a visa at least 30 days before their intended departure date. Singapore has categorised countries whose citizens need a visa to enter the city-state into two categories: Assessment Level I Countries and Assessment Level II Countries. Application steps and processing times for each of these will differ slightly. 

Citizens of certain countries may apply online for an e-Visa, while others will have to apply in person at their nearest Singaporean embassy or consulate.  

When applying for an Entry Visa, a Letter of Introduction (LOI) from a citizen or permanent resident in Singapore will have to be submitted in addition to other documents, which include a valid passport, travel itinerary and return flight ticket. Citizens of some African and South American countries will also need proof of yellow fever vaccination. 


Long-term visit pass for Singapore

Foreigners with a family member who is a citizen or permanent resident of Singapore may apply for a Long-Term Visit Pass (LTVP), which is issued by either the Singapore Immigrant and Checkpoints Authority (ICA) or the Ministry of Manpower (MOM). 

The LTVP issued by the ICA acts an extension to the short-stay visa for applicants who have family ties to Singapore citizens or private residents, those who studied in Singapore and want to look for a job in the city-state and those who want to give birth in Singapore. The one issued by the MOM is granted to spouses or dependants of foreign workers in Singapore. 

Expat spouses who have a child in Singapore or have lived in the city-state for more than three years may be eligible for the LTVP+. The LTVP+ allows the holder longer periods of residency, as well as other healthcare and employment benefits.


Employment pass for Singapore

If wanting to work in Singapore, it's necessary to find work so that the employer can apply for an Employment Pass (EP) on the applicant's behalf. The EP is the equivalent of a work visa or work permit in other destinations.

*Visa regulations are subject to change at short notice, and expats should contact their respective embassy or consulate for the latest details.

Nurseries and Kindergartens in Singapore

Expat parents with children too young to start primary school will find plenty of options for nursery schools in Singapore, including Montessori preschools. Some popular nurseries cost almost as much as regular school and can have long waiting lists, so be sure to enquire early.

Most schools allow parents to choose how many days of the week their child will attend, allow early drop-offs, provide lunches or have optional afternoon programmes for working parents. Always check these specifics with individual schools.

Nursery schools in Singapore are not only an excellent way for parents to ensure their children are safe while working, but they are also a great opportunity for them to build relationships with other parents who likely share similar experiences. Children also learn invaluable social skills at these schools. 

Here are some recommended nursery schools in Singapore.


Nursery schools in Singapore

stephen-andrews-u0zTce7KNlY-unsplash.jpg

One World International School Early Childhood Programme

OWIS has two fantastic campuses in Singapore, both of which have Early Childhood sections for children from the ages of three to six. Following this, children can continue to primary and eventually secondary school on the same campus. The school's Early Years Programme is anchored by the English National Curriculum and fosters play-based learning. Read more

Gender: Co-educational 
Ages: 3 to 6

Rain Trees Kindergarten

Rain Trees Kindergarten offers a safe, creative environment that aims to prepare children for admission to an international primary school. Read more

Gender: Co-educational 
Ages: 18 months to 6 years

Rosemount International School

Opened in 1999, Rosemount International School specialises in early childhood development and is one of the most respected schools for young children in Singapore. Read more

Gender: Co-educational 
Ages: 2 to 7

Chatsworth International Kindergarten and Preschool

Chatsworth International Kindergarten and Preschool in Singapore delivers an engaging IB Primary Years Programme for children aged 3 to 5. The school's play-based, inquiry-driven approach nurtures curiosity and imagination, supported by small class sizes and experienced international teachers. Read more

Gender: Co-educational 
Ages: 3 to 5
Website: www.chatsworth.com.sg

Moving to Singapore

Singapore has, over the last few years, attracted a steady stream of eager expats to its shores with the promise of high salaries, a ritzy lifestyle and a central location. Situated at the southern tip of the magnificent Malaysian peninsula, this city-state buzzes with a fascinating mix of nationalities and cultures. 

Expats moving to Singapore will discover a richly diverse and cosmopolitan city. Apart from a relatively large sprinkling of expats from all over the world, the Lion City is locally populated by those of Chinese, Malay and Indian descent.

Living in Singapore as an expat

Singapore's stable economy has resulted in some of the biggest names in business establishing regional headquarters in the country, which in turn means plenty of jobs for qualified expats. Opportunities in finance, IT, education, pharmaceuticals and logistics, among other industries, await expats in Singapore.

Singapore further appeals to expats' sensibilities with its renowned efficiency, exemplary public transport system, communications infrastructure and healthcare facilities, as well as a local culture that promotes tolerance, harmony and respect.

With good flight connections and an eminently central location, it’s also a great base from which to explore the rest of Southeast Asia, India and Australia. Taking a family trip abroad has never been easier with the number of budget airlines available and gorgeous locations nearby.

Cost of living in Singapore

One unavoidable fact of life in Singapore is its high cost of living. The city-state is among the most expensive destinations for expats, particularly when it comes to accommodation, schooling, and leisure activities. That said, Singapore is also home to a large percentage of high-earning expats, many of whom enjoy greater disposable income than they might have had in their home countries, making the cost of living more manageable.

Expats who do not secure an employment package with benefits such as housing and education allowances should be prepared for high expenses in these areas. However, using the country’s efficient public transport system and shopping for local produce can help to reduce monthly costs.

Families and children in Singapore

The island-state is also, surprisingly to some, an ideal place to raise a family. Expats moving to Singapore with children can take comfort in the knowledge that the Lion City is crime-free, clean and safe, while various local and international schools provide an immaculate standard of education.

Those expats who imagine Singapore to be a cold, hard concrete jungle, will be surprised to know that, even though much of the island is occupied by dense high rises, it contains a startling amount of natural foliage and vistas. It has beautifully luxuriant botanical gardens, lively water parks teeming with happy children, sun-soaked beaches, and a heavily forested 28-hectare zoo. Parents will certainly not struggle to entertain the little ones with the number of fun and educational attractions and annual events on the island.

Climate in Singapore

With its tropical climate, Singapore's weather is warm, wet and humid with little variation throughout the year. Temperatures generally hover around 86°F (30°C) and humidity levels stay between 70 and 90 percent. Although rain is a year-round occurrence, Singapore's monsoon season, which ends each year and ushers in a new one, brings gloomy skies and frequent showers. Expats should be sure to be sun-blocked when outdoors, and having an umbrella handy at all times is also wise.

All of the above, combined with an exhilarating nightlife and plenty of shopping opportunities, create an enviable lifestyle in this glamorous island city – and, indeed, many expats find themselves staying in Singapore far longer than initially anticipated.


Fast facts

Population: 6 million

Capital city: Singapore

Neighbouring countries: Singapore is an island city-state off the southern coast of Malaysia. 

Geography: Singapore's terrain is mostly low-lying, with a gently undulating central plateau. The city-state consists of 64 islands, including the main Singapore Island (Pulau Ujong in Malay). 

Political system: Unitary constitutional parliamentary republic

Major religions: Buddhism, Christianity, Islam

Main languages: English, Malay, Mandarin and Tamil. Many locals speak Singlish, which is a dialect based on English with some Malay and Mandarin words mixed in. It can take some time to understand. 

Money: The Singapore Dollar (SGD) is divided into 100 cents. ATMs are plentiful and foreigners can easily open a bank account in Singapore, sometimes without even being in the country.

Tipping: Most hotels and restaurants include a standard 10 percent service charge. An additional gratuity is always appreciated but not necessary.

Time: GMT+8

Electricity: 230V, 50Hz. Plugs are British-style, with three flat blades.

Internet domain: .sg

International dialling code: +65

Emergency contacts: 999 (police), 995 (ambulance, fire)

Transport and driving: Cars drive on the left. The public transport infrastructure in Singapore is excellent and owning a car is not necessary.

Working in Singapore

Singapore is no stranger to foreign enterprise; it’s been luring skilled expats with lucrative packages for decades. Even with government efforts to reduce the reliance on foreign workers, there continues to be a demand for qualified expats. 

Many of the expats who find work in Singapore are high earners who benefit from relatively low taxes and high disposable income. Expats are advised to always negotiate for inclusive employment contracts, but prospective jobseekers in Singapore should be aware that comprehensive employment packages are increasingly reserved for those in the most senior positions.

More often these days, companies are looking for foreigners who are willing to accept a lucrative salary without transportation, housing and education allowances. So, again, we recommend expats negotiate for salaries high enough to cover all bases, including rent, utilities, medical insurance, school fees, transport and so on.


Job market in Singapore

Person typing on laptop

Expats, especially those working in Singapore's financial industries, shouldn’t struggle to find a job in the city-state's vibrant and rapidly growing economy. The bustling city-state has emerged as Southeast Asia’s premier banking and finance hub. 

Many international corporations have headquarters or regional bases here, as both the infrastructure and physical location make Singapore an ideal platform to reach the nearby Asian markets. Those prospective expats who work for one of these large multinational institutions should therefore consider transferring by way of their firm and potentially keep all existing benefits that they enjoy in their home countries.

Many of the available jobs are still mainly in the financial sector with wealth-management firms, financial institutions, investment banks, insurance agencies and foreign exchange companies. There are also increasing opportunities in other areas of business, such as management, IT, logistics, pharmaceuticals, education, energy, construction and hospitality. 


Finding a job in Singapore

A good starting point for expats and a helpful aid in the job search would be one of the countless employment agencies in Singapore. Employment agencies require the least legwork when it comes to securing a job. The biggest expat-recruiting industries are clustered around the technology, finance and logistics sectors, with engineering, IT and management skills particularly in demand.

Apart from using agencies and recruiters, new arrivals will do well to search online. Employers will often advertise new vacancies on various web portals and sites such as LinkedIn or on industry-specific portals and forums.

Useful links

  • The Ministry of Manpower in Singapore provides comprehensive information on work passes, employment practices, workplace safety and health.
  • JobsBank is a portal managed by Workforce Singapore that lists job opportunities and provides career guidance.

Work culture in Singapore

Diverse group of businesspeople having a meeting

Expats moving to Singapore for work should be prepared to take the work-hard-play-hard philosophy to heart. Singaporeans and expats who’ve been in the city-state for a while are used to working to tight deadlines in an often high-pressure work environment. On the flip side, these high-pressure environments typically go hand in hand with astronomical salaries, allowing expats to enjoy the top-shelf lifestyle that Singapore offers.

There tends to be a strict hierarchy in Singaporean workplaces. Those who are more senior in age and position are afforded great respect, and their decisions won’t be openly questioned by those lower down in the pecking order. Expats may also find there are more rules in the workplace than they might be used to.

As Singapore is such a diverse destination, the workplace is sure to be filled with all sorts of cultures and ethnicities. Those new to Lion City should try to learn about the main cultural groups of Singapore and their traditions to ensure harmony in the workplace and that they don’t offend their co-workers.

Public Holidays in Singapore

 20242025
New Year's Day1 January1 January
Chinese New Year10–11 January29–30 January
Good Friday29 March18 April
Hari Raya Puasa10 April31 March
Labour Day1 May1 May
Vesak Day23 May12 May
Hari Raya Haji17 June6 June
National Day9 August9 August
Deepavali 31 October20 October
Christmas Day25 December25 December

*If a public holiday in Singapore falls on a Sunday, it is celebrated the following Monday.

Banking, money and taxes in Singapore

One of the world’s major financial centres, Singapore gives expats access to leading banking systems, with dozens of local and foreign banking and financial institutions present in the city-state.

Needless to say, expats will find a full spectrum of services to manage their banking, money and taxes in Singapore, from consumer banking, asset management and foreign exchange to dedicated insurance services and investment banking.


Money in Singapore

The unit of currency is the Singapore dollar (SGD). One dollar is divided into 100 cents.

  • Notes: 2 SGD, 5 SGD, 10 SGD, 20 SGD, 25 SGD, 50 SGD, 100 SGD, 1,000 SGD and 10,000 SGD
  • Coins: 1, 5, 10, 20 and 50 cents and 1 SGD

As Singapore progresses towards a cashless society, digital payments have become increasingly prevalent. However, cash remains a significant mode of transaction, particularly in traditional markets and small retail outlets. Major credit cards like Visa, MasterCard and UnionPay are accepted in most establishments, offering convenience and safety for both locals and expats.

For daily transactions, it’s advisable to carry a mix of cash and cards. ATMs are widespread, providing easy access to cash withdrawals. In comparison to currency exchange at banks or money changers, ATM withdrawals are usually more cost-effective. For certain less common currencies, some money changers in Singapore may offer more favourable rates than banks or credit card companies.


Banking in Singapore

With so many foreign and local banks in Singapore, expats will certainly not be at a loss for a reputable service provider. It’s important to consider the services offered, the location and the ATM network available when choosing a bank.

The banking system in Singapore is recognised globally for its efficiency and robust security measures. With the presence of major multinational banks like HSBC, Standard Chartered, and Citibank, alongside strong local institutions, customers have access to a broad range of financial services. These banks offer options tailored to both residents and foreigners, making the country an appealing destination for international business and expatriates.

Opening a bank account

It’s easy to open a bank account in Singapore, and the process can be completed in a single day. English is the primary administrative and professional language in Singapore, so expats are unlikely to face a language barrier when it comes to managing money.

To open an account, expats typically need to provide proof of identity, residency status, and financial credibility. The exact documentation varies among banks, but a passport, employment pass, and sometimes proof of address are usually required. Some banks mandate an in-person branch visit, while others allow for online initiation of the process but may still require branch visits for document verification.

ATMs and credit cards

ATMs abound in Singapore, most of which accept international cards. ATM fees at local banks tend to cost less than their international counterparts.

Credit cards are widely accepted, though expats should be advised that international cards tend to incur high transaction costs. However, local cards can be more cost-effective, especially for frequent transactions. It is advisable for expats to consider applying for a local credit card if they plan to stay in Singapore for an extended period.


Taxes in Singapore

All expats working in Singapore are liable to pay income tax, though the specifics will depend on their tax residency status.

Expats are considered tax residents in Singapore if their period of stay is longer than 183 days in a year or if they have Singapore Permanent Residency (SPR). For tax residents, the income tax rates are progressive, starting at 0 percent for the first SGD 20,000 and going up to 22 percent for income exceeding SGD 1,000,000. 

Non-residents, on the other hand, are taxed at a flat rate of 15 percent to 22 percent, depending on their income. Understanding these tax brackets is crucial for expats to plan their finances effectively while in Singapore.

Expats owning property in Singapore should be aware of the property tax, which is levied on both occupied and unoccupied properties. The tax rates vary based on the annual value of the property and whether it is owner-occupied or rented out.

Additionally, Goods and Services Tax (GST) applies to most goods and services in Singapore. Foreigners are also subject to Stamp Duty when involved in real estate transactions. Understanding these additional taxes is vital for expats to manage their financial obligations correctly.

Useful links

*Tax regulations are subject to change at short notice, and expats are advised to seek the assistance and advice of a professional tax consultant.

Weather in Singapore

The weather in Singapore is warm, wet and humid owing to its unique location, just a few degrees off the equator. There is hardly any variation in temperature in Singapore – the mercury never seems to stray too far from the 86°F (30°C) mark. 

It rains throughout the year in the Lion City. The monsoon season in the last few months of each year and the first few months of the new year bring frequent showers and gloomy skies.

Singapore's high level of humidity, usually between 70 and 90 percent, is what most people consider the most significant culprit when it comes to weather-related discomfort in Singapore. Surface winds tend to be light and don't provide any real relief.

The UV intensity in Singapore can be extreme. Always use sunblock, preferably SPF 30 or higher, when outdoors for extended periods, reapplying often. It's also always wise to have an umbrella handy in case of showers.

 

 

Frequently Asked Questions about Singapore

While moving to this dynamic city-state is certainly exciting, expats are sure to have a few questions and queries about their new home. Here are the answers to some of the most frequently asked questions about Singapore.

What can I expect from Singaporean culture?

Singapore is a multicultural society comprised of mostly Malay, Chinese and Indian ethnicities. It is important to learn more about the specific traditions associated with each culture, particularly in a society in which religious tolerance is essential. Throughout the year, all the major religions find their expression in the celebration of major festivals. Thanks to Singapore's modern infrastructure, Western expats are unlikely to experience too much culture shock.

Is Singapore safe?

Safety in Singapore should not be a major concern for expats. Crime is low and Singaporean laws are strict and well enforced. Most of the crime that occurs in Singapore is opportunistic. Nevertheless, expats should be careful and exercise the same safety precautions they would elsewhere.

What languages are spoken?

There are four official languages: Mandarin, Malay, Tamil and English. English is the most common language and is the medium of instruction in school and the common language of business. Most Singaporeans, however, use Singlish to communicate with one another. Singlish is a mix of English and other languages and has evolved over the years as a direct result of the crossover of cultures in this vibrant city. 

Where can I meet fellow expats?

There is little reason to feel too homesick in this cosmopolitan city, as many expat clubs and associations cater to Singapore’s large expat network. Many of these venues offer recreational facilities and celebrate the traditions from back home. The vibrant lifestyle in Singapore is also conducive to meeting new people, and there are plenty of activities to keep busy with. 

Is there a good standard of education in Singapore? Can expat children attend local schools?

The standard of education and schools in Singapore are very high and there are plenty of options available for newly arrived expats. Expats are eligible to send their children to public schools; however, the adjustment is often difficult for foreign children and teaching methods are very different to those used in Western countries. Most expats, therefore, opt to send their children to private or international schools in Singapore, of which there are many.

Accommodation in Singapore

Expats thinking of a move to Singapore will find that accommodation in the city is of a high standard, comes in all shapes and sizes, and has a wide price spectrum. Prices vary depending on the area or suburb, the size of the property, and its proximity to schools and public transport.

The property market in Singapore can be divided into public and private sectors, with public housing being offered by the Housing and Development Board (HDB). Unlike many other countries, public units in Singapore aren't necessarily associated with lower-income groups, and they even include luxury options. 

Around 80 percent of Singapore's population lives in HDB housing. Expats are eligible to rent HDB accommodation, but there are non-citizen quotas in place, so availability is limited. Landlords are often also only allowed to rent a portion of an HDB unit unless they have special permission from the government to rent out the entire property.

Many foreigners, especially high-earning Westerners, prefer to rent a private apartment, condominium or bungalow. But while some companies might cover rental costs, others may not. Given the increasing price of accommodation in Singapore, expats need to negotiate their salaries accordingly.


Areas and suburbs in Singapore

Jurong Gardens in Singapore at dusk

In the Central Region of Singapore, expats enjoy a blend of cosmopolitan living with convenient access to Singapore's bustling business district, shopping centres and a plethora of dining options. High-rise condos and apartments, often complete with luxurious amenities, dominate this area. Although this region offers a high standard of living and proximity to several prestigious international schools, residents may find the cost of living quite steep and the noise levels from traffic and construction somewhat intrusive.

The North Region of Singapore presents a tranquil escape from city life, immersed in lush greenery and outdoor activities. Despite being further from the city centre, it's easily accessible and offers a unique view of Malaysia from the Woodlands district. This area is particularly appealing to American expat families, largely due to the presence of the Singapore American School. The serene environment is ideal for those preferring a quieter lifestyle, though it's worth noting the limited nightlife options.

In contrast, the East Region offers a charming coastal lifestyle, merging the allure of the old with the convenience of the modern. Home to Changi International Airport, this area is a melting pot of cultures, featuring a diverse population and exciting amenities. Expats here enjoy spacious condominiums, a sense of community, and proximity to quality international schools. The region's appeal is further enhanced by its beautiful beaches and an array of exquisite eateries, providing a balanced quality of life away from the city's hustle and bustle.

Check out the Best Areas and Suburbs in Singapore


Types of accommodation in Singapore

Prospective new residents of Singapore will be spoilt for choice, as the city is home to a considerable variety of neighbourhoods and housing, in just about every price bracket. They could choose to rent private accommodation, an HDB unit, or a single room in an HDB unit.

Singapore has a reputation for replacing buildings once they are 10 years old with newer marble and glass structures. Both furnished and unfurnished accommodation is available in Singapore, so this should be taken into account when deciding whether to ship goods from home.

Apartments

A common choice among expats, apartments are (mainly) smaller self-contained units in larger buildings; referred to as 'flats' in some parts of the world, like the UK. Many apartments are HBD-subsidised which can save expats some money.

Condominiums

These complexes are similar to apartments but are more luxurious and will generally offer a wide range of facilities. Those at the top of the scale will offer a full suite of facilities including a pool, gym, playground, tennis and squash courts, as well as 24-hour security.

Semi-detached

These are houses attached on one side or more. Although they aren't freestanding, semi-detached houses are more spacious than apartments and condominiums.

Bungalows

A low house with only one storey or, in some cases, upper rooms set in the roof. These are difficult to come by and pricey but are equipped with ample space.

Shophouses

Stunning historical homes, some of which have received pricey renovations. Shophouses are clustered around the city. If a shophouse has not undergone renovation, though, expats shouldn't expect modern facilities.


Finding accommodation in Singapore

Estate agents are an essential part of finding property in Singapore. While expats can find accommodation using property websites, it's preferable to let an agent do the legwork. A good agent with extensive knowledge of the property market is a valuable asset, and the best way to go about acquiring an agent is to ask for recommendations from fellow expats, or recruit one from a reputable property site.

The hunt for a home should be thorough, the fruits of which will determine where an expat spends most of their time. Besides being sure about a property before signing on the dotted line, it's also important to survey the area to make sure it suits the expat's lifestyle before settling.

Useful links

  • PropertyGuru is the largest and most comprehensive portal in Singapore for resale and rental property, offering a wide range of options for those looking to buy or rent.
  • SRX Property provides a unique and detailed approach to property listings in Singapore.
  • EdgeProp, from The Edge magazine, offers a distinct perspective on property listings in Singapore.
  • 99.co is a newer platform in the property search game, known for its user-friendly interface and comprehensive property listings.

Renting accommodation in Singapore

New arrivals in Singapore tend to rent rather than buy, as rules and regulations make it difficult and costly for foreigners to purchase property. A popular route for expats going about the process on their own is to rent a short-term serviced apartment while checking out an area and deciding on long-term accommodation. This isn’t strictly necessary though, and with a good agent, long-term rentals can be secured without the need for temporary accommodation.

Apartments, condos and bungalows can be rented furnished or unfurnished – it really comes down to the tenant, and whether they have the capacity and desire to ship furniture from their home country.

Making an application

Having found a suitable place in their desired neighbourhood, expats must inform the landlord of their interest as soon as possible. In a city short on land and high in population, there are likely to be many interested parties.

If the expat decides to apply for an HDB unit (the entire unit), they should ensure that the landlord has the appropriate permissions from authorities and hasn't reached their non-citizen quota. Technically, HDB owners in Singapore aren’t allowed to rent out entire apartments without special permission from the government, so expats are advised to ask for the permission slip to avoid getting into trouble.

The next step is for the prospective tenant and the landlord to both sign a Letter of Intent (LOI). The LOI should state the expat’s intention to rent the place, along with the price, the term, and whatever else the tenant and landlord agree on. If expats choose to work through a property agent, the agent will likely set up this document for them.

It’s also prudent to have references and testimonials from current and former employers and former landlords, as these will improve the expat’s chances of securing the lease.

Leases or tenancy agreements

Once the LOI is signed, the tenant and landlord will have to sign a lease agreement. A lease specifies the period of tenancy, along with other important terms and conditions that both parties need to agree on. Expats are urged to comb through the agreement and make sure that all verbal agreements with the landlord are in print and acknowledged by both parties. Both the tenant and the landlord should also agree on an inventory list at the start of the lease.

Deposits and fees

Tenants, upon signing the lease, will have to pay a security deposit, which is usually the equivalent of one to two months' rent, and is customarily paid before the start of the lease along with the first month’s rent. 

Deposits can’t be non-refundable, as it remains the property of the tenant. However, landlords are allowed to make deductions from the deposit or keep the whole amount for various reasons. These include covering unpaid rent, for damages above normal wear and tear, other breaches of the lease agreement, unpaid utility bills, or – if pre-arranged with the tenant – to cover the last month’s rent.

Additional fees to consider include the agent’s commission fee (if an agent was employed) and a stamp duty. The commission fee typically comes to about half a month’s rent for every year of the rental term agreed to in the lease. The stamp duty amounts to 0.4 percent of the total rent for a lease up to four years, or 0.4 percent of the total rent (divided by the number of years in the lease if the term is longer than four years).

Terminating the lease

At the termination of the lease, the landlord and tenant can either choose to agree to renew the lease or end it. Importantly, expats should insist on a Diplomatic or Repatriate clause in the lease agreement. The clause is vital, as it would allow the expat to terminate the contract if their employment is terminated or their company decides to transfer them to another country. It also ensures the expat’s security deposit is returned.

Once everything is finalised, the agreement will have to be stamped by the Inland Revenue Authority of Singapore (IRAS) for it to be considered a valid contract.


Utilities in Singapore

woman checking checklist in front of moving boxes

Prospective tenants must scrutinise a lease agreement carefully to ascertain which utilities are included in the rental cost before committing. 

Utilities and maintenance are usually for the tenant’s account in Singapore. Expats looking to rent should be aware that they’ll be expected to pay for internet, electricity, water and gas. It’s possible to pay all utilities through one company, namely SP Group, but expats can also shop around for affordable deals on electricity and gas. TV licence fees aren’t required in Singapore.

Electricity

In Singapore, the Open Electricity Market (OEM) allows consumers to choose their electricity providers, presenting a range of options from various retailers. Key players in the market include Geneco, Keppel Electric, PacificLight Energy, Senoko Energy, Tuas Power, Sembcorp Power, Union Power and Diamond Electric. These retailers offer diverse price plans catering to different consumer needs. Options include:

  • fixed price plans, which provide stability in billing; 
  • discount off regulated tariff plans, offering savings compared to standard rates; and 
  • peak/off-peak plans, ideal for consumers with flexible usage patterns.

When it comes to bill payment, there are several convenient methods available. Consumers can opt for GIRO for automatic deductions, use AXS stations or SAM kiosks, or take advantage of online payment facilities through the retailer's website or mobile app.

Switching to an OEM retailer can lead to significant savings, making it a worthwhile consideration for expats. However, it's essential to compare the different plans and understand the terms and conditions to ensure that the chosen plan suits one's lifestyle and usage patterns.

Gas

The gas industry in Singapore is structured to encourage competition, ensuring fair and equitable access to the gas pipeline network. This is regulated by the Gas Network Code, which governs gas transportation. Piped natural gas in Singapore is imported from regions such as South Sumatra and West Natuna in Indonesia, while liquefied natural gas comes from various global sources. The Singapore LNG Terminal plays a crucial role in ensuring the country's energy security.

The introduction of Gasco in 2024 will centralise gas procurement and supply, particularly for the power sector. This move is expected to ensure a steady and secure supply of gas, aligning with Singapore's energy security goals.

The primary form of consumer gas supply in Singapore comes from piped town gas and natural gas. City Energy is a significant provider of piped town gas, primarily used for cooking and heating in both residential and commercial settings. For new residents, setting up gas utilities with City Energy involves a straightforward process that can be initiated once the property confirmation is received.

Payment for gas services is usually managed through SP Services, the main utility provider in Singapore. Consumers can easily open an account with SP Services either by contacting their hotline or visiting the Customer Service Centre. The most common mode of payment for gas services is through credit cards, providing a convenient method for managing monthly utility bills.

Water

In Singapore, SP Services is the principal provider of water services. To set up a water account, individuals can either apply online or visit the SP Services Customer Service Centre in person. The process involves filling out an application form and submitting the required documents, such as proof of occupancy and a copy of the individual's NRIC or passport.

Singapore is renowned for the safety and quality of its tap water. The water undergoes an extensive and robust purification process, making it perfectly safe to drink straight from the tap. This feature is particularly beneficial for new residents, as it alleviates the need for additional water purification systems or bottled water, contributing to both convenience and environmental sustainability.

When it comes to paying water bills, SP Services offers various convenient payment options. These include the SP app, GIRO for automatic deductions, and other electronic payment methods available at AXS stations and 7-Eleven outlets. The flexibility in payment methods ensures that residents can choose their preferred option.

Bins and recycling

In Singapore, general waste is discarded in green bins, while recyclables are placed in blue bins. In public housing estates, these blue recycling bins are conveniently located at every block and are emptied a minimum of three times a week. Private landed properties are provided with individual recycling bins, with collections occurring weekly.

Composting is less common in Singapore due to the emphasis on recycling and waste-to-energy (WTE) incineration. The country's WTE plants play a significant role in waste management, converting waste into electricity. This not only helps in reducing the volume of waste that ends up in landfills but also contributes to energy production, aligning with Singapore's commitment to sustainability.

The recycling system in Singapore operates on a 'co-mingled' basis, meaning there is no need to separate recyclables into different categories. Residents can collect their recyclables in a container or bag next to their rubbish bin before disposing of them in the blue bin. 

As of March 2023, to facilitate recycling at home, every household can collect a free home recycling box, known as the Bloobox. This box is designed to store recyclables conveniently. It is crucial to remember that batteries and electronic equipment should not be thrown into recycling bins, as they require special handling. For items that are still in good condition, reselling or donating is a recommended option.

Internet

In Singapore, residents have access to a variety of internet service providers (ISPs), with leading names including Singtel, StarHub and M1. The country is known for its high-speed broadband connectivity, which is widely available across the island. This extensive coverage ensures that both residents and expats can enjoy reliable and fast internet access, which is vital for both personal and professional use.

It's important to be aware of certain regulations governing internet usage in Singapore. Since 1996, the government has regulated internet content, with all ISPs operating under the licence of the Singapore Broadcasting Authority. This arrangement means that internet connections are routed through government proxy servers. 

The ISPs are mandated to adhere to the 1996 Internet Code of Practice, which sets guidelines on prohibited material. This encompasses content that is considered objectionable on various grounds including public interest, morality, order, security, national harmony or other legal prohibitions in Singapore.

Useful links

Healthcare in Singapore

Those thinking of a move to Singapore should know that they'll be in good hands medically, as the standard of healthcare in the city-state is top-notch. Singapore is consistently ranked among the best-performing countries in the world when it comes to healthcare, and certainly has one of the best systems in Asia. Medical staff are exceptionally highly trained, friendly and almost always proficient in English, while health facilities are also excellent. 

Both public and private sector services are available, and though expats often debate the merits of each, both function efficiently and professionally. The private sector is pricier than public healthcare, but many are happy to pay the higher price in exchange for shorter waiting times and more comfort. That said, some expats will argue that there isn't much difference between waiting times in public and private healthcare settings.

When it comes to health insurance, Singapore has a fairly unique system of universal coverage. Patients are expected to co-pay for most of their medical expenses, but in return, they have access to basic, affordable healthcare when it's needed most.

Unfortunately, only expats who are permanent residents or citizens will have access to the public health insurance system. Those on normal work passes will either need to take out health insurance or receive insurance through their employer.


Public healthcare in Singapore 

singapore health

Public hospitals are among the most respected institutions in Singapore. The more esteemed hospitals even receive complicated cases that neighbouring countries aren't equipped to handle.

That said, these facilities mainly cater to locals and permanent residence holders who are entitled to subsidised care based on their contributions to a national insurance scheme. Expats with work passes are not privy to these subsidies, and in such cases, there isn't a big difference in price between public and private care.


Private healthcare in Singapore

As mentioned, many expats prefer private healthcare in Singapore, as it doesn't cost much more than public facilities, and the service levels are assumed to be better.

There are plenty of private hospitals, medical centres and individual practices in the city-state; expats simply have to decide which one suits their needs best.

It isn't necessary to have health insurance to take advantage of private facilities, and day-to-day healthcare costs can be surprisingly affordable. That said, health insurance is important when it comes to costs associated with more complicated illnesses or unexpected emergencies.


Hospitals in Singapore 

Singapore has several public hospitals, including the National University Hospital (NUH), Singapore General Hospital (SGH), and Changi General Hospital (CGH). These hospitals are funded and managed by the government and provide a wide range of medical services to Singaporean citizens and permanent residents.

The vast majority of expats do not qualify for public healthcare and therefore need to pay for any medical treatments out of their own pocket or through private medical insurance. In addition to the public hospitals, Singapore boasts many world-class private hospitals that offer a range of specialised medical services and typically provide a more personalised patient experience and shorter waiting times.

See our guide to the Best Private Hospitals in Singapore.


Health insurance in Singapore

Only permanent residents and citizens can take advantage of Medisave, the compulsory state health insurance scheme that requires both employees and employers to make monthly contributions in exchange for hospital coverage. 

Singapore also offers its residents the opportunity to contribute to Medishield. While Medisave is great for accessing basic healthcare, Medishield kicks in once a resident's Medisave savings have run out for the year, offering extra coverage. The premiums for Medishield depend on one's age. 

Many companies in Singapore include health insurance in employment packages, though, and if the subject is not broached during contract negotiation, expats should enquire. 

Both local and international insurance companies operate in Singapore, and there are numerous plans and types of coverage available. Costs vary tremendously, and expats will need to evaluate each package to find the best fit for them.


Pharmacies in Singapore

Prescription and over-the-counter medications are available from supermarkets, department stores, shopping centres and chemists right across Singapore. Imported medicines are expensive, but cheaper generic equivalents are widely available.

Expats should note that some drugs that can be bought over the counter in other countries may require a prescription in Singapore, and vice versa.


Health risks in Singapore

The two biggest health concerns for expats are likely to be sunburn and dehydration. The wall of heat and humidity that greets newly arrived expats when they first step out of the air-conditioned confines of the airport is difficult to anticipate. 

Staying well hydrated and using sunblock is vital for defending against the year-round hot climate. There is a risk of mosquito-borne illnesses like dengue fever and the Zika virus in Singapore, and hand, foot and mouth disease is common among young children in Singapore.


Vaccinations for Singapore

Before moving to Singapore, expats should ensure they are up-to-date with routine vaccinations. This includes vaccines for measles, mumps, rubella (MMR), diphtheria, tetanus and pertussis (DTaP), varicella (chickenpox), polio and a yearly flu shot. 

Depending on individual circumstances, additional vaccines such as Hepatitis A and B, typhoid, Japanese encephalitis, and yellow fever may be recommended. Consulting a healthcare professional well in advance of the move is crucial for personalised advice.

It's also important to note that Singapore has specific vaccination requirements for children enrolling in local schools. These requirements align with the national immunisation schedule, ensuring the safety and health of all children.


Emergency services in Singapore

The national police number in Singapore is 999, while 995 is the number to dial for fire and ambulance emergency services. Ambulances are generally very well-equipped, and patients will be transported to the nearest government hospital. Ambulance staff are trained in trauma and life support.

Expats can also choose to use the ambulance services of a private hospital of their choice, but in this instance, they'll need to obtain the relevant emergency number from the chosen hospital.

Embassy Contacts for Singapore


Singaporean embassies

  • Singapore Embassy, Washington, DC, United States: +1 202 537 3100
  • Singapore High Commission, London, United Kingdom (also serves Ireland): +44 20 7235 8315
  • Singapore Consulate-General, Vancouver, Canada: +1 604 622 5281
  • Singapore High Commission, Canberra, Australia: +61 2 6271 2000
  • Singapore Consulate, Pretoria, South Africa: +27 12 430 6035
  • Singapore High Commission, Wellington, New Zealand: +64 4 470 0850

Foreign embassies in Singapore

  • United States Embassy, Singapore: +65 6476 9100
  • British High Commission, Singapore: +65 6424 4200
  • Canadian High Commission, Singapore: +65 6854 5900
  • Australian High Commission, Singapore: +65 6836 4100
  • South African High Commission, Singapore: +65 6339 3319
  • Irish Embassy, Singapore: +65 6238 7616
  • New Zealand High Commission, Singapore: +65 6235 9966

Shipping and Removals in Singapore

Singapore has one of the world’s finest and busiest harbours, which is well-equipped to handle both personal and professional shipments efficiently and effectively.

That said, before packing up their home and shipping it to Singapore, either by sea or by air, expats should take some time to decide if this is a necessity. A good deal of furnished accommodation is available in Singapore, and the city-state is home to a consumer-focused society, so it's easy to buy whatever one needs at very competitive prices.

What’s more, given the transient nature of the expat community, there’s plenty of opportunity to procure used goods in great condition from those repatriating to their country of origin, or moving elsewhere.

While it’s cheaper to ship by sea, it does take longer. The time associated with shipments varies according to the destination from which goods are being shipped.

It’s recommended that expats employ the services of a professional shipping company, as these organisations are familiar with the logistics involved in the shipping process and can advise expats about documentation and duties.


Shipping personal goods to Singapore

Expats shipping their household goods to Singapore can do so duty-free; that said, cars, liquor and tobacco are subject to a Goods and Services Tax (GST).  

To ship items duty-free, certain criteria must be met, such as:

  • The goods being shipped have been owned for more than three months
  • The goods are shipped within six months of one’s first arrival in Singapore
  • The goods will not be disposed of within three months of arriving in Singapore

To be successfully exempt from import duties, it’s necessary to submit the required forms and documents ahead of time.

Useful links

  • For further information regarding the shipping and importing of goods, personal belongings or even pets, we recommend visiting Singapore Customs, the official website of the branch of government that handles trade and revenue.

Shipping pets to Singapore

Shipping pets to Singapore requires careful planning and compliance with specific regulations set by the National Parks Board’s Animal & Veterinary Service (AVS). Understanding the process is crucial for a smooth transition for your furry friends.

Breed restrictions

Singapore imposes strict breed restrictions for both dogs and cats. Certain breeds, including pit bulls, Akitas, Boerboels and others, are not allowed. For cats, first- to fourth-generation Bengal or Savannah cat crosses are prohibited unless they meet specific cross-generation requirements. It’s essential to verify the breed of your pet and ensure compliance with these restrictions.

Immunisations and health checks

The health and safety of pets are paramount. Dogs and cats need to be vaccinated against common diseases, and those from countries with rabies risks must have rabies vaccinations and serology tests. The requirements differ based on the country’s categorisation, so it’s important to check the latest guidelines. A thorough health check is necessary to ensure your pet is fit for the journey.

Import licences

An import licence is required for bringing pets into Singapore. This licence is valid for 30 days from the date of issue, and the application process involves specific documentation and adherence to timelines.

Dog licences: For dogs, obtaining a dog licence before applying for an import licence is necessary. The licensing process considers various factors, including the dog's age and sterilisation status.

Quarantine

Depending on the country of origin, quarantine may be required for dogs and cats. The duration varies based on the rabies risk category of the exporting country. Booking a quarantine space in advance is crucial due to high demand.

Inspection

Upon arrival, pets must undergo inspection at designated border control offices. Scheduling an appointment for inspection is vital to avoid additional fees. The inspection ensures that all health and safety standards are met.

Useful links

Work Permits for Singapore

There are several work permits for Singapore that expats are most likely to apply for. To qualify for any of these permits, expats will first need to secure a job offer in Singapore.

The Employment Pass is for qualified professionals. The S Pass is for mid-level candidates, and the Work Permit is for semi-skilled workers in fields like construction. The Personalised Employment Pass is for high-earning individuals seeking flexibility, and the EntrePass is for entrepreneurs looking to start businesses in Singapore. The Tech.Pass also caters to experienced tech professionals, allowing them to establish or manage businesses in Singapore.


Work permits for Singapore

Passport

Employment pass (EP)

Employment Pass applicants need an offer for a specialised or management-level job in the country. The EP is aimed at professionals, managers, and executives who meet specific eligibility criteria.

Applicants who are recent graduates of well-respected international universities must earn above a certain amount each month to be considered for an EP. The Ministry of Manpower (MOM) sets this amount based on the applicant's age and the sector they are applying to. For financial services, the minimum qualifying salary is higher than for other sectors, reflecting the demand for talent and competitiveness in the industry.

Singapore's MOM has also introduced COMPASS, a points-based assessment framework, to holistically evaluate Employment Pass applications. COMPASS considers factors such as salary, qualifications, diversity within the hiring company, and support for local employment.

The EP application process involves two main stages. Firstly, applicants must meet the qualifying salary, and secondly, they must pass the COMPASS framework. This two-step process ensures that only high-quality talent enters Singapore's workforce.

Expats do not apply for an EP on their own; the application is submitted by the employer or an employment agent before the individual arrives in Singapore. For first-time applicants, an EP is valid for up to two years and can be renewed for up to three years.

EP holders who meet specific financial requirements may have their employer apply for a Dependant’s Pass for their legally married spouse and children under the age of 21. Separate applications must be made for each family member.

S pass

S Pass candidates in Singapore must have a job offer that meets the minimum qualifying salary, which varies based on the candidate's experience level. Senior candidates must be paid more than entry-level applicants to reflect their experience. The MOM benchmarks S Pass salaries against local Associate Professionals and Technicians (APT) salaries to ensure competitiveness and fairness.

Applicants need relevant work experience and possess a degree, diploma, or technical certificate that includes at least one year of full-time study. Employers must apply for the S Pass before the candidate arrives in Singapore and are required to provide medical cover for the candidate. S Passes are valid for two years and can be renewed for up to three years at a time, with renewal applications allowed as early as six months before the pass's expiry.

As with the EP, candidates who earn above a specified salary threshold can have their employer apply for Dependant’s Passes for eligible family members. It is worth noting that there are also limits on the number of S Pass holders a company can employ based on the Dependency Ratio Ceiling (DRC). This quota system ensures a balanced mix of local and foreign workers within a company's workforce.

Personalised employment pass (PEP)

The PEP is designed for high-earning individuals who want greater flexibility in their work arrangements. Unlike other work passes, the PEP is not tied to a specific employer, allowing holders to switch jobs without reapplying for a new pass, provided they maintain their eligibility. This pass is available to existing high-earning Employment Pass holders and overseas professionals who meet the salary criteria. The PEP is valid for up to three years and is non-renewable.

EntrePass

The EntrePass is aimed at foreign entrepreneurs who wish to establish and operate a business in Singapore. Applicants must meet specific criteria that demonstrate the innovative nature of their business, such as holding intellectual property, collaborating with research institutions, or receiving investment from recognised venture capitalists. The EntrePass is an excellent option for those looking to contribute to Singapore's buzzing startup ecosystem.

Tech.Pass

Tech.Pass targets highly skilled tech professionals who want to contribute to Singapore's tech ecosystem. This pass allows individuals to start and operate multiple businesses, mentor local startups, or become investors or directors in Singapore-based companies. Applicants must meet at least two of the following criteria: a high last-drawn fixed salary, significant experience in a leading role in a tech company, or substantial experience in a technical role within the tech industry. Tech.Pass holders enjoy the flexibility to work with multiple companies and take on various roles within the tech sector.

Work permit

Work Permits for Foreign Workers in Singapore are aimed at semi-skilled construction, manufacturing, and services workers. They are generally issued for workers in sectors that require more manual or operational skills. There is no fixed minimum salary for Work Permit holders, but employers must pay the salary they declare to the MOM. Employers are also required to provide medical coverage for their workers, ensuring their well-being while employed in Singapore.

Work holiday pass

The Work Holiday Pass is available under two programmes. The Work Holiday Programme is for students and recent graduates aged 18 to 25 from recognised universities. It allows them to work and holiday in Singapore for up to six months. The Work and Holiday Visa Programme is specifically for Australian citizens aged 18 to 30, providing the opportunity to work and holiday in Singapore for up to 12 months. These programmes offer young people the chance to gain international experience while enjoying the culture and lifestyle of Singapore.

Useful links

  • For information about all the different types of work permits offered, visit the Ministry of Manpower.

Work permit regulations are subject to change at short notice, and expats should contact their respective embassy or consulate for the latest details.

Local culture in Singapore

Singapore is renowned for its efficient infrastructure, as well as its unique cultural blend that harmoniously combines elements from the East and West. With a cosmopolitan mix of local cultures in Singapore, the city-state is a highly approachable and comfortable destination for expats. 

Singapore's population is mostly composed of three ethnic groups: Chinese, Malay and Indian. This cultural diversity produces a colourful collection of traditions, holidays and customs that expats are sure to become enamoured with.

Although the culture shock in Singapore is minor, there may be some situations that new arrivals in the city-state will be unfamiliar with. In such cases, they shouldn't hesitate to ask someone for advice, as most Singaporeans will be eager, and even proud, to help.

A surefire way for expats to get over any potential culture shock is to immerse themselves in the city's culture and start discovering all that Singapore has to offer – there certainly is plenty to experience in the Little Red Dot.


Food in Singapore

A hub of Asian cuisine, there is something for everyone in Singapore, especially keen foodies. Satay, chilli crab and fish-head curry are traditional Singaporean dishes worth trying. For expats wanting something more familiar, there are plenty of Western restaurants on the island too, including Italian, Mexican and American-style eateries, as well as Western fast-food chains.

Alternatively, it's well worth trying out hawker centres – food courts where vendors sell various local speciality dishes. Food at hawker centres is affordable, quick and often utterly delicious. Malls also usually have food and beverage establishments. Take note: if one ever comes across a packet of tissues on a table at a hawker centre, that means the table has been choped, or reserved. Look for an empty table somewhere else.


Kiasuism in Singapore

Kiasu is a common concept in Singapore. The word kiasu is Hokkien for 'fear of losing out' and is used to describe competitive or selfish behaviour. It's a mixed concept, with positive attributes like competition and enterprise, and negative ones like zero-sum thinking or risk aversion. 

Kiasuism manifests itself in many ways, such as queuing in long lines to receive a door prize or giveaway, or joining the longest queue at a hawker centre because everyone else is eating there. It is also common to grab excess amounts of something (such as in a buffet or a sale item at a shop) for fear of not getting it later. Westerners might know the phenomenon as FOMO – the fear of missing out.   

Kiasuism is also used to describe ambitious and successful people. Kiasu people take extra classes and exploit loopholes and shortcuts: anything to find a competitive edge. Kiasu can come off as aggressive and opportunistic, but it's also a natural strategy for a tiny country in a vast world.


Women in Singapore

Expats in Singapore will observe that gender equality is a growing focus within the city-state, with women increasingly visible in leadership roles and the workforce. Women comprise almost a quarter of Singapore’s Members of Parliament and around 39 percent of commercial senior managers. 

On the other hand, traditional and subconscious biases still exist, particularly at the corporate board level and in C-suite positions, where men predominantly hold these roles.

For expat women, understanding and navigating this landscape can be essential to their Singapore experience. They may find themselves participating in or benefiting from various advocacy programs and initiatives designed to promote gender equality and empower women in the workplace.

It's also noteworthy that Singapore is addressing issues like the gender pay gap and workplace harassment, with ongoing efforts in legislation and public awareness to further enhance equality and safety for women.

Read Diversity and Inclusion in Singapore for more on Women in Leadership in the Little Red Dot.


Strict laws in Singapore

Singapore is a conservative country with strict laws. No matter where their passport says they are from, if a foreigner commits a crime in Singapore, they'll be subject to the country's strict laws and harsh punishments.   

Perhaps the island state's most infamous law is its ban on the sale of chewing gum. This law is intended to prevent people from sticking used chewing gum on surfaces around the city. Similarly, littering and spitting in public are both illegal and can result in prosecution. Smokers accustomed to taking a quick smoke break while out and about will need to adjust to Singapore's strict anti-smoking laws, which limit public smoking areas.

On a more serious note, crimes such as vandalism may be punishable by caning, and certain drug offences carry a mandatory death sentence. Freedom of expression is also restricted: certain publications and movies are banned, and others are censored before being released to the public.

The policies might sound harsh, but they ultimately result in Singapore being one of the safest and cleanest places to live, and expats may take solace in this fact.


LGBTQ+ in Singapore

Expats in Singapore will notice that while the city-state maintains traditional conservative views on sexual orientation and gender identity, there is a gradual shift towards more acceptance, particularly among younger generations. Notable events like Pink Dot symbolise growing support for the LGBTQ+ community. 

Legal recognition of same-sex relationships, including marriage and adoption, remains absent, although the year 2022 saw a significant step forward with the repeal of a colonial-era law criminalising sexual activities between men.

For a deeper understanding of how Singapore is learning to love its LGBTQ+ population, be sure to read our detailed article on Diversity and Inclusion in Singapore.


Language in Singapore

Although English is spoken by just about everyone in Singapore, expats may notice some unfamiliar words here and there. This is called Singlish – a colloquial, uniquely Singaporean dialect of English. It is commonly spoken throughout the city-state and is considered by many to be a reflection of its unique blend of cultures. While some look down on Singlish, others will firmly attest that a local who doesn't speak Singlish isn't a true Singaporean.

It's worthwhile brushing up on a few common Singlish phrases before departing to Singapore, even if it's just to understand the locals.